The content of this article is provided for information purposes only and is not intended to be, nor does it constitute, any form of personal advice. Investments in a currency other than sterling are exposed to currency exchange risk. Currency exchange rates are constantly changing, which may affect the value of the investment in sterling terms. You could lose money in sterling even if the stock price rises in the currency of origin. Stocks listed on overseas exchanges may be subject to additional dealing and exchange rate charges, and may have other tax implications, and may not provide the same, or any, regulatory protection as in the UK. When investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you put in. You're reading a free article with opinions that may differ from The Motley Fool's Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources , and more. Learn More . Compared to their US counterparts, UK shares typically trade at significant discounts. And that can be good for investors looking for stocks to consider buying. Finding value in the stock market is about more than price-to-earnings (P/E) multiples. But a couple of UK shares stand out to me... Stephen Wrightfb777 reviews 。

Michigan defensive lineman Kenneth Grant declares for NFL draftonversational artificial intelligence (AI) tools may soon "covertly influence" users' decision making in a new commercial frontier called the "intention economy", University of Cambridge researchers warned in a paper published Monday. The research argues the potentially "lucrative yet troubling" marketplace emerging for "digital signals of intent" could, in the near future, influence everything from buying movie tickets to voting for political candidates. Our increasing familiarity with chatbots, digital tutors and other so-called "anthropomorphic" AI agents is helping enable this new array of "persuasive technologies", it added. It will see AI combine knowledge of our online habits with a growing ability to know the user and anticipate his or her desires and build "new levels of trust and understanding", the paper's two co-authors noted. Left unchecked, that could allow for "social manipulation on an industrial scale", the pair, from Cambridge's Leverhulme Centre for the Future of Intelligence (LCFI), argued in the paper published in the Harvard Data Science Review. It characterizes how this emergent sector -- dubbed the "intention economy" -- will profile users' attention and communicative styles and connect them to patterns of behavior and choices they make. With exclusive interviews and in-depth coverage of the region's most pressing business issues, "Prospects" is the go-to source for staying ahead of the curve in Indonesia's rapidly evolving business landscape. By registering, you agree with 's Please check your email for your newsletter subscription. "AI tools are already being developed to elicit, infer, collect, record, understand, forecast, and ultimately manipulate and commodify human plans and purposes," co-author Yaqub Chaudhary said. The new AI will rely on so-called Large Language Models -- or LLMs -- to target a user's cadence, politics, vocabulary, age, gender, online history, and even preferences for flattery and ingratiation, according to the research. That would be linked with other emerging AI tech that bids to achieve a given aim, such as selling a cinema trip, or steer conversations towards particular platforms, advertisers, businesses and even political organizations. Co-author Jonnie Penn warned: "Unless regulated, the intention economy will treat your motivations as the new currency." "It will be a gold rush for those who target, steer, and sell human intentions," he added. "We should start to consider the likely impact such a marketplace would have on human aspirations, including free and fair elections, a free press, and fair market competition, before we become victims of its unintended consequences." Penn noted that public awareness of the issue is "the key to ensuring we don't go down the wrong path".

Modi's BJP, allies set to retain power in India's richest state MaharashtraNet sales increased 2% versus last year with comparable sales up 1% Operating margin of 9.3% improved 270 basis points versus last year Market share gains across all brands in the quarter Raises outlook for fiscal 2024 net sales, gross margin and operating income growth SAN FRANCISCO , Nov. 21, 2024 /PRNewswire/ -- Gap Inc. (NYSE: GAP ), the largest specialty apparel company in the U.S. and a house of iconic brands including Old Navy, Gap, Banana Republic, and Athleta, today reported financial results for its third quarter ended November 2, 2024. "I'm proud that Gap Inc. delivered another successful quarter, growing net sales for the 4 th consecutive quarter and gaining market share across all brands while meaningfully expanding operating margin," said President and Chief Executive Officer, Richard Dickson . "Consistent execution of our strategic priorities, including the rigor and repetition we're applying to our brand reinvigoration playbook, is making us a stronger company and demonstrates our continued progress in unlocking Gap Inc.'s full potential." Dickson continued: "Holiday is off to a strong start and we remain focused on executing with excellence in the fourth quarter. Our performance year-to-date gives us the confidence to raise our full year outlook for sales, gross margin and operating income growth." Third Quarter Fiscal 2024 – Financial Results Net sales of $3.8 billion were up 2% compared to last year. Comparable sales were up 1% year-over-year. Due to the 53 rd week in fiscal 2023, in order to maintain consistency, comparable sales for the third quarter of fiscal 2024 are compared to the 13 weeks ended November 4, 2023 . Store sales decreased 2% compared to last year. The company ended the quarter with 3,603 store locations in about 40 countries, of which 2,544 were company operated. Online sales increased 7% compared to last year and represented 40% of total net sales. Gross margin of 42.7% increased 140 basis points versus last year's gross margin. Merchandise margin increased 90 basis points versus last year primarily driven by improved inventory management. Rent, occupancy, and depreciation (ROD) as a percent of sales leveraged 50 basis points versus last year. Operating expense was $1.3 billion . Operating income was $355 million ; operating margin of 9.3%. The effective tax rate was 24%. Net income of $274 million ; diluted earnings per share of $0.72 . Balance Sheet and Cash Flow Highlights Ended the quarter with cash, cash equivalents and short-term investments of $2.2 billion , an increase of 64% from the prior year. Year-to-date net cash from operating activities was $870 million . Year-to-date free cash flow , defined as net cash from operating activities less purchases of property and equipment, was $540 million . Ending inventory of $2.33 billion was down 2% compared to last year. Capital expenditures were $330 million . Paid a third quarter dividend of $0.15 per share, totaling $57 million. The company's Board of Directors approved a fourth quarter fiscal 2024 dividend of $0.15 per share. Additional information regarding free cash flow, which is a non-GAAP financial measure, is provided at the end of this press release along with a reconciliation of this measure from the most directly comparable GAAP financial measure for the applicable period. Third Quarter Fiscal 2024 – Global Brand Results Comparable Sales