The AP Top 25 men’s college basketball poll is back every week throughout the season! Get the poll delivered straight to your inbox with AP Top 25 Poll Alerts. Sign up here . HUNTSVILLE, Ala. (AP) — Paul Zilinskas put up 32 points as IU Indianapolis beat Alabama A&M 88-83 on Monday. Zilinskas shot 11 for 20 (5 for 10 from 3-point range) and 5 of 5 from the free-throw line for the Jaguars (3-5). Jarvis Walker scored 13 points while going 3 of 9 from the floor, including 2 for 5 from 3-point range, and 5 for 7 from the line. Timaris Brown and Sean Craight both added 11 points. Darius Ford led the Bulldogs (4-4) in scoring, finishing with 20 points, six rebounds, seven assists and two steals. Anthony Bryant added 17 points for Alabama A&M. Chad Moodie also had 16 points and three blocks. ___ The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .TAMPA, Fla. — A federal judge said Monday that he is not inclined to give prison time in the case against members of the St. Petersburg-based Uhuru Movement, who were convicted in September of conspiring to act as Russian agents. In a sentencing hearing Monday for Augustus C. Romain Jr., a former member of the Black activist group and one of the four convicted defendants, U.S. District Judge William Jung said their conduct ultimately amounted to the exercise of free speech. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.Ashanti NPP Reaffirms Commitment to Peaceful Elections, Accuses NDC of Intimidation TacticsNew York To Close 12 Migrant Shelters Ahead Of Trump Deportation Agendaabus ps88 vs ps22 。

SHANGHAI: From Tencent Holdings Ltd to Alibaba Group Holding Ltd, China’s tech leaders delivered underwhelming numbers for a quarter beset by economic and geopolitical uncertainty. Whether or not they can win back investors may increasingly hinge on Beijing’s actions. In call after call with investors, China’s Internet pioneers described how the uneven economy was undermining their business and clouding the future. Most offered cautious optimism for how the unprecedented government stimulus unleashed late in the summer would help grease the wheels and pleaded for patience. But the group that once defied Silicon Valley and defined the country’s private economy was short on new ideas and ambitious goals. Just over the past week, the five biggest tech firms erased US$41bil in market value, while a gauge of sector stocks listed in Hong Kong fell into bear market territory. Last Friday, a sell-off in Chinese stocks deepened as concerns over Donald Trump’s imminent return mingled with growing frustrations over the pace of Beijing’s financial stimulus rollout. For investors that were looking to major tech earnings to revive market euphoria, this season now looks like a flop. The business environment “is not only much worse than five years ago, it’s worse than even when China started the Covid zero policy in 2022”, said Alicia Garcia Herrero, chief Asia-Pacific economist at Natixis. “This sector is obviously supported by China’s industrial policies and intent on winning the tech race with the United States, but at the same time, it’s a problematic sector.” PDD Holdings Inc executives boasted about their cheap hairy crabs instead of offering reassurance for disappointing earnings. Tencent went through its usual pitch about building and sustaining “evergreen” games, without promising any imminent new blockbusters. Alibaba executives spent their time justifying elevated spending to ward off intense competition. Even Baidu Inc, the front-runner in artificial intelligence development, failed to wow with any exciting new projects. “We have not observed a notable improvement in advertisers’ spending patterns, and consumer spending remains subdued,” Baidu’s head of mobile ecosystem, Luo Rong, told analysts on a call last Thursday, dulling expectations for the current quarter. “Having said that, we are particularly encouraged by the strength and timeliness of recent stimulus policies that continue to be rolled out.” Pressure is building for Beijing to offer further measures, as late September’s market rally on the stimulus campaign fizzles. The parade of ho-hum numbers, vague comments about financial policy and warnings contrasted sharply with the pre-Covid era, when Alibaba and Tencent each approached US$1 trillion in market value and analysts talked about the threat they posed to US rivals. Alibaba once fought directly with Amazon.com Inc’s AWS for cloud customers around the world, as it and JD.com Inc talked openly about carving up international markets. Tencent once sketched out ambitions of marrying content with social media and online finance in an unparalleled financial technology and Internet empire. That swagger has vanished since Beijing’s 2020 crackdown on a sector it deemed too powerful. Having once commanded enviable growth rates off the back of China’s burgeoning economy, these companies now face prolonged consumer malaise at home, a lack of obvious growth engines and costly ventures to expand overseas. “October retail sales were boosted by earlier Singles’ Day promotions, so it’s not indicative of the real consumption environment, which companies I spoke to are still cautious about,” said Xin-Yao Ng, investment manager for Asian equities at abrdn plc. “Generally, I hear of a weak November,” he added. — Bloomberg

Formula 1 expands grid to add General Motors' Cadillac brand and new American team for 2026 season (Auto Racing)

Vancouver-based bookkeeping service Bench Accounting has announced its sudden closure, potentially putting hundreds of staff out of work. The company that has described itself as North America’s largest bookkeeping service for small businesses says on its website in a “notice of closure” dated Friday that the platform is “no longer accessible.” The statement acknowledges that the closure is “abrupt and may cause disruption,” and says the firm is committed to helping customers “navigate through the transition.” Bench has previously said it had more than 600 employees and had received investor funding of US$113 million. It said it moved to Vancouver and changed its name to Bench in 2013, having started out in 2012 as 10sheet Inc in the U.S. Calls to Bench’s Vancouver office went to voice mail and did not immediately receive a response. But the company’s former CEO and co-founder Ian Crosby released a statement on social media on Friday, saying he was “very sad” about the closure. Crosby, who said he was ousted by the company’s board about three years ago, said there was a lesson in the fate of the company. “I hope the story of Bench goes on to become a warning for VCs (venture capitalists) that think they can ‘upgrade’ a company by replacing the founder. It never works,” he said. The University of British Columbia Sauder Business School alumni said he had been avoiding speaking publicly about Bench since his exit, but wanted to make a statement in light of the company’s demise. He said that in 2021 he had been battling with some board members over their strategy for a “new direction” that he thought was a “very bad idea.” “Rather than continuing to fight with me, they opted to just replace me, thinking that they could run the company better themselves,” he said. “I was totally convinced that their approach would destroy the company. I opted to resign rather than fight.” Other bookkeeping companies were quick to reach out to Bench’s former clients, with rivals such as Acuity and Better Bookkeeping making reference to Bench’s closure in social media pitches. A spokeswoman for B.C.‘s jobs ministry said they were looking into a request for comment. This report by The Canadian Press was first published Dec. 27, 2024.