Old Navy: Third quarter net sales of $2.2 billion were up 1% compared to last year. Comparable sales were flat. The brand's continued focus on operational rigor and brand reinvigoration drove solid performance in the quarter, despite lapping tougher compares and facing weather-related headwinds. Gap: Third quarter net sales of $899 million were up 1% compared to last year. Comparable sales were up 3% representing the fourth consecutive quarter of positive comparable sales at the brand. Gap's strong product and marketing execution have helped drive continued momentum and consistent results at the brand. Banana Republic: Third quarter net sales of $469 million were up 2% compared to last year. Comparable sales were down 1%. The brand saw strength in its men's business during the quarter and remains focused on fixing the fundamentals. Athleta: Third quarter net sales of $290 million were up 4% compared to last year. Comparable sales were up 5%. As expected, the brand returned to positive comparable sales in the quarter as its new product and marketing are resonating with customers. Fiscal 2024 Outlook As a result of its strong third quarter results, the company is raising its full year outlook for net sales, gross margin and operating income growth compared to prior expectations. Please note that the company's projected full year fiscal 2024 operating income growth below is provided in comparison to its full year fiscal 2023 adjusted operating income, which excludes $93 million in restructuring costs and a $47 million gain on sale of a building. Full Year Fiscal 2024 Webcast and Conference Call Information Whitney Notaro , Head of Investor Relations at Gap Inc., will host a conference call to review the company's third quarter fiscal 2024 results beginning at approximately 2:00 p.m. Pacific Time today. Ms. Notaro will be joined by President and Chief Executive Officer, Richard Dickson and Chief Financial Officer, Katrina O'Connell . A live webcast of the conference call and accompanying materials will be available online at investors.gapinc.com . A replay of the webcast will be available at the same location. Non-GAAP Disclosure This press release and related conference call include financial measures that have not been calculated in accordance with U.S. generally accepted accounting principles (GAAP) and are therefore referred to as non-GAAP financial measures. The non-GAAP measures described below are intended to provide investors with additional useful information about the company's financial performance, to enhance the overall understanding of its past performance and future prospects, and to allow for greater transparency with respect to important metrics used by management for financial and operating decision-making. The company presents these non-GAAP financial measures to assist investors in seeing its financial performance from management's view and because it believes they provide an additional tool for investors to use in computing the company's core financial performance over multiple periods with other companies in its industry. Additional information regarding the intended use of non-GAAP measures included in this press release and related conference call is provided in the tables to this press release. The non-GAAP measures included in this press release and related conference call are adjusted operating expense/adjusted SG&A, adjusted operating income, adjusted operating margin, adjusted diluted earnings per share, and free cash flow. These non-GAAP measures exclude the impact of certain items that are set forth in the tables to this press release. In addition, the company's outlook includes projected full year fiscal 2024 operating income growth compared to its full year fiscal 2023 adjusted operating income. The non-GAAP measures used by the company should not be considered as a substitute for, or superior to, measures of financial performance prepared in accordance with GAAP and may not be the same as similarly titled measures used by other companies due to possible differences in method and in items or events being adjusted. The company urges investors to review the reconciliation of non-GAAP financial measures to the most directly comparable GAAP financial measures included in the tables to this press release below, and not to rely on any single financial measure to evaluate its business. The non-GAAP financial measures used by the company have limitations in their usefulness to investors because they have no standardized meaning prescribed by GAAP and are not prepared under any comprehensive set of accounting rules or principles. Forward-Looking Statements This press release and related conference call and accompanying materials contain forward-looking statements within the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. All statements other than those that are purely historical are forward-looking statements. Words such as "expect," "anticipate," "believe," "estimate," "intend," "plan," "project," and similar expressions also identify forward-looking statements. Forward-looking statements include statements regarding the following: becoming a high performing company; unlocking Gap Inc.'s potential; our four strategic priorities, including maintaining and delivering financial and operational rigor, the reinvigoration of our brands, strengthening our operating platform, and energizing our culture; driving relevance and revenue by executing on our brand reinvigoration playbook; expectations for Old Navy for the holiday season; accelerating Old Navy's presence in the Active category; Old Navy's holiday activations and product; reigniting Gap brand's leadership in trend-right products and creative expression through big ideas and culturally relevant messaging; reestablishing Banana Republic to thrive in the premium lifestyle space; evolving Banana Republic's assortment and fit; continuing to fix the fundamentals at Banana Republic; Banana Republic's holiday product; Athleta's trajectory; Athleta's holiday product; enhancing Athleta's in-store and online experiences; driving high-performance across our teams; executing with excellence; Gap Inc.'s positioning going into the holiday season; expectations for our full year performance; expected year-end inventory levels; expected full year fiscal 2024 net sales; the expected impact of the loss of the 53rd week on full year fiscal 2024 net sales; expected fourth quarter fiscal 2024 net sales; the expected impacts of the loss of the 53rd week and the weekly calendar shift on fourth quarter fiscal 2024 net sales; expected full year fiscal 2024 gross margin; the expected impacts of commodity costs and better inventory management on full year fiscal 2024 gross margin; expected full year fiscal 2024 ROD; expected fourth quarter fiscal 2024 gross margin; the expected impact of the loss of the 53rd week on fourth quarter fiscal 2024 gross margin; expected full year fiscal 2024 SG&A/operating expense; continuing cost discipline and unlocking more efficiencies in the business; expected full year fiscal 2024 operating income; expected full year fiscal 2024 effective tax rate; expected full year fiscal 2024 capital expenditures; generating sustainable, profitable growth and delivering long-term shareholder value; and our dividend policy. Because these forward-looking statements involve risks and uncertainties, there are important factors that could cause our actual results to differ materially from those in the forward-looking statements. These