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Salt Lake City, Dec. 03, 2024 (GLOBE NEWSWIRE) -- Novarad Corporation, a leader in augmented reality (AR) technology, has successfully enabled the first-ever augmented reality-guided brain surgery on a canine patient in the United States, potentially changing the future of veterinary neurosurgery. This pioneering procedure was performed on Geddy, who, as a six-week-old puppy, was abandoned in a high-speed chase involving a stolen car and gunfire in Northern Mississippi. She was rescued by local law enforcement and taken to a veterinarian. After being posted for adoption, Geddy was united with a loving family. During the summer of 2024, Geddy began experiencing seizures and neurological signs and was diagnosed with a brain tumor through MRI. The severity of her condition prompted a referral to the University of Pennsylvania’s School of Veterinary Medicine (Penn Vet) with veterinary neurosurgeon scientist Wojciech Panek, DVM, DACVIM, and neurology specialty intern Tessa Arendt, DVM. Panek and his research collaborator, human neurosurgeon and Director of the Penn Brain Tumor Center Nduka Amankulor, MD, from the University of Pennsylvania’s Perelman School of Medicine (PSOM) were familiar with an innovative AR technology emerging in human surgeries and recognized the potential for this technology to assist in Geddy’s operation. The augmented reality guidance system known as VisAR, developed by Novarad Corporation and co-invented by Novarad CEO Wendell Gibby, MD, is used in human medical procedures for its precision and accuracy. The decision was made to use VisAR in Geddy's surgery, led by the surgery team of Panek and Amankulor. During the operation, preoperative MRI images were superimposed with anatomical accuracy onto Geddy’s skull, allowing for precise biopsy and tumor resection. Novarad representative Darin Johnson assisted in the calibration of VisAR during surgery. The complex and delicate procedure was a success. “Geddy has recovered from surgery; her owners report no neurological signs nor seizures,” said Panek. “We will continue to monitor Geddy’s recovery, but I am incredibly pleased with her progress. I am extremely grateful to Dr. Gibby and the entire Novarad team for their willingness to partner with Penn Vet to implement their lifesaving AR surgical navigation system, VisAR, in this particularly sensitive canine brain surgery.” “This groundbreaking surgery marks a milestone in veterinary medicine and highlights the incredible potential and promising outcomes of augmented reality in animal healthcare,” said Gibby. “The successful use of VisAR in Geddy's brain surgery is a testament to the power of innovation, the dedication of the Penn Vet and PSOM neurosurgery team, their top-notch research, and the tireless efforts of Novarad to bring this life-saving technology to the forefront of medical care.” Geddy’s remarkable journey, from abandonment to a pioneer in canine veterinary neurosurgery, highlights the incredible advances in veterinary medicine, promising a brighter future for animals and their owners needing complex surgeries. About Novarad Corporation: Novarad Corporation is a leading provider of advanced medical imaging solutions, including cutting-edge augmented reality (AR) technologies. Their innovative products, such as VisAR, are designed to enhance precision and improve outcomes in both human and animal healthcare. Novarad’s solutions have been widely adopted across various medical disciplines and are paving the way for the future of medical procedures. Novarad and Penn Vet established a unique research collaboration to further validate and optimize its use in canine patients with neurological conditions, with several studies ongoing. Attachments Geddy Post-Op Geddy During Surgery Novarad Corporation marketing@novarad.netU.S. shares lower at close of trade; Dow Jones Industrial Average down 0.54%

The following is a list of in-person and online worship services and events happening at churches and synagogues in the Oakland County area. Visit websites or call for service times and events. • Abiding Presence Lutheran Church, 1550 Walton Blvd., Rochester Hills, 248-651-6550, abidingpresence.org. Sunday worship services are at 9:30 a.m., virtual services are available on the website. • Adat Shalom Synagogue, 29901 Middlebelt Road, Farmington Hills, online services via Zoom. To view daily Minyan video conferences; email Executive Director Michael Wolf at mwolf@adatshalom.org or visit adatshalom.org, 248-851-5100. • All Saints’ Episcopal, 171 W. Pike St., Pontiac, allsaintspontiac.org, 248-334-4571, rector@allsaintspontiac.org. • The Apostolic Church of Christ, 3655 N. Squirrel Road, Auburn Hills, theapostolicchurch.com, 248-373-4500, Sunday worship services at 11 a.m. • Archdiocese of Detroit, livestream Mass times, aod.org/livemasses. • Auburn Hills Christian Center, 2592 Walton Blvd., Auburn Hills, Sunday worship services at 10:30 a.m., Servicio Evangelistico services (in Spanish) at 2-4 p.m. Sundays, 248-373-7139, www.myahcc.org. • Beacon Unitarian Universalist Congregation, Troy, online services at 10:30 a.m. Sundays, beaconcongregation.org, admin@beaconcongregation.org. • Beautiful Savior Lutheran Church, 5631 N Adams Road, Bloomfield Hills, livestream services at 9 a.m. Sundays, and in person at 9 a.m. and 11:15 a.m. at bslcmi.org, facebook/bslcmi, 248-646-5041. • Berea Family Tabernacle of Faith, Pontiac, online worship services are noon Sundays, Berea’s YouTube Channel: youtu.be/5QnjxMyFwJ4 or visit experienceberea.org and click “Watch Now,” 248-338-4748. • Berkley First United Methodist Church, 2820 12 Mile Road, Berkley, worship services are 10 a.m. Sundays in person and online at www.berkleyfirst.org. • Bharatiya Temple, 6850 N Adams Road, Troy, www.bharatiya-temple.org, 248-879-2552. • Big Beaver United Methodist Church, 3753 John R Road, Troy, worship services at 10 a.m. Sundays, http://bbumchurch.org. • Birmingham First United Methodist Church, 1589 W Maple Road, Birmingham, www.fumcbirmingham.org. Sunday worship services in-person and online are at 9:30 a.m., and in-person only services at 11 a.m. Summer worship services between Memorial Day and Labor Day, are at 10 a.m. • Birmingham Unitarian Church, Bloomfield Hills, online worship services, 10:30 a.m. Sundays, bucmi.org, 248-647-2380. • Bridge Community Church, 5700 Rochester Road, Troy, online worship services, 10:45 a.m. Sundays, bridgecommunitychurch.com/live, 248-879-9500. • Brightmoor Christian Church, 40800 W. 13 Mile Road, Novi, www.brightmoorchurch.org. • Calvary Chapel Oakland County, 1975 E. Long Lake Road, Troy, 248-457-9673, ccoaklandcounty.com. Worship 7 p.m. Wednesdays and 10 a.m. Sundays. • Calvary Church, 1361 Giddings Road, Pontiac, Sunday worship services are at 10 a.m., https://ccpontiac.org, 248-373-0311. • Calvary Evangelical Lutheran Church, 6805 Bluegrass Drive, Clarkston, calvary-lutheran.org. Sunday worship services are Traditional Worship at 7:55 a.m.; Modern Worship at 9:30 a.m. and 11 a.m.; and livestream at 9:30 a.m. Food pantry (drive-up or curbside pickup) is 9-11 a.m. Wednesdays. • Central Church, 1529 Twelve Mile Road, Madison Heights, www.centralchurch.cc. Sunday worship services at 10 a.m. • Central Oaks Community Church, 2005 Rochester Road, Royal Oak, www.centraloaks.com, 248-547-7755. Sunday worship services at 11 a.m. • Central United Methodist Church, 3882 Highland Road, Waterford Twp., 248-681-0040, WaterfordCUMC.org. In-person worship, at 8:45 a.m. and 10:30 a.m. Sundays. The 10:30 a.m. service is also available online at Live.WaterfordCUMC.org. Blue Christmas is 7-8 p.m. Dec. 11, https://waterfordcumc.org/christmas-at-central-church, worship service of remembrance and encouragement. • Central Woodward Christian Church Disciples of Christ, 3955 W. Big Beaver Road, Troy, 248-644-0512, centralwoodwardchristian.com. Sunday worship services are at 10:30 a.m., in person and online at centralwoodwardchristian.com and Facebook at www.facebook.com/CentralWoodward. • Chapel of Our Lady of Orchard Lake, 3535 Commerce Road, West Bloomfield Twp., www.sscms.edu, 248-683-0310. • Christian Tabernacle Church, Southfield, ctabchurch.com, 248-213-4770. • Christ Church Cranbrook, 470 Church Road, Bloomfield Hills, In-person and online worship services, 10 a.m. Sundays, ccc-info.org. • Christ Lutheran Church, Waterford Twp., online worship services, christwaterford.org/livestream, 248-673-7331. • Christ, Our Light! Catholic