factors include, without limitation, the following risks, any of which could have an adverse effect on our business, financial condition, results of operations, or reputation: the overall global economic and geopolitical environment, including the ongoing Russia - Ukraine and Israel-Hamas conflicts and recent elections in the United States , and impacts on consumer spending patterns; social and political unrest in our sourcing countries, including Bangladesh , and disruptions to global trade and shipping capacity, including in the Red Sea; the risk that we or our franchisees may be unsuccessful in gauging apparel trends and changing consumer preferences or responding with sufficient lead time; the highly competitive nature of our business in the United States and internationally; the risk that we may be unable to manage our inventory effectively and the resulting impact on our gross margins and sales; the risk that our investments in customer, digital, and omni-channel shopping initiatives may not deliver the results we anticipate; the risk that we fail to maintain, enhance, and protect our brand image and reputation; the risk of loss or theft of assets, including inventory shortage; the risk that we fail to manage key executive succession and retention or continue to attract qualified personnel; reductions in income and cash flow from our credit card arrangement related to our private label and co-branded credit cards; the risk that changes in our business strategy or restructuring our operations may not generate the intended benefits or projected cost savings; the risk that trade matters could increase the cost or reduce the supply of apparel available to us; the risks to our business, including our costs and global supply chain, associated with global sourcing and manufacturing; the risks to our reputation or operations associated with importing merchandise from foreign countries, including failure of our vendors to adhere to our Code of Vendor Conduct; the risk that we or our franchisees may be unsuccessful in identifying, negotiating, and securing new store locations and renewing, modifying, or terminating leases for existing store locations effectively; engaging in or seeking to engage in strategic transactions that are subject to various risks and uncertainties; the risk that our efforts to expand internationally may not be successful; the risk that our franchisees and licensees could impair the value of our brands; the risk of data or other security breaches or vulnerabilities that may result in increased costs, violations of law, significant legal and financial exposure, and a loss of confidence in our security measures; the risk that failures of, or updates or changes to, our IT systems may disrupt our operations; the risk that our comparable sales and margins may experience fluctuations, that we may fail to meet financial market expectations, or that the seasonality of our business may experience fluctuations; the risk of foreign currency exchange rate fluctuations; the risk that our level of indebtedness may impact our ability to operate and expand our business; the risk that we and our subsidiaries may be unable to meet our obligations under our indebtedness agreements; the risk that changes in our credit profile or deterioration in market conditions may limit our access to the capital markets; natural disasters, public health crises (such as pandemics and epidemics), political crises (such as the ongoing Russia - Ukraine and Israel-Hamas conflicts), negative global climate patterns, or other catastrophic events; evolving regulations and expectations with respect to ESG matters, including climate reporting; the adverse effects of climate change on our operations and those of our franchisees, vendors, and other business partners; our failure to comply with applicable laws and regulations and changes in the regulatory or administrative landscape; the risk that we will not be successful in defending various proceedings, lawsuits, disputes, and claims; the risk that our estimates and assumptions used when preparing our financial information are inaccurate or may change; the risk that changes in the geographic mix and level of income or losses, the expected or actual outcome of audits, changes in deferred tax valuation allowances, and new legislation could impact our effective tax rate, or that we may be required to pay amounts in excess of established tax liabilities; the risk that changes in our business structure, our performance or our industry could result in reductions in our pre-tax income or utilization of existing tax carryforwards in future periods, and require additional deferred tax valuation allowances; the risk that the adoption of new accounting pronouncements will impact future results; and the risk that additional information may arise during our close process or as a result of subsequent events that would require us to make adjustments to our financial information. Additional information regarding factors that could cause results to differ can be found in our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 19, 2024 , as well as our subsequent filings with the Securities and Exchange Commission. These forward-looking statements are based on information as of November 21, 2024 . We assume no obligation to publicly update or revise our forward-looking statements even if experience or future changes make it clear that any projected results expressed or implied therein will not be realized. About Gap Inc. Gap Inc., a house of iconic brands, is the largest specialty apparel company in America. Its Old Navy , Gap , Banana Republic , and Athleta brands offer clothing, accessories, and lifestyle products for men, women and children. Since 1969, Gap Inc. has created products and experiences that shape culture, while doing right by employees, communities and the planet. Gap Inc. products are available worldwide through company-operated stores, franchise stores, and e-commerce sites. Fiscal year 2023 net sales were $14.9 billion . For more information, please visit www.gapinc.com . Investor Relations Contact: Nina Bari [email protected] Media Relations Contact: Megan Foote [email protected] Free cash flow is a non-GAAP financial measure. We believe free cash flow is an important metric because it represents a measure of how much cash a company has available for discretionary and non-discretionary items after the deduction of capital expenditures. We require regular capital expenditures including technology improvements as well as building and maintaining our stores and distribution centers. We use this metric internally, as we believe our sustained ability to generate free cash flow is an important driver of value creation. However, this non-GAAP financial measure is not intended to supersede or replace our GAAP results. The following adjusted statement of operations metrics are non-GAAP financial measures. These measures are provided to enhance visibility into the Company's underlying results for the period excluding the impact of restructuring costs. Management believes the adjusted metrics are useful for the assessment of ongoing operations as we believe the adjusted items are not indicative of our ongoing operations, and provide additional information to investors to facilitate the comparison of results, on an annualized basis, against past and future years. However, these non-GAAP financial measures are not intended to supersede or replace the GAAP measures. SOURCE Gap Inc.

Article content It’s easy to get whiplash as a Habs fan. A friend of mine called this Canadiens season a roller-coaster, and it sure is. Prior to the start of the season, the mood was remarkably upbeat, a new feeling following three straight terrible seasons. Kent Hughes had acquired Patrik Laine to fans’ delight and then management at the season-kickoff golf tournament promised that the team would be “in the mix” this year . That was meant to mean the Canadiens would be playing meaningful games late in the season, hovering somewhere in the vicinity of the final wild-card berth. Samuel Montembeault looked like Patrick Roy in the season opener, shutting out the Toronto Maple Leafs , and suddenly it was like “Hey maybe we can talk playoffs.” Less than two weeks later, the wheels went flying off the bus with an embarrassing 7-2 loss to the New York Rangers . That was followed by two wins for the good guys, which steadied people’s nerves, but then the good ship Canadiens smashed right into the dock with a six-game losing streak that began with an 8-2 shellacking courtesy of the Seattle Kraken . In the middle of that meltdown, the word “train wreck” came up in my discussions with fans at the pub. In fact, I might’ve written a column with the headline: “This Canadiens season is a train wreck, not a rebuild.” Also with the spit hitting the fan, there was for the first time some public criticism of coach Martin St. Louis, most notably from Jean-Charles Lajoie on TVA Sports and Le Journal de Montréal and maybe even from this very columnist. Then MSL’s lads actually won a game, beating another terrible team, the Buffalo Sabres, 7-5 in a match that was less hockey game and more gong show. All you need to know is that each team pulled their starting goalie. That was followed by another loss, 3-0 to the Minnesota Wild , but most were OK with that because the Wild are a very good team and suddenly the Canadiens’ defence actually looked like they knew what they were doing. Add to that a 5-1 win over the lowly Blue Jackets and a statement 3-0 win versus the Edmonton Oilers and by this Monday around 10 p.m., fans were once again booking their deck chairs for the spring parade down Ste-Catherine St. That’s life in the Habs Nation. Nicolas Martin Maranda nailed it on my Facebook page this week: “Habs lose Fans: FIRE EVERYBODY! Habs win Fans: ÇA SENT LA COUPE!” My old friend Ted Harman was even more eloquent in the same Facebook convo: “They win a game in September and we’re making plans for a parade. They go through a bad patch and La fin du monde est à 7 heures. Slaf can’t even legally order a beer when the Habs are south of the border. Everyone needs to relax. They’re working on building a team with what we hope will be an elite skill set, that will win tons of games. In the interim reach for your fave anti-anxiety meds.” Habs fans are a neurotic and that’s why we love them. Fact is that was a mighty impressive game Monday . The defence played their best game of the year, shutting down Connor McDavid, Leon Draisaitl and the rest of the team that made it to within a goal of winning the Stanley Cup last season. Josh Anderson had a very good game, totally engaged, using his strength and size. Oh and Monty was absolutely lights out, underlining that as big a problem as any other this season for the Habs has been Montembeault’s wildly uneven play. Montreal Canadiens’ Sam Montembeault makes a save on an Edmonton Oilers shot during the second period of a National Hockey League game in Montreal Monday Nov. 18, 2024. Oliers Ty Emberson and Canadiens Josh Anderson watch. Photo by John Mahoney / Montreal Gazette So have the Canadiens turned the corner? Is the rebuild back on track? Or was the beautiful game Monday simply the exception that proves the rule? “I think they’re on the right track,” said Christian Rivard, who was at Maison Publique McLean’s on Wednesday. “They’re still a young team. To say they’ve really turned the corner, at this point it’s hard to tell. But we’re starting to impose our style of play.” Luc Desrosiers also says it’s too soon to say if we’ve turned the corner. “No one knows, maybe not,” said Desrosiers. “It remains to be seen. Give me a few more games and I’ll tell you. So they’ve had two or three good games. But is it just a blip and we’re going to go back to where we were? They have a lot of talent so they can continue to be on the rise. But will they stick together? But we have to be fuelled by hope so I’m 100-per-cent hopeful. If not this year then next year. Good stuff is coming.” The next guy I approached at the pub said he was a fan but said he couldn’t comment for the article. I correctly guessed that he worked for the Canadiens organization. I asked what department he was in. He said, wait 20 minutes and you’ll understand. It turns out I only had to wait five. In walked Habs assistant coach Stéphane Robidas who came to say hi to the fellow I was chatting with. Then came Trevor Letowski, another of the assistant coaches, who looks up close even more like Mike Matheson than he does on TV. The first guy I’d met was Roger Grillo , who was hired as a coaching consultant by the Canadiens in September. He coached St. Louis when he was playing for the University of Vermont in the ’90s. They all sat down at the bar and ordered drinks. Then St. Louis himself showed up and sat down on the stool right next to me. So I figured I might as well ask him this week’s What the Puck question: Did he think the Canadiens have turned the corner? When I told the story to a pal today, he joked that St. Louis must’ve answered by saying “I don’t believe in corners.” In fact, the most philosophical of NHL coaches basically said that he wouldn’t say they’d turned the corner but rather that he sees this as a transitional season and that he likes the direction they’re headed. I told him I thought Monday was the game of the year and again he wasn’t ready to fully agree. He said he liked a lot of what he saw Monday. With that, I left them to enjoy their dinner in peace. bkelly@postmedia.com x.com/brendanshowbiz