Church, 3077 Glouchester, Troy. Mass times are: Saturday at 4 p.m.; Sunday at 8 a.m., 9:30 a.m. and 11 a.m.; weekday Masses (followed by Rosary recitation) are Tuesday, Wednesday, Thursday at 9 a.m., and Friday at 12:05 p.m., Christourlight.weconnect.com, 248-649-5510. • Christ the Good Shepherd Progressive Old Catholic Church, 3947 Twelve Mile Road Berkley, church services: Saturday Mass 4:30 p.m. and Sunday Mass 10:30 a.m., 248-439-0470, www.cgs-occ.org. • Christ the Redeemer Parish, 2700 Waldon Road Orion Township, 248-391-1621, weekly online Mass at 10 a.m. Sundays, also in-person Masses, ctredeemer.org. • Church of the Holy Spirit, 3700 Harvey Lake Road, Highland Twp., www.holyspirithighland.com. • The Church of Jesus Christ of Latter-day Saints congregations in Oakland County include: Bloomfield Hills, Clarkston, Commerce Twp., Farmington Hills, Lake Orion, Pontiac (Spanish), Rochester, Troy and White Lake Twp. The congregations host worship services on Sundays. For worship times and locations, visit churchofjesuschrist.org. • Church of the Resurrection, 6490 Clarkston Road, Village of Clarkston, https://clarkstonepiscopal.com, 248-625-2325. Sunday worship services at 10 a.m. • Clarkston Community Church, 6300 Clarkston Road, Clarkston, in-person and online services at 9:15 a.m. and 11 a.m. Sundays, clarkstoncchurch.com, 248-625-1323. • Clarkston United Methodist Church, 6600 Waldon Road, Clarkston, in-person and online faith services, 9 a.m. and 11 a.m. Sundays, clarkstonumc.org, 248-625-1611. • Commerce United Methodist Church, 1155 N. Commerce Road, Commerce Twp., commerceumc.org/media. • Community Bible Church, 1888 Crescent Lake Road, Waterford Twp., https://cbcmi.com, 248-674-4871. Sunday worship services at 11 a.m. • Community Fellowship Seventh-Day Adventist Church, 27800 Southfield Road, Lathrup Village, church services at 11 a.m. Saturdays, http://communityfellowship22.adventistchurchconnect.org, 248-469-8539. • Community Presbyterian Church, 4301 Monroe Ave., Waterford Twp. In-person worship is 10 a.m., Sundays, cpcwaterford.org, 248-673-7805. • Congregation Beth Ahm, 5075 West Maple Road, West Bloomfield Twp., 248-851-6880, cbahm.org. • Congregational Church of Birmingham, UCC, 1000 Cranbrook Road, Bloomfield Hills. Worship services are 10 a.m. Sundays, ccbucc.org, 248-646-4511. • Congregation Shaarey Zedek, 27375 Bell Road, Southfield, offers virtual Jewish religious services including daily morning and evening Minyan services, Shabbat morning services and Youth Shabbat activities, shaareyzedek.org, 248-357-5544. • Congregation Shir Tikvah, 3900 Northfield Parkway, Troy, www.shirtikvah.org. • Cornerstone Baptist Church, Ortonville, livestream online worship services, Sundays at 11 a.m. and 6 p.m., Wednesdays at 7 p.m. at Facebook at Cornerstone Baptist Church Ortonville, cbcortonville.com, 248 627-4700. • Cornerstone Church, Highland, online services, cornerstonehighland.com, 248-887-1600. • Crossroads Free Will Baptist Church, 4804 White Lake Road, White Lake Twp., https://crossroadswl.org, Sunday worship services at 11 a.m. The church has a Blessing Box that is stocked with non-perishable food items, books and other household items for those in need. Donations welcome. • Divine Grace Evangelical Lutheran Church, 3000 S. Lapeer Road, Orion Twp., divinegrace.net, Sunday worship services at 8 a.m. and 10:30 a.m., livestream. • Door of Faith Christian Church, Pontiac, online services, 9 a.m. and 11 a.m. Sundays, mydooroffaith.org. • Emmanuel Lutheran Church, 23425 Lahser Road, Southfield, 248-357-1848, emmanuellutheransouthfield.org. • Empowerment Church of Southfield, worship services are 7:30 a.m. and 10:30 a.m. Sundays at new worship center location, Shriner’s Silver Garden Events Center, 24350 Southfield Road, Southfield, 248-569-2299, empowerment.mi.org. Virtual worship services, 10:30 a.m. Sundays at empowermentmi.org/stream and on Facebook Live. • Encounter Church, 600 North Campbell Road, Royal Oak, in-person and online services, 11 a.m. Sundays; Prayer and Bible study is 6:30 p.m. Wednesdays, www.encounter360.org. • Evanswood Church of God, 2601 E Square Lake Road, Troy, 248-879-9240. • Faith Church in Rochester Hills offers free meals to the community, 5:30-6:45 p.m. Wednesdays, at the church,160 W Hamlin Road, Rochester Hills, faithchurchrochesterhills.org/sharethetable. • Faith Community Christian Church (meeting at Abiding Presence Lutheran Church), 1550 Walton Blvd., Rochester Hills, 586-703-6249, Reverend Tom Sayers. Traditional service is at 1 p.m., www.faithcommunitychristianchurch.org. • Faith Covenant Church, 35415 W. 14 Mile Road, Farmington Hills, worship services are at 9:30 a.m. and 11a.m., Sundays, 248-661-9191, 4fcc.org. • First Baptist Church, 2601 John R Road, Troy, fbctroy.org. • First Baptist Church, 255 E. Scripps Road, Lake Orion, fbclo.org, 248-693-6203, info@fbclo.org. • First Congregational Church, 5449 Clarkston Road, Clarkston, (just east of Sashabaw Road), 248-394-0200, www.fcclarkston.com, worship services at 10 a.m. Sundays. • First Congregational Church of Rochester UCC, 1315 N. Pine, Rochester, worship services at 10 a.m. Sundays, fccrochester.org, 248-651-6225. • First Congregational Church of Royal Oak, 1314 Northwood Blvd., Royal Oak. Worship services at 10:30 a.m. Sundays, www.fccro.org. • First General Baptist of Waterford, 2933 Frembes Road, Waterford, wgbchurch.com, 248-673-6481, Sunday school at 10 a.m., worship services at 11 a.m. and 6 p.m. • First Missionary Church, 4832 Clintonville Road, Independence Twp., www.fmcclarkston.org, 248-674-3186. Sunday worship services at 11 a.m. • First Presbyterian Church Birmingham, 1669 W. Maple, Birmingham, worship services are Sundays, 8:30 a.m. in person, and 10 a.m. in person and livestream, fpcbirmingham.org, 248-644-2040. • First Presbyterian Church of Pontiac, 99 Wayne Street, Pontiac, fpcpontiac.info. • First Presbyterian Church of Royal Oak, 529 Hendrie Blvd., 248-541-0108, fpcro.org, online services available anytime at fpcro.org, 248-541-0108. • First United Methodist Church of Troy, 6363 Livernois, Troy. Church services are 10 a.m. Sundays in person and livestream on YouTube and Facebook, www.FUMCTROY.org, 248-879-6363. • Five Points Community Church, 3411 E Walton Blvd, Auburn Hills, https://5pointscc.org, 248-373-1381. Sunday worship services at 10 a.m. • Good Shepherd Lutheran Church, 1950 S. Baldwin Road, Lake Orion, 248-391-1170, goodshepherdlakeorion.net. Worship services are 8:30 a.m. and 11 a.m. Sundays. • Grace Gospel Fellowship, 65 East Huron Street, Pontiac; in-person and livestream online services are 11 a.m. Sundays and 7 p.m. Wednesdays. Livestream online services are at www.facebook.com/GraceGospelFellowshipPontiac, 248-334-2187. • Greenfield Presbyterian Church, 2312 Greenfield Road, Berkley, both virtual and in-person worship services are at 9 a.m. and 11 a.m. Sundays, (Memorial Day through Labor Day, services are at 10 a.m. only), youtube.com/user/GreenfieldChurch, greenfieldchurch.com, 248-544-1800. • Grace Church, 220 Bogie Lake Road, White Lake Twp. Sunday services are 9:30 a.m. and 11:15 a.m., Gracechurchinfo.net, 248-887-3700. • Harvestland Church, 5848 Clintonville Road, Independence Twp., https://harvestland.church, 248-391-2063. Sunday worship services at 10:30 a.m. • Hazel Park First United Methodist Church, 313 E. Nine Mile Road, Hazel Park, 248-546-5955, hpfirst.org. Sunday worship services at 11:15 a.m. • Heart of the Hills Christian Church, 5085 Orion Road, Rochester, https://heartofthehills.com, 248-841-1679. Sunday worship services at 10:30 a.m. • Hillside Bible Church, 73 N Church St, Ortonville, 248-627-2513, hillsidebible.org, Sunday worship services at 10:30 a.m. • Hilltop Church of the Nazarene, 21260 Haggerty Road, Northville, hilltopnaz.org, Sunday worship services at 10:30 a.m. • Holly Calvary Church, 15010 N Holly Road, Holly, hollycalvary.org, Sunday worship services at 10 a.m. in person and online, Wednesday worship is at 6:30 p.m. • Holy Spirit Lutheran Church, 4800 Orchard Lake Road, West Bloomfield Twp. In-person worship services at 10 a.m. Sundays, livestream on YouTube youtube.com/@spiritdrivenchurch, 248-682-5441, spiritdrivenchurch.com. • Hope United Methodist Church, 26275 Northwestern Hwy., Southfield, 248-356-1020, hopeumc.org. • Immanuel Congregational Church of Christ, Oxford, 248-628-1610, icucc.org, virtual service at 11 a.m. Sundays, facebook.com/oxfordimmanuelucc. • International Christian Church, 3980 Walton