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As 2024 nears its end and the new year nears, crypto enthusiasts are eager to discover the top crypto to buy in January 2025. Analysts are placing their confidence in four crypto options, Dogecoin, Shiba Inu, Polkadot, and a rising contender BlockDAG. With the market showing renewed strength, this could be the perfect moment to explore these exciting opportunities. Whether you're new to the scene or a seasoned investor, these four cryptocurrencies could play a key role in shaping your portfolio for the year ahead. 1. BlockDAG: New Crypto Set For Big Growth in 2025 & Beyond BlockDAG (BDAG) has quickly become a hot topic in the crypto community, even as it remains in its presale phase. With over $172.5 million raised and more than 17.5 billion coins sold, this project is already making waves. The presale, structured across 45 batches, ensures accessibility and fairness for buyers. Currently, coins in Batch 26 are priced at just $0.0234, yet early adopters from Batch 1 have seen an incredible ROI of 2,240%. This remarkable growth showcases the increasing demand for BDAG, making it a serious contender in the list of top crypto to buy in January 2025. As its 2025 mainnet launch approaches, market analysts are optimistic about BlockDAG's price trajectory. By 2025, BlockDAG's price is expected to hit $1, offering significant returns to those who buy early. These projections highlight the potential of BlockDAG to establish itself as a major player in the crypto market. Looking further ahead to 2030, experts foresee BlockDAG reaching a price of $30, backed by its booming community, consistent growth, DAG tech, and future expansion plans. With such promising forecasts and a solid foundation, BlockDAG is not only among the top crypto to buy in January 2025 but also one to watch for long-term growth in the crypto market. 2. Dogecoin: Memecoin Community’s Favorite Dogecoin, often affectionately referred to as the "people's crypto," continues to capture attention. With high-profile endorsements from influential figures like Elon Musk and rumors of backing from Bill Gates, it’s hard to ignore the buzz surrounding this digital asset. Despite a recent dip in value, currently trading at approximately $0.2892 USD, Dogecoin retains a market cap of $42.6 billion, showcasing its resilience. While the road to $1 may seem steep, its dedicated community and ongoing popularity provide a solid foundation for future growth. As one of the top crypto to buy in January 2025, Dogecoin remains a key contender for those looking to diversify their portfolio. 3. Shiba Inu: The “Dogecoin Killer” When discussing the top crypto to buy in January 2025, Shiba Inu (SHIB) is a name worth considering. Often called the "Dogecoin killer," this token has received massive traction within the crypto community. As of December 26, Shiba Inu is priced at approximately $0.00002162, with a market cap of about $11.7 billion. While its price movements have been unpredictable, the optimism surrounding Shiba Inu remains strong. Reaching $1 may take time but Shiba Inu's roadmap and community support make it a cryptocurrency to watch closely as we are about to enter 2025. 4. Polkadot: A Key Player In Decentralized Applications With a current price of around $6.97 and a market cap of approximately $10 billion, Polkadot has steadily gained traction among investors. Its unique multi-chain framework, which allows seamless communication between different blockchains positions Polkadot as a key player in the world of decentralized applications (dApps). The growing adoption of Polkadot and its robust support from the developer community highlight its long-term potential. Many analysts predict that DOT could surpass $25 by 2030 due to its advanced technology and increasing relevance in the blockchain space. Key Highlights: Choosing the Right Crypto for 2025 As the new year begins, the search for the top crypto to buy in January 2025 brings four remarkable options into focus: BlockDAG, Dogecoin, Shiba Inu, and Polkadot. Each offers unique opportunities, from Dogecoin's massive community backing to Shiba Inu's ambitious roadmap and Polkadot's advanced multi-chain capabilities. But BlockDAG's combination of early-stage accessibility and promising growth potential sets it apart as a must-watch cryptocurrency. Whether you're diversifying your portfolio or taking the first steps in the crypto market, these four cryptos offer a chance to be part of the next big wave in the industry. Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp _____________ Disclaimer: Analytics Insight does not provide financial advice or guidance. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. You are responsible for conducting your own research (DYOR) before making any investments. Read more here.The Buried Secrets of America’s Indian Boarding SchoolsVERMILLION — In one of the most memorable games in University of South Dakota football history, the Coyotes mounted a furious late fourth-quarter comeback to defeat North Dakota State 29-28 to clinch a share of the program’s first Missouri Valley Football Conference title. Despite falling behind 28-17 with under five minutes to play, the Coyotes showed why they’ve been one of the top teams in the country. Two touchdowns within three minutes gave USD a 29-28 advantage with 12 seconds left and a last-ditch lateral player fell short for the Bison on the final play of the day. ADVERTISEMENT Aidan Bouman finished with 272 yards and two touchdowns on 18-for-30 passing on the day. Javion Phelps came up clutch late in the game with multiple game-saving catches, including the game-winning touchdown. He finished the day with 79 receiving yards and a touchdown. Travis Theis was USD’s leading rusher with 66 yards and two touchdowns. With that, here are three observations from the game... The question surrounding this season had always been how good was USD really? The Coyotes took care of business against most weaker opponents and competed with better opponents like SDSU and even Wisconsin. But there was still one thing missing, a truly signature victory. Saturday finally provided that victory. With NDSU ranked No. 1 in the country and seen as possibly the title favorite, this was the game for the Coyotes to prove to the rest of the FCS that they can be a formidable force in the postseason. Not only did they take home the victory, but they did it in a fashion that showed more grit than any other this season. In previous observations, I’ve commended USD for showing grit in tough situations. Games against Youngstown State and UND where they fell behind by multiple possessions early and came back to win. Also against SDSU even though that resulted in a loss. But this was the coup de grâce for the Coyotes when it came to showing fight. Many teams would waiver after trailing by 11 points with under five minutes to go. Even fewer would come back after giving up a 20-play, 99-yard drive that took over 11 minutes right before the comeback. The fashion in which this team won revealed more about their character than any other type of victory likely would have. ADVERTISEMENT Although I firmly felt that the Coyotes could end their season in Frisco, this win all but confirms that thinking for the rest of the country. The next month should be interesting and we’ll see if this Coyote team can show this level of fight in what could be the most memorable postseason run for the program. This isn’t so much something that USD did wrong, but more what Cam Miller did right. The NDSU signal caller already proved this season why he’s been one of the top players in the country. Especially near the end of the game, he showed not only how good of a player he is, but how clutch of a player he can be. Early on though, it looked like the Coyotes might have come in with the perfect game plan. Miller was