Blvd., Rochester Hills, online and in-person services at 11:30 a.m. Sundays, 248-494-8757, myiccglobal.org, facebook.com/icchurch/live. • Islamic Association of Greater Detroit, 879 West Auburn Road, Rochester Hills, www.childrenofabrahamday.org. • Jewel Heart Tibetan Buddhist Learning Center, 27745 Woodward Ave., Berkley, www.jewelheart.org. • Journey Lutheran Church, (joined with Holy Cross Church) 136 S. Washington St., Oxford, online and in-person worship services, 8:45 a.m. and 11 a.m. Sundays, education hour is at 10 a.m., journeylutheran.church, 248-628-2011. • Kensington Church with locations in Birmingham, Clarkston, Clinton Twp., Orion Twp. and Troy, in-person Sunday worship times, and online services offered streaming on YouTube, Facebook, and website, kensingtonchurch.org. • King of Kings Lutheran Church, 1715 S. Lapeer Road, Lake Orion, www.kingofkingslakeorion.org. Worship services are 9:30 a.m. Sundays, online streaming at www.facebook.com/kingofkingslakeorion. • Kirk in the Hills, 1340 W. Long Lake Road, Bloomfield Hills. Sunday worship services are at 9 a.m. and 11 a.m., kirkinthehills.org, 248 626 2515. • Lakecrest Baptist Church, 35 Airport Rd, Waterford Twp., www.lakecrestbaptist.com, 248-681-3214. Sunday worship services are at 11 a.m. and 6 p.m. Spanish service at 1 p.m. • Lake Orion Church of Christ, 1080 Hemingway Road, Lake Orion, www.lococ.org, 248-693-7242. Sunday worship services at 10:30 a.m. • Lake Orion Methodist Church, Lake Orion, www.lakeorionumc.org. Sunday worship services at 10 a.m., in person and online. • LakePoint Community Church, 1550 W. Drahner Road, Oxford, https://lakepointcc.org, 248-628-0038. • The Lakes Church, 1450 S Hospital Road, Waterford Twp., www.thelakes.cc, 248-254-7833, Sunday worship services are 8 a.m., 9:30 a.m. and 11:15 a.m. The 9:30 a.m. and 11:15 a.m. services are livestreamed. • Liberty General Baptist Church, 3545 Joslyn Rd, Auburn Hills, https://libertygeneralbaptistchurch.org, 248-431-3498. Sunday worship services at 11 a.m. • Lifepoint Church, 5601 Scott Lake Road, Waterford Twp., lifepointchristian.com. • Life Renewal Church, 28312 Grand River, Farmington Hills, https://liferenewalchurch.org, worship is 11 a.m. Sundays. • Madison Heights Church of the Nazarene, 555 E 13 Mile Road, Madison Heights, mhnaz.org, 248-585-5551. • Maranatha Baptist Church, 5790 Flemings Lake Road, Clarkston, Sunday worship services at 10:30 a.m., www.mbcclarkston.org. • Marimont Community Church, 424 W Walton Blvd., Pontiac, Sunday worship services are at 10 a.m. and 6 p.m., https://marimontcommunitychurch.com. • Masjid Mahmood, Ahmadiyya Muslim Community Center, 1730 W. Auburn Road, Rochester Hills, ahmadiyyamosque.blogspot.com. • Metro Detroit Christian Church, 33360 W. 13 Mile Road, Farmington Hills, https://metrodetroit.org, 248-562-7998. Sunday worship services at 10:30 a.m. • Mother of God Chaldean Catholic Church, 25585 Berg Road, Southfield, https://mogccc.com, 248-356-0565. • Motor City Church, 3668 Livernois Road, Troy, www.motorcitychurch.org, 248-524-2400. Sunday worship services are at 9:30 a.m. and 11:30 a.m. • Mt. Zion Church, 4900 Maybee Road, Clarkston, mtzion.org. Sunday worship services at 9 a.m. and 10:30 a.m. • Muslim Unity Center of Bloomfield Hills, 1830 W. Square Lake Road, Bloomfield Hills, Muslimunitycenter.org. • Nardin Park United Methodist Church, 29887 W Eleven Mile Road, Farmington Hills, 248-476-8860, nardinpark.org, www.facebook.com/NPUMC. • Nativity Episcopal Church, 21220 W. 14 Mile Road, Bloomfield Twp., nativityepiscopalchurch.org, 248-646-4100. • New Heights Baptist Church, Grand Blanc, 10:30 a.m. and 6 p.m. Sundays, newheightsbc.com. For information, email pastornewheights@gmail.com or call 810-866-4563. • New Hope Christian Fellowship, 6020 Pontiac Lake Road, Waterford Twp., https://newhopemi.org, 248-886-1500, Sunday worship services at 10 a.m. • New Hope Missionary Baptist Church, 23455 W Nine Mile Road, Southfield, www.newhope-mbc.org, 248-353-0675. Sunday worship services at 11 a.m., in person and livestream. • New Hudson United Methodist Church, 56730 Grand River Ave., New Hudson, newhudsonumc.org, worship services, 10:30 a.m. Sundays. • Northminster Presbyterian Church, 3633 W. Big Beaver Road, Troy, 248-644-5920, Worship service at 10:30 a.m. Sundays, in person and livestream, www.facebook.com/TroyNorthminster. • North Congregational Church, 36520 W. 12 Mile Road, Farmington Hills, northcongregationalchurch.org. • North Hills Christian Reformed Church, 3150 North Adams Road, Troy, worship services, 9:30 a.m. Sundays, 248-645-1990, northhillscrc.org. • North Oaks Church, 9600 Ortonville Road, City of the Village of Clarkston, worship services are 10:30 a.m., Sundays, northoakschurch.org, office@northoakschurch.org, 248-922-3515. • Oakland Church, 5100 North Adams Road, Rochester, worship services, 9 a.m. and 11 a.m. Sundays, www.oaklandchurch.me. • Oakland Church of Christ, 23333 West 10 Mile Road Southfield, livestream and in-person worship services are 10:30 a.m. Sundays, TheOaklandChurchofchrist.org, 248-355-9225. • Oakland Hills Community Church, Farmington Hills, ohcc.net, 313-686-4578. • Oakland Woods Baptist Church 5628 Maybee Rd, Village of Clarkston, www.facebook.com/OWBCClarkston, 248-625-7557. Sunday worship services are at 9 a.m. and 11:30 a.m. • Oak Pointe Church,1250 South Hill, Milford, in-person or online worship services are 9 a.m. and 11 a.m. Sundays, opcmilford.org. • Oak Pointe Church, 50200 W. 10 Mile Road, Novi, in-person or online worship services are 9:15 a.m. and 11:15 a.m. oakpointe.org, 248-912-0043. • Oak Pointe Church, 6343 Farmington Road, West Bloomfield, in-person or online worship services are 10:15 a.m. Sundays, oakpointe.org/westbloomfield. • Oakwood Community Church, 5791 Oakwood Rd, Ortonville, www.oakwoodcc.org, 248-628-6388. • Orchard Grove Community Church, 850 Ladd Rd; Bldg. C, Walled Lake, Sunday worship services are at 10:10 a.m., www.orchardgrove.org. • Orchard Lake Community Church, Presbyterian, 5171 Commerce Road, Orchard Lake, worship services are at 9 a.m., and 10:30 a.m. Sundays, olccp.com, 248-682-0730. • Orchard United Methodist Church, Farmington Hills, worship services, 10 a.m. Sundays and Weekday Worship Experiences at Noon at youtube.com/c/OrchardUMC and facebook.com/OrchardUMC/live_videos, 248-626-3620, orchardumc.org. • Our Lady of La Salette, 2600 Harvard Road, Berkley, 248-541-3762, par8551@gmail.com, lasalette-church.org, Mass is at 4:30 p.m. Saturdays, and 8:30 a.m. and 10:30 a.m. Sundays. • Our Lady of the Lakes Catholic Church in-person Mass, Saturday at 5 p.m., Sunday at 8 a.m., 9:30 a.m., 11 a.m., 12:30 p.m., weekdays at 8:15 a.m., 5481 Dixie Hwy., Waterford Twp. Livestream Mass at 5 p.m. Saturdays and 9:30 a.m. Sunday, ollonline.org/live. • Our Lady of Refuge Church, 3700 Commerce Road, Orchard Lake, olorcc.org, 248-682-4099, Mass is 5 p.m. Saturdays and 8 a.m., 9:30 a.m. or 11:30 a.m. Sundays. • Our Lady of Sorrows Church, 23815 Power Road, Farmington, church.olsorrows.com. • Our Mother of Perpetual Help, 13500 Oak Park Blvd, Oak Park, www.omoph.org. Saturday mass is at 4:30 p.m. and Sunday mass is at 9 a.m. and 11 a.m. • Oxbow Lake Baptist Church, 10730 Elizabeth Lake Rd, White Lake Charter Township, www.oxbowbc.com, 248-698-3034. Sunday worship services at 11 a.m. and 6 p.m. • Oxford United Methodist Church, 21 E. Burdick St. Oxford, 248 628-1289, oxfordunitedmc.org. People Feeding People (PFP) free breakfast is 9:30-10:30 a.m. Saturdays. In-person worship services and online at youtube.com/channel/UCN2R96oWdXzxDqwdz8YBlrQ. • Paint Creek United Methodist Church, 4420 Collins Road, Rochester, www.paintcreekumc.org, 248-373-2360, Sunday worship services are at 11 a.m. • Renaissance Vineyard Church, 1841 Pinecrest Drive, Ferndale, https://renvc.com, 248-545-4664. Sunday worship services at 10:33 a.m. • The River Church of Auburn Hills, 315 S. Squirrel Road, Auburn Hills, http://riverchurch.faith, 248-853-1524. Worship services are 9 a.m. and 11:15 a.m. Sundays. • The River Church, Holly, Lake Orion, Waterford and more locations, livestream and videos of sermons, theriverchurch.cc, 248-328-0490. • River North Church, 67 N Lynn Ave, Waterford Twp., Sunday School is 10 a.m. Sundays, worship services at 11:15 a.m. Sundays and 7:15 p.m. Wednesdays, view sermons online at www.youtube.com/@rivernorthchurch2023, nondenominational family church, 248-724-6559, www.facebook.com/Rivernorthchurch. • River Of Life Christian Church, 5482 Winell St., Independence Twp., 248-599-3074. • Rochester Christian Church, 4435 Rochester Rd, Rochester Hills, https://rcc4me.com, 248-652-3353, Sunday worship services at 10 a.m. • Royal Oak First United Methodist Church, 320 W. 7th Street, Royal Oak, www.rofum.org, 248-541-4100. Worship services are 9 a.m. and 11 a.m. Sundays, in person and online, www.rofum.org/live. • Sacred Heart Catholic Church, 3400 S. Adams Road, Auburn Hills. Mass times are at 4 p.m. Saturday, and 9 a.m. and 11 a.m. Sunday. Weekday Mass services are 9 a.m. Monday through Friday, www.esacredheart.org, 248-852-4170. • St. Anastasia Roman Catholic Church, 4571 John R Road, Troy, www.stanastasia.org, 248-689-8380. • St. Anne Catholic Church of Ortonville, 825 South Ortonville Road, Ortonville. Mass times are Sunday at 8:30 a.m. and 10:30 a.m.; Saturday at 5 p.m.; Monday at 7 p.m. and Tuesday, Wednesday and Friday at 9 a.m., 248-627-3965, churchofstanne.org. • St. Augustine Lutheran Troy (SALT) Church, 5475 Livernois in Troy, saltchurch.net, communications@saltchurch.net, 248-879-6400. • St. Benedict Catholic Church, 60 South Lynn Street, Waterford Twp., 248-681-1534. Sunday Mass times are 9 a.m. and 11 a.m., streaming at stbencc.org/live-stream. • St. David’s Episcopal Church, 16200 W. Twelve Mile Road, Southfield, www.stdavidssf.org. Sunday worship services are at 8 a.m. and 10 a.m. both in person and via zoom. Food pantry is 9 a.m.-noon Monday, Wednesday and Friday. • St. George’s Episcopal Church, 801 E Commerce, Milford, 248-684-0495. Sunday worship services 8:30 a.m. and 10:15 a.m., in person and online, www.stgeorgesmilford.org. • St. George Orthodox Church, 2160 E Maple Road, Troy, 248-589-0480, www.stgeorgeoftroy.org, www.facebook.com/stgeorgeoftroymi. • St. James Church, 46325 Ten Mile Road, Novi, Mass times are 8 a.m., 9:30 a.m. and 11:30 a.m. Sundays, and 4 p.m. Saturdays. Livestream services, 4 p.m. Saturdays, 248-347-7778, stjamesnovi.org. • St. John Lutheran Church & School, 1011 University Drive, Rochester. Traditional praise worship services are Sundays at 8 a.m. and 9:30 a.m. Modern praise services are Saturdays at 5 p.m. and Sundays at 10:45 p.m. The 8 a.m. and 10:45 a.m. Sunday worship services are livestreamed and posted on the website at stjohnrochester.org. • St. John’s Episcopal Church Royal Oak, 26998 Woodward Ave. Royal Oak. Services are 8 a.m. Sundays, in person and 10:15 a.m. Sundays, online and in-person worship, stjohnsroyaloak.org, 248-546-1255. • St. Joseph Catholic Church, Lake Orion, view Mass services on the church’s Youtube channel, youtube.com/user/stjosephmassarchive, or at Facebook page, facebook.com/StJoeLo, stjoelo.org, 248-693-0440. • St. Joseph Chapel and Shrine of the Immaculate Heart of Mary, 400 South Blvd. West, Pontiac, https://terrasanctaministries.net. • St. Mark and St. Mary & St. Philopater Coptic Orthodox Church, 3603 Livernois Road, Troy, www.stmarkmi.org. Divine liturgy services are at 7 a.m. (Arabic) and 8:15 a.m. (English), Sundays. • St. Mary Catholic Church, 730 S Lafayette Ave., Royal Oak, www.stmaryroyaloak.com, 248-547-1818. Mass at 4:30 p.m. Saturday, and 9 a.m. and 11 a.m. Sunday. • St. Mary of the Hills Roman Catholic Church, 2675 John R. Road, Rochester Hills. Live online Mass is 4 p.m. Saturday, on Facebook and YouTube. In-person Mass is 9 a.m. or 11 a.m. Sunday, sign up required, 248-853-5390, smoth.org. • St. Mary’s In-the-Hills Episcopal Church, 2512 Joslyn Court, Lake Orion, 248-391-0663, www.stmarysinthehills.org. Sunday Services are at 8:30 a.m.-Simple service of Holy Eucharist and at 10 a.m.-Service of Holy Eucharist with choir and Children’s Church School-Service, livestream on YouTube or Facebook or www.stmarysinthehills.org. Adult Bible Study is held Tuesdays at 10 a.m. • St. Matthew Lutheran Church, 2040 S. Commerce Road, Walled Lake, 248-624-7676, st-matthew.org. Blended Worship services are 8:45 a.m. Sundays (also livestream on YouTube); Prayer & Praise Worship services are 11 a.m. Sundays; Monday Blended Worship services are 7 p.m. • St. Matthew Lutheran Church, 48380 Pontiac Trail, Wixom, 248-624-9525, st-matthew.org. Sunday worship services are 10 a.m. • St. Nicholas Greek Orthodox Church, Divine Liturgy at 9:30 a.m. Sundays, 760 W Wattles Road, Troy, 248-362-9575, stnicholastroy.org. • St. Owen Catholic Church, 6869 Franklin Road Bloomfield Hills, stowen.org. • St. Patrick’s Episcopal Church, 1413 E. Thirteen Mile Road, Madison Heights, 248-585-9591, in-person Sunday worship services are at 10 a.m., or online at stpatsmh.org. • St. Paul Community Lutheran Church, 1133 Joslyn Ave., Pontiac, www.stpaulpontiac.com. 248-758-9019. Sunday worship services at 11 a.m. • St. Paul Lutheran Church, 202 E. Fifth St, Royal Oak, worship services are 8:15 a.m. and 11 a.m. Sundays. Livestream also at 8:15 a.m. service, stpaulroyaloak.org, 248-930-3100. • St. Paul United Methodist Church, 165 E. Square Lake Road, Bloomfield Hills, 248-338-8233, services are at 9:45 a.m. Sundays, SPUMC.net, facebook.com/spumcbloomfieldhills, 248-216-1657. • St. Paul’s United Methodist Church, 620 Romeo Street, Rochester. Open door worship services are at 9:30 a.m. Sundays and sanctuary worship services are at 11 a.m., Sundays, livestream available, facebook.com/stpaulsrochester, stpaulsrochester.org. • St. Philip’s Episcopal Church, 100 Romeo Road, Rochester, stpfeeds.org. • St. Stephens Episcopal Church, 5500 N Adams Road, Troy, www.ststephenstroy.org, 248-641-8080, worship services at 8 a.m. and 11 a.m. online and in person. • St. Stephens Missionary Baptist Church, 69 S. Astor St., Pontiac, 248-335-5873, www.saintstephenmbc.com. Sunday worship services are at 11 a.m. • St. Thomas Chaldean Catholic Church, 6900 West Maple Road, West Bloomfield Twp., www.stccc.org. • St. Thomas Orthodox Church, Divine Liturgy at 10 a.m. Sundays, 29150 W. 10 Mile Road, Farmington Hills, 248-471-1059, stthomasalbanianorthodoxchurch.org. • St. William Parish, 531 Common St., Walled Lake, stwilliam.com, 248-624-1421. • Sanctuary Church, 300 Willits St., Birmingham, in-person and online services, 10:30 a.m. Sundays, 248-644-0550, sanctuary-church.com. • Sashabaw Presbyterian Church, Clarkston, worship services via Zoom, services at 11 a.m. on 1st, 3rd and 5th Sundays of the month, and at 6 p.m. on 2nd and 4th Saturdays of the month. Email sashabawpresbyterianchurch@gmail.com for a link to services, sashabawpresbyterianchurch.org, 248-310-0792. • Scott Lake Baptist Church, 811 Scott Lake Road, Waterford Twp., Sunday worship services at 11 a.m. and 6 p.m., also livestream, https://hisscottlake.org. • Seymour Lake United Methodist Church, 3050 S. Sashabaw Road, Oxford, in-person or online services at 10 a.m. Sundays, 248-572-4200, email- office@seymourlakeumc.org, seymourlakeumc.org. • Shepherd of the Lakes Lutheran Church, 2905 S. Commerce Road, Walled Lake, worship services are 10 a.m. Sundays, and Wednesdays at 7 p.m. during Lent and Advent, www.shepherdlakes.org, 248-624-4238. • Shrine Catholic Church, 12 Mile and Woodward, 248-541-4122, https://shrinechurch.com. Light Up Shrine-Shining a Message of Hope is 5:50-8 p.m. Dec. 7. • Silver Lake Church Of The Nazarene, 20 W Walton Blvd., Pontiac, https://slcpontiac.org, 248-977-4698. • Spirit of Grace Church, 2399 Figa Ave., West Bloomfield Twp., 248-682-0270, Sunday worship at 10 a.m., spiritofgrace.church, facebook.com/spiritograce/videos. The church has a diabetic food pantry for those in need with dietary restrictions. The church seeks donations of non-perishable food items for diabetics including: proteins, nuts, grains and beans, sugar-free foods, low carb and high fiber foods as well as shopping bags and unused boxes. Drive-up diabetic food pantry hours are 10 a.m.