really uncomfortable early, constantly under pressure on his face. In fact, he didn’t even throw for a single yard until the second quarter. He was struggling and USD had him searching for answers. But he eventually began to thrive, especially as he started to utilize his legs. He extended plays and had the Coyote defense on their toes for most of the game after the first quarter. But he really shined in the fourth quarter when it mattered most. Throughout the final 15 minutes, NDSU faced numerous third and fourth downs that if not converted, would have given the Coyotes a lot of momentum. However, every time NDSU needed a big play, the ball was in Miller’s hands. So, why is it so significant that I discuss the losing team’s quarterback? Well, that’s because if the hopes of a national title are to come to fruition, it’s likely USD will have to overcome Miller and NDSU again in the playoffs. USD has had plenty of hot starts this season. Although most of them were against inferior teams that never really had the firepower to make a legitimate comeback attempt, a 14-0 advantage against NDSU was big nonetheless. The Coyotes could have tacked on even more as they had the ball with that 14-0 lead, but then everything got sluggish. Offensively, the play calling went really conservative. Most play calls were runs and even when passes were called, they weren’t being executed to a high level. NDSU was also starting to get some pressure on both run and pass protection. Runs became shorter and Aidan Bouman had less time to throw. That sluggishness also extended into the second half. ADVERTISEMENT On the other side of the ball, the Coyote defense learned why Miller has been one of the best players in the country this season. I went into more detail above, but I’ll summarize once again. Up front, the line was still putting a lot of pressure on Miller, but his legs were keeping plenty of plays alive. Those extended plays were putting more pressure on the secondary to stay in coverage, and it didn’t always last. But, even though the Coyotes didn’t keep their foot on the Bison’s throat after amassing a 14-point advantage, it didn’t cost them the game. However, if USD meets another top-tier opponent like NDSU again in the playoffs and jumps out to an advantage, it will be all the more important that a lead doesn’t slip away.

New Delhi, Nov 23 (PTI) Prime Minister Narendra Modi on Saturday said the latest round of elections has endorsed the message of development and defeated the politics of lies and betrayal propounded by the Congress and its allies. Addressing a gathering at the Bharatiya Janata Party (BJP) headquarters here, Modi said divisive forces, negative politics and dynasticism have been defeated in the Maharashtra election and bypolls in various states. He said the people of Maharashtra have voted for stability and taught a lesson to those who tried to create instability. The prime minister asserted that the message from the Maharashtra election is that of unity and it is also an endorsement of the "ek hai toh safe hai" slogan. Modi also said he bows down before the people of Jharkhand and that the BJP will work more zealously for the development of the state. "'Ek hai toh safe hai' has become the 'maha-mantra' for the entire nation and it has punished those who wanted to divide the country on caste and religious lines," he said, adding that all sections of the society have voted for the BJP. "The Congress and its ecosystem had thought that by spreading lies in the name of the Constitution, they could divide the Scheduled Castes (SCs), Scheduled Tribes (STs) and Other Backward Classes (OBC) in small groups. This is a solid slap on their faces," he said. "People have made divisive forces bite the dust. The Congress and its allies have failed to grasp the changed realities of the country's mood," the prime minister added. He asserted that voters do not want instability and they believe in nation first and do not like those dreaming about "chair first". The voters in Maharashtra also evaluated Congress on the basis of the false promises made in other states like Karnataka, Telangana and Himachal Pradesh, he added. "Neither their false promises nor their dangerous agenda worked in Maharashtra," Modi said. The prime minister said the Maharashtra election also shows that only one Constitution will work in India and that was given to the people of the country by B R Ambedkar. The Congress and its allies were again trying to create a wall of Article 370 of the Constitution in Jammu and Kashmir, he said. "I want to say this to the Congress and its allies that no force in the world can bring back Article 370 and insult our Constitution," Modi said. He said the Congress and its allies were double-faced on various issues, including the Wafq Board. (This story has not been edited by THE WEEK and is auto-generated from PTI)Modi's BJP, allies set to retain power in India's richest state MaharashtraGettman kicks go-ahead FG as Villanova ends Delaware's FCS-era with a 38-28 win in finaleThe team that President-elect Donald Trump has selected to lead federal health agencies in his second administration includes a retired congressman, a surgeon and a former talk-show host. All could play pivotal roles in fulfilling a political agenda that could change how the government goes about safeguarding Americans' health — from health care and medicines to food safety and science research. In line to lead the Department of Health and Human Services secretary is environmental lawyer and anti-vaccine organizer Robert F. Kennedy Jr. Trump's choices don't have experience running large bureaucratic agencies, but they know how to talk about health on TV . Centers for Medicare and Medicaid pick Dr. Mehmet Oz hosted a talk show for 13 years and is a well-known wellness and lifestyle influencer. The pick for the Food and Drug Administration, Dr. Marty Makary, and for surgeon general, Dr. Janette Nesheiwat, are frequent Fox News contributors. Many on the list were critical of COVID-19 measures like masking and booster vaccinations for young people. Some of them have ties to Florida like many of Trump's other Cabinet nominees: Dave Weldon , the pick for the Centers for Disease Control and Prevention, represented the state in Congress for 14 years and is affiliated with a medical group on the state's Atlantic coast. Nesheiwat's brother-in-law is Rep. Mike Waltz , R-Fla., tapped by Trump as national security adviser. Here's a look at the nominees' potential role in carrying out what Kennedy says is the task to “reorganize” agencies, which have an overall $1.7 trillion budget, employ 80,000 scientists, researchers, doctors and other officials, and effect Americans' daily lives: The Atlanta-based CDC, with a $9.2 billion core budget, is charged with protecting Americans from disease outbreaks and other public health threats. Kennedy has long attacked vaccines and criticized the CDC, repeatedly alleging corruption at the agency. He