-noon, 3rd Saturdays of the month. • Spiritual Life Center, Troy, www.slctroy.com, 248-925-6214. A Message of Hope is 10 a.m. Sundays at www.youtube.com/c/SLCTroy. • Stone Haven Free Methodist Church, 1349 West Wattles Road, Troy, services are 11 a.m. Sundays, (limited in-person seating at 10:45 a.m.) online services at stonehavenfmc.org, 248-649-1465. • Temple Beth El Synagogue, 7400 Telegraph Road, Bloomfield Hills, www.tbeonline.org, streaming page – tbelive.org and facebook.com/tbeonline/live, 248-851-1100. • Temple Israel, West Bloomfield Twp., streaming video at temple-israel.org. • Temple Kol Ami, 5085 Walnut Lake Road, West Bloomfield Twp., tkolami.org, 248-661-0040. • Temple Shir Shalom, 3999 Walnut Lake Road, West Bloomfield Twp., www.shirshalom.org, 248-737-8700. • Thrive Church, a Global Methodist Church, 680 W. Livingston Road, Highland Twp., www.thrive-church.us, 248-887-1311. • Trinity United Methodist Church, 6440 Maceday Drive, Waterford Twp., Services, 11 a.m. Sundays, waterfordtrinityumc.org, 248-623-6860. • Troy Church of the Nazarene, 6840 Crooks Road, Troy, troynaz.org, 248-802-7650. Worship Services and Bible Study, 11 a.m. Sundays and 6 p.m. Wednesdays. • Unity of Farmington Hills worship service in person and online at 10 a.m. Sundays, youtube.com/channel/UCi90mgzXUDpw0k21_3JXlTg, Unityfh.com. • Unity of Lake Orion, 3070 S. Baldwin Road, Orion Twp., unitylakeorion.org, 248-391-9211. Sunday worship services are 10 a.m. Sundays, in person and livestream on Facebook. • Unity of Royal Oak, 2500 Crooks Road, Royal Oak, unityofroyaloak.org, 248-288-3550. Sunday worship services at 10 a.m., livestream on YouTube and Facebook. • Universalist Unitarian Church of Farmington, 25301 Halsted Road, Farmington Hills, uufarmington.org. Sunday worship services at 10:30 a.m. Sundays, in person and livestream. • University Presbyterian Church, 1385 S. Adams, Rochester Hills, universitypres.org, 248-375-0400. • The Village Church of Ortonville, 93 N Church St. Ortonville, www.facebook.com/oumvillagechurch, 248 627-3125. • Walled Lake United Methodist Church, 313 E Northport St., Walled Lake. Sunday worship services at 9:30 a.m. in person, or at Facebook Live, facebook.com/walledlakeumc and YouTube, youtube.com/channel/UCjOTQmG5DAGUdd_ghKdp2FQ, walledlakeumc.org, 248-624-2405. • Warren’s Amazing Grace Lutheran Church, 29860 Dequindre, Warren. Sunday worship services are at 10 a.m. in person and livestream at www.aglc-warren.org, 586-751-7750. • Waterford Seventh-day Adventist Church, 5725 Pontiac Lake Road, Waterford Twp., www.waterfordadventist.org, 248-681-3334. Worship services in person and livestream, 11 a.m. Saturdays. • Waypoint Church, 8400 Dixie Hwy., Clarkston, waypoint.org, 248-623-1224. Sunday worship services at 10:30 a.m. • Welcome Missionary Baptist Church, 143 Oneida St, Pontiac, www.welcomemissionarybaptistchurch.com, 248-335-8740. Sunday worship services are at 8:30 a.m. in person and livestream on Facebook at www.facebook.com/welcomemissionary.church. • Wellspring Bible Church, 485 Farnsworth, White Lake Twp., worship services are at 10:30 a.m. Sundays, wellspringbiblechurch.org, 248-682-0319. • West Bloomfield United Methodist Church, 4100 Walnut Lake Road, West Bloomfield Twp., worship services are at 10:30 a.m. Sundays, westbloomfieldumc.org, 248-851-2330. • White Lake Presbyterian Church. 4805 Highland Road, White Lake, worship services are 10 a.m. Sundays, 248-887-4654, whitelakepc.org. • Williams Lake Church, 2840 Airport Road, Waterford Twp., www.facebook.com/williamslakechurch, 248-673-5911, www.williamslakechurch.com. • Woodside Bible Church, with 14 locations in Southeast Michigan, livestream online services, 10 a.m. and 11:30 a.m. Sundays, live.woodsidebible.org, 248-879-8533. • Zion Lutheran Church, 143 Albany St., Ferndale, in-person and online worship services at 10:30 a.m. Sundays, www.zionlutheranmi.org. To add a church or event to this list, visit the link to the online submission form at https://bit.ly/40a2iAm . — MediaNews GroupWASHINGTON — Treasury Secretary Janet Yellen said her agency will need to start taking “extraordinary measures,” or special accounting maneuvers intended to prevent the nation from hitting the debt ceiling , as early as January 14, in a letter sent to congressional leaders Friday afternoon. "Treasury expects to hit the statutory debt ceiling between January 14 and January 23," she wrote in a letter addressed to House and Senate leadership, at which point extraordinary measures would be used to prevent the government from breaching the nation's debt ceiling — which was suspended until Jan. 1, 2025. The department in the past deployed what are known as “extraordinary measures” or accounting maneuvers to keep the government operating. Once those measures run out, the government risks defaulting on its debt unless lawmakers and the president agree to lift the limit on the U.S. government’s ability to borrow. "I respectfully urge Congress to act to protect the full faith and credit of the United States," Yellen said. FILE - U.S. Treasury Secretary Janet Yellen speaks during a visit to the Financial Crimes Enforcement Network (FinCEN) in Vienna, Va., on Jan. 8, 2024. (AP Photo/Susan Walsh, File) The news came after Democratic President Joe Biden signed a bill into law last week that averted a government shutdown but did not include Republican President-elect Donald Trump’s core debt demand to raise or suspend the nation’s debt limit. Congress approved the bill only after a fierce internal debate among Republicans over how to handle Trump's demand. “Anything else is a betrayal of our country,” Trump said in a statement. After a protracted debate in the summer of 2023 over how to fund the government, policymakers crafted the Fiscal Responsibility Act, which included suspending the nation's $31.4 trillion borrowing authority until Jan. 1, 2025. Notably however, Yellen said, on Jan. 2 the debt is projected to temporarily decrease due to a scheduled redemption of nonmarketable securities held by a federal trust fund associated with Medicare payments. As a result, “Treasury does not expect that it will be necessary to start taking extraordinary measures on January 2 to prevent the United States from defaulting on its obligations," she said. The federal debt stands at about $36 trillion — after ballooning across both Republican and Democratic administrations. The spike in inflation after the COVID-19 pandemic pushed up government borrowing costs such that debt service next year will exceed spending on national security. Republicans, who will have full control of the White House, House and Senate in the new year, have big plans to extend Trump's 2017 tax cuts and other priorities but are debating over how to pay for them. Many consumers may remember receiving their first credit card, either years ago in a plain envelope, or months ago from a smartphone app. Still other consumers may remember their newest card, maybe because it's the credit card they're now using exclusively to maximize cash back rewards or airline miles. But for most consumers, there's also a murky in-between where they add, drop and generally accumulate credit cards over time. Over the years, consumers may close some credit card accounts or leave some of their credit cards dormant as a backup form of payment, or perhaps left forgotten in a desk drawer. In the data below, Experian reveals the changes in consumers wallets in recent years. U.S. consumers, on average, carry fewer cards today than they did in 2017, when the typical wallet held 4.2 active credit cards. As of the third quarter (Q3) of 2023, consumers carried 3.9 cards on average. This average is up slightly since the early days of the pandemic, when consumers reduced their average credit card debt and number of accounts as the economy slowed. As Experian revealed earlier this year, credit card balances are still climbing, despite (and partially because of) higher interest rates. And while average balances are increasing, they are spread across fewer accounts than in recent years. Alternative financing—including buy now, pay later plans for purchases—may account for at least some of this discrepancy, as consumers gravitate toward these newer financing methods. In general, residents of higher-population states tend to carry more credit cards than those who live in states with fewer and smaller population centers. Nonetheless, the difference between the states is relatively small. Considering that the national average is around four credit cards per consumer, the four states with the fewest cards per consumer (Alaska, South Dakota, Vermont and Wyoming) aren't appreciably different, with "only" about 3.3 credit cards per consumer. Similarly, the four states on the higher end of the scale where consumers have 4.2 or more credit cards are Connecticut, Delaware, Florida, New Jersey and Rhode Island. The disparity in average credit card counts is more apparent when the population is segmented by age, thanks in part to Generation Z, many of whom have yet to receive their first credit card. The average number of credit cards for these consumers was two, less than half of what older generations keep on hand. The average number of credit cards held by each generation follows the familiar pattern seen in credit card balances, which tend to increase in a consumer's middle age. It's not surprising that the number of credit card accounts follows a similar climb throughout young adulthood and middle age, then drops off in the retirement years. No matter how many credit cards you may have at the moment, keep in mind that the number of accounts has little if any bearing on one's FICO Score. Far more important is how consumers manage those accounts. This is easily demonstrable by quickly stepping through some of the factors that affect your credit scores . Longer credit histories do tend to have a positive effect on a consumer's credit score, but it's not something you can rush. Adhering to on-time payments and managing amounts owed will go far in improving credit scores, even absent a lengthy credit history. While accounts closed in good standing remain on your credit report for 10 years, canceling your oldest credit card account still has the potential to shorten your credit history when it is eventually removed. The impact of its removal depends on any other active credit cards in your credit file. Ultimately, the number of cards a particular individual carries is a personal decision. Justifications can be found for carrying a travel rewards card, a cash back card, a balance transfer card, a card for business transactions and other types of credit cards that other consumers may not have either the need or qualifications for. However, keeping track of numerous credit cards, whether or not a consumer is actively using all of them, can be a mentally taxing exercise. Not only that, credit card fees can add up and dull the benefit of carrying several credit cards. Organized consumers can benefit greatly from a wallet full of specialized cards, but for those seeking a more zen-like financial future, some judicial pruning may be in order. Methodology: The analysis results provided are based on an Experian-created statistically relevant aggregate sampling of our consumer credit database that may include use of the FICO Score 8 version. Different sampling parameters may generate different findings compared with other similar analysis. Analyzed credit data did not contain personal identification information. Metro areas group counties and cities into specific geographic areas for population censuses and compilations of related statistical data. This story was produced by Experian and reviewed and distributed by Stacker Media. Stay up-to-date on the latest in local and national government and political topics with our newsletter.Janet Yellen tells Congress US could hit debt limit in mid-January

PHILADELPHIA (AP) — Former Temple basketball standout Hysier Miller sat for a long interview with the NCAA as it looked into concerns about unusual gambling activity, his lawyer said Friday amid reports a federal probe is now under way. “Hysier Miller fully cooperated with the NCAA’s investigation. He sat for a five-hour interview and answered every question the NCAA asked. He also produced every document the NCAA requested,” lawyer Jason Bologna said in a statement. “Hysier did these things because he wanted to play basketball this season, and he is devastated that he cannot.”

Manipur Unrest: CM Condemns Militant Attacks in Imphal East

NEW YORK , Nov. 25, 2024 /PRNewswire/ --The global travel market size is estimated to grow by USD 5.50 trillion from 2024-2028, according to Technavio. The market is estimated to grow at a CAGR of 18.52% during the forecast period. Growing popularity of experiential travel is driving market growth, with a trend towards increasing international tourist footfall. However, threat from growing terrorism poses a challenge. Key market players include Accor S.A., American Express Global Business Travel GBT, Balkan Holidays Ltd., BCD Travel Services BV, Booking Holdings Inc., Carlson Inc., Corporate Travel Management Ltd., Expedia Group Inc., Fareportal Inc., Flight Centre Travel Group Ltd., G Adventures, JPMorgan Chase and Co., JTB Corp., MakeMyTrip Ltd., Marriott International Inc., Omega World Travel Inc., PT Global Digital Niaga, Traveloka, The Scott Travel Group Ltd., Travel Leaders Group Holdings LLC, World Travel Holdings, and World Travel Inc., Airbnb, Inc., Hilton Worldwide, InterContinental Hotels Group (IHG), Hyatt Hotels Corporation, Carnival Corporation, Royal Caribbean Group. Key insights into market evolution with AI-powered analysis. Explore trends, segmentation, and growth drivers- View Free Sample PDF Travel Market Scope Report Coverage Details Base year 2023 Historic period 2018 - 2022 Forecast period 2024-2028 Growth momentum & CAGR Accelerate at a CAGR of 18.52% Market growth 2024-2028 USD 5506.7 billion Market structure Fragmented YoY growth 2022-2023 (%) 15.17 Regional analysis APAC, Europe, North America, South America, and Middle East and Africa, Performing market contribution APAC at 39% Key countries US, France, China, UK, and Japan, Spain, Italy, Germany, Thailand, Australia Key companies profiled Accor S.A., American Express Global Business Travel GBT, Balkan Holidays Ltd., BCD Travel Services BV, Booking Holdings Inc., Carlson Inc., Corporate Travel Management Ltd., Expedia Group Inc., Fareportal Inc., Flight Centre Travel Group Ltd., G Adventures, JPMorgan Chase and Co., JTB Corp., MakeMyTrip Ltd., Marriott International Inc., Omega World Travel Inc., PT Global Digital Niaga, Traveloka, The Scott Travel Group Ltd., Travel Leaders Group Holdings LLC, World Travel Holdings, and World Travel Inc., Airbnb, Inc., Hilton Worldwide, InterContinental Hotels Group (IHG), Hyatt Hotels Corporation, Carnival Corporation, Royal Caribbean Group Market Driver Inbound tourism has experienced significant growth worldwide, leading to an increase in the number of tourists and demand for travel activities. Business travel, both international and domestic, is a significant contributor to this trend. The presence of numerous multinational corporations drives corporate visits, boosting the travel industry. Online travel platforms cater to the rising demand for travel activities from an increasing number of international tourists, primarily from North America , Europe , and the Pacific region. Government initiatives, such as improved connectivity through new airports, further fuel tourism growth. Overall, these factors are expected to expand the global travel market during the forecast period. The travel industry is experiencing significant shifts driven by trends such as the growing middle class population, heightened security and health concerns, and the increasing role of foreign tour operators and online platforms. Digital transformation is at the forefront, with tourists relying on online resources for trip planning, booking flight tickets and hotels, and even renting cars. Economic stability and leisure activities continue to be key motivators for vacations and holiday packages. The pandemic has created an acquisition opportunity for online travel agents, with promotional activities and new year holidays driving bookings. Mobile apps and holiday packages for international cities cater to elite travelers seeking new experiences in unexplored destinations. The luxury travel market remains strong, with a focus on security and personalized services. Overall, the online travel market is thriving, offering tourists convenience, affordability, and access to a world of new opportunities. Request Sample of our comprehensive report now to stay ahead in the AI-driven market evolution! Market Challenges Discover how AI is revolutionizing market trends- Get your access now! Segment Overview This travel market report extensively covers market segmentation by 1.1 Transportation- The Travel Market is a thriving industry that connects service providers with customers seeking unique travel experiences. It offers various opportunities for businesses to expand their reach and increase sales. By utilizing effective marketing strategies and providing exceptional customer service, companies can attract and retain customers. The Travel Market also encourages innovation and collaboration, allowing businesses to offer competitive prices and diverse offerings. Overall, it is a dynamic and profitable sector that continues to grow and evolve. Download a Sample of our comprehensive report today to discover how AI-driven innovations are reshaping competitive dynamics Research Analysis The online travel market has experienced significant shifts in the wake of the pandemic, with