said on a 2023 podcast that there is "no vaccine that is safe and effective,” and urged people to resist the CDC's guidelines about if and when kids should get vaccinated . The World Health Organization estimates that vaccines have saved more than 150 million lives over the past 50 years, and that 100 million of them were infants. Decades ago, Kennedy found common ground with Weldon , 71, who served in the Army and worked as an internal medicine doctor before he represented a central Florida congressional district from 1995 to 2009. Starting in the early 2000s, Weldon had a prominent part in a debate about whether there was a relationship between a vaccine preservative called thimerosal and autism. He was a founding member of the Congressional Autism Caucus and tried to ban thimerosal from all vaccines. Kennedy, then a senior attorney for the Natural Resources Defense Council, believed there was a tie between thimerosal and autism and also charged that the government hid documents showing the danger. Since 2001, all vaccines manufactured for the U.S. market and routinely recommended for children 6 years or younger have contained no thimerosal or only trace amounts, with the exception of inactivated influenza vaccine. Meanwhile, study after study after study found no evidence that thimerosal caused autism. Weldon's congressional voting record suggests he may go along with Republican efforts to downsize the CDC, including to eliminate the National Center for Injury Prevention and Control, which works on topics like drownings, drug overdoses and shooting deaths. Weldon also voted to ban federal funding for needle-exchange programs as an approach to reduce overdoses, and the National Rifle Association gave him an “A” rating for his pro-gun rights voting record. Kennedy is extremely critical of the FDA, which has 18,000 employees and is responsible for the safety and effectiveness of prescription drugs, vaccines and other medical products, as well as overseeing cosmetics, electronic cigarettes and most foods. Makary, Trump’s pick to run the FDA, is closely aligned with Kennedy on several topics . The professor at Johns Hopkins University who is a trained surgeon and cancer specialist has decried the overprescribing of drugs, the use of pesticides on foods and the undue influence of pharmaceutical and insurance companies over doctors and government regulators. Kennedy has suggested he'll clear out “entire” FDA departments and also recently threatened to fire FDA employees for “aggressive suppression” of a host of unsubstantiated products and therapies, including stem cells, raw milk , psychedelics and discredited COVID-era treatments like ivermectin and hydroxychloroquine. Makary's contrarian views during the COVID-19 pandemic included questioning the need for masking and giving young kids COVID-19 vaccine boosters. But anything Makary and Kennedy might want to do when it comes to unwinding FDA regulations or revoking long-standing vaccine and drug approvals would be challenging. The agency has lengthy requirements for removing medicines from the market, which are based on federal laws passed by Congress. The agency provides health care coverage for more than 160 million people through Medicaid, Medicare and the Affordable Care Act, and also sets Medicare payment rates for hospitals, doctors and other providers. With a $1.1 trillion budget and more than 6,000 employees, Oz has a massive agency to run if confirmed — and an agency that Kennedy hasn't talked about much when it comes to his plans. While Trump tried to scrap the Affordable Care Act in his first term, Kennedy has not taken aim at it yet. But he has been critical of Medicaid and Medicare for covering expensive weight-loss drugs — though they're not widely covered by either . Trump said during his campaign that he would protect Medicare, which provides insurance for older Americans. Oz has endorsed expanding Medicare Advantage — a privately run version of Medicare that is popular but also a source of widespread fraud — in an AARP questionnaire during his failed 2022 bid for a U.S. Senate seat in Pennsylvania and in a 2020 Forbes op-ed with a former Kaiser Permanente CEO. Oz also said in a Washington Examiner op-ed with three co-writers that aging healthier and living longer could help fix the U.S. budget deficit because people would work longer and add more to the gross domestic product. Neither Trump nor Kennedy have said much about Medicaid, the insurance program for low-income Americans. Trump's first administration reshaped the program by allowing states to introduce work requirements for recipients. Kennedy doesn't appear to have said much publicly about what he'd like to see from surgeon general position, which is the nation's top doctor and oversees 6,000 U.S. Public Health Service Corps members. The surgeon general has little administrative power, but can be an influential government spokesperson on what counts as a public health danger and what to do about it — suggesting things like warning labels for products and issuing advisories. The current surgeon general, Vivek Murthy, declared gun violence as a public health crisis in June. Trump's pick, Nesheiwat, is employed as a New York City medical director with CityMD, a group of urgent care facilities in the New York and New Jersey area, and has been at City MD for 12 years. She also has appeared on Fox News and other TV shows, authored a book on the “transformative power of prayer” in her medical career and endorses a brand of vitamin supplements. She encouraged COVID-19 vaccines during the pandemic, calling them “a gift from God” in a February 2021 Fox News op-ed, as well as anti-viral pills like Paxlovid. In a 2019 Q&A with the Women in Medicine Legacy Foundation , Nesheiwat said she is a “firm believer in preventive medicine” and “can give a dissertation on hand-washing alone.” As of Saturday, Trump had not yet named his choice to lead the National Institutes of Health, which funds medical research through grants to researchers across the nation and conducts its own research. It has a $48 billion budget. Kennedy has said he'd pause drug development and infectious disease research to shift the focus to chronic diseases. He'd like to keep NIH funding from researchers with conflicts of interest, and criticized the agency in 2017 for what he said was not doing enough research into the role of vaccines in autism — an idea that has long been debunked . Associated Press writers Amanda Seitz and Matt Perrone and AP editor Erica Hunzinger contributed to this report. The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group and the Robert Wood Johnson Foundation. The AP is solely responsible for all content. This story has been corrected to reflect that the health agencies have an overall budget of about $1.7 trillion, not $1.7 billion. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Sign up here to get the latest health & fitness updates in your inbox every week!

The San Francisco 49ers have gotten a lot from their rookie class in 2024, but the season is over for one member of it. Seventh-round pick Tatum Bethune has been placed on injured reserve, the linebacker having suffered a sprained MCL in last Sunday's surprise loss to the Seattle Seahawks. But the end of his campaign has provided an opportunity to veteran Tashaun Gipson. Gipson, who was a starter at safety for the previous two seasons, has been promoted to the active roster to take Bethune's place. San Francisco signed Gipson to its practice squad earlier this month. He had previously been activated for each of the last two games and will provide key insurance behind starters Ji'Ayir Brown and Malik Mustapha. But the window for another veteran to return is shrinking. The 49ers again elected not to activate interior offensive lineman Jon Feliciano from injured reserve. Feliciano was downgraded from questionable to out for Sunday's meeting with the Green Bay Packers, and the 49ers have until Monday to activate him to the roster before his 21-day practice window closes. San Francisco elevated cornerback Nick McCloud and linebacker Jalen Graham from the practice squad to their gameday roster for the visit to Lambeau Field. This article first appeared on A to Z Sports and was syndicated with permission.White House says at least 8 US telecom firms, dozens of nations impacted by China hacking campaignIsraeli police set to probe Netanyahu’s wife over ‘harassment of witnesses’

Gettman kicks go-ahead FG as Villanova ends Delaware's FCS-era with a 38-28 win in finaleWatch #13 Baylor Bears vs. #22 St. John’s Red Storm college basketball free live streamAP News Summary at 9:47 p.m. EST

As 2024 nears its end and the new year nears, crypto enthusiasts are eager to discover the top crypto to buy in January 2025. Analysts are placing their confidence in four crypto options, Dogecoin, Shiba Inu, Polkadot, and a rising contender BlockDAG. With the market showing renewed strength, this could be the perfect moment to explore these exciting opportunities. Whether you're new to the scene or a seasoned investor, these four cryptocurrencies could play a key role in shaping your portfolio for the year ahead. 1. BlockDAG: New Crypto Set For Big Growth in 2025 & Beyond BlockDAG (BDAG) has quickly become a hot topic in the crypto community, even as it remains in its presale phase. With over $172.5 million raised and more than 17.5 billion coins sold, this project is already making waves. The presale, structured across 45 batches, ensures accessibility and fairness for buyers. Currently, coins in Batch 26 are priced at just $0.0234, yet early adopters from Batch 1 have seen an incredible ROI of 2,240%. This remarkable growth showcases the increasing demand for BDAG, making it a serious contender in the list of top crypto to buy in January 2025. As its 2025 mainnet launch approaches, market analysts are optimistic about BlockDAG's price trajectory. By 2025, BlockDAG's price is expected to hit $1, offering significant returns to those who buy early. These projections highlight the potential of BlockDAG to establish itself as a major player in the crypto market. Looking further ahead to 2030, experts foresee BlockDAG reaching a price of $30, backed by its booming community, consistent growth, DAG tech, and future expansion plans. With such promising forecasts and a solid foundation, BlockDAG is not only among the top crypto to buy in January 2025 but also one to watch for long-term growth in the crypto market. 2. Dogecoin: Memecoin Community’s Favorite Dogecoin, often affectionately referred to as the "people's crypto," continues to capture attention. With high-profile endorsements from influential figures like Elon Musk and rumors of backing from Bill Gates, it’s hard to ignore the buzz surrounding this digital asset. Despite a recent dip in value, currently trading at approximately $0.2892 USD, Dogecoin retains a market cap of $42.6 billion, showcasing its resilience. While the road to $1 may seem steep, its dedicated community and ongoing popularity provide a solid foundation for future growth. As one of the top crypto to buy in January 2025, Dogecoin remains a key contender for those looking to diversify their portfolio. 3. Shiba Inu: The “Dogecoin Killer” When discussing the top crypto to buy in January 2025, Shiba Inu (SHIB) is a name worth considering. Often called the "Dogecoin killer," this token has received massive traction within the crypto community. As of December 26, Shiba Inu is priced at approximately $0.00002162, with a market cap of about $11.7 billion. While its price movements have been unpredictable, the optimism surrounding Shiba Inu remains strong. Reaching $1 may take time but Shiba Inu's roadmap and community support make it a cryptocurrency to watch closely as we are about to enter 2025. 4. Polkadot: A Key Player In Decentralized Applications With a current price of around $6.97 and a market cap of approximately $10 billion, Polkadot has steadily gained traction among investors. Its unique multi-chain framework, which allows seamless communication between different blockchains positions Polkadot as a key player in the world of decentralized applications (dApps). The growing adoption of Polkadot and its robust support from the developer community highlight its long-term potential. Many analysts predict that DOT could surpass $25 by 2030 due to its advanced technology and increasing relevance in the blockchain space. Key Highlights: Choosing the Right Crypto for 2025 As the new year begins, the search for the top crypto to buy in January 2025 brings four remarkable options into focus: BlockDAG, Dogecoin, Shiba Inu, and Polkadot. Each offers unique opportunities, from Dogecoin's massive community backing to Shiba Inu's ambitious roadmap and Polkadot's advanced multi-chain capabilities. But BlockDAG's combination of early-stage accessibility and promising growth potential sets it apart as a must-watch cryptocurrency. Whether you're diversifying your portfolio or taking the first steps in the crypto market, these four cryptos offer a chance to be part of the next big wave in the industry. Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp _____________ Disclaimer: Analytics Insight does not provide financial advice or guidance. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. You are responsible for conducting your own research (DYOR) before making any investments. Read more here.