a growth in domestic tourism and an increase in bookings for New Year holidays. Mobile apps have become essential tools for travelers, allowing them to easily compare holiday packages, book flights, hotels, car rentals, and more. The adoption of IoT technology in the tourism sector offers new experiences and personalized services, creating opportunities for innovation. However, political instability, natural disasters, and stringent immigration policies pose challenges. The acquisition of smaller players in the online travel market presents opportunities for growth, particularly in the luxury travel market catering to elite travelers. Unexplored destinations and micro trips are also gaining popularity as travelers seek new experiences. Business and sports travel are expected to rebound as restrictions ease. Despite these trends, the tourism sector continues to face uncertainty and must adapt to changing consumer preferences and external factors. Market Research Overview The online travel market has seen a significant growth during the pandemic as people look for acquisition opportunities in the tourism sector. Domestic tourism has become a popular choice for travelers, leading to an increase in bookings for new year holidays. Mobile apps and online travel agents offer convenience for holiday packages, car rentals, and international city explorations. The luxury travel market caters to elite travelers seeking new experiences in unexplored destinations. Micro trips and personalized services are also in demand, as is reliable transport and professional interaction. Political stability, customized tours, and private tours are essential for some travelers, while others prioritize baby boomers, Gen X, and millennials' preferences. Technological advancements, such as the adoption of IoT, have transformed the industry, with online booking platforms, travel websites, and rapid globalization playing key roles. However, challenges such as political instability, natural disasters, and stringent immigration policies persist. Business, sports, and leisure activities continue to drive travel, with economic stability and infrastructure development crucial for the tourist industry's digital transformation. Online resources, flight tickets, hotels, and trip planning remain essential, with health and security concerns also influencing travel decisions. Foreign tour operators and online platforms cater to various tourist destinations, while influencer marketing, travel blogs, and user-generated content shape travel trends. Country revenue depends on public transportation, accommodation facilities, and the middle class population's growing demand for travel. Table of Contents: 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Company Landscape 11 Company Analysis 12 Appendix About Technavio Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Contacts Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: media@technavio.com Website: www.technavio.com/ View original content to download multimedia: https://www.prnewswire.com/news-releases/travel-market-size-is-set-to-grow-by-usd-5-50-trillion-from-2024-2028--growing-popularity-of-experiential-travel-boost-the-market--technavio-302314953.html SOURCE Technavio

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On Tommy Lloyd’s rotation, women’s hoops’ turnover woes, ‘Big Jonah’ to the NFL | Michael Lev(The Center Square) – Prosecutors introduced secretly recorded audio and video along with a troubled star witness at the public corruption trial of former Illinois House Speaker Michael Madigan. Former Chicago Alderman Daniel Solis returned to the Everett McKinley U.S. Courthouse Monday. Solis is facing one federal count of bribery under a deferred prosecution agreement. The ex-alderman began cooperating with federal investigators in 2016. Separately Monday, former Chicago Alderman Daniel Solis, former Illinois House Speaker Michael Madigan and Madigan codefendant Michael McClain enter the federal court building in Chicago Monday, Nov. 25, 2024. U.S. government attorney Diane MacArthur first introduced a recording of Madigan and Solis nearly two years before the alderman started cooperating with the government. The recording involved a conversation with Chinese developer, See Wong, who wanted to build a hotel on a parcel of land in Chicago’s Chinatown neighborhood. The land was owned by the state of Illinois at the time, but Solis said a zoning change would be required from the city in order for a hotel to be built. At Madigan’s request, Solis said he facilitated the meeting on Aug. 8, 2014, at Madigan’s law firm, Madigan and Getzendanner, about the land along Wentworth Avenue between Archer Avenue and Cermak Road. Madigan’s law partner, Bud Getzendanner, discussed how successful the firm had been in working with hotels to make sure they were not taxed more than necessary. ”A large component of your expense for hotels is real estate taxes,” Getzendanner said during the recorded meeting. Getzendanner said the firm charged 12.5% of the tax savings obtained. Madigan told Wong and an interpreter about the quality of service his firm provided. “We don’t take a second seat to anybody,” Madigan said. The developer then asked for a picture with Madigan and Solis. Solis told the group that Wong would benefit from working with Madigan. “If he works with the Speaker, he will get anything he needs for that hotel,” Solis said on the recording. Solis testified that he meant the city would provide the zoning change the developer needed from the city if the developer hired Madigan’s law firm. Solis said the zoning change was approved, but the proposed hotel was never built. MacArthur asked Solis about the bribery charge he is still facing, which Solis said involved the redevelopment of a property in Chicago from a restaurant to a residential building in 2015. Solis said two problems prevented the project from moving forward: labor unions’ perceived lack of representation in the development and residents' concerns in the ward. The former alderman admitted that he solicited a campaign contribution from the developer or from one or more of the developer’s vendors while the project’s zoning change was still under consideration. Solis said he believed the developer was on board and that he would be getting donations from the developers’ vendors. The zoning change was approved by the city council, Solis said. He testified he solicited and accepted campaign contributions from other developers who had matters pending before the city council’s zoning committee. Solis then testified about about a variety of things like massages that turned sexual, trips to Las Vegas, tickets to professional sporting events, no-paperwork six-figure loans he'd paid back. He even admitted to an extramarital affair he had with an interpreter. Solis said he was separated from his wife for about five years and their house went into foreclosure. He also confessed that he lied to a collection agency by saying he was out of work. MacArthur asked Solis about his sister, Patti Solis Doyle, who worked on campaigns for former Chicago Mayor Richard M. Daley, former President Bill Clinton and former U.S. Senator Hillary Clinton, D-New York. Solis Doyle also managed Hillary Clinton’s presidential campaign in 2008. Solis said his sister was involved in a hotel project in which the developer offered her $100,000. Solis said his sister offered to split the sum with her brother. As chairman of the city’s zoning committee, Solis said he told his sister he could not accept money regarding a hotel development. Solis said his sister told him there would be another way she could compensate him. The former alderman said he did receive funds from his sister for referring her to his friend Brian Hynes’ state vendor assistance program. Monday afternoon, Solis testified that FBI agents visited his home on June 1, 2016, and played audio and video recordings. After considering an attorney, Solis said he decided to cooperate with the FBI a few days later and agreed to let investigators tap his phone. Solis also said he told an attorney friend that he was cooperating with the FBI in regard to an investigation of an organization he was involved in. More from this section Solis said he made recordings for several investigations he was involved in as part of his deferred prosecution agreement. He began communicating with Madigan after receiving a voicemail message on June 12, 2017. Solis said he discussed the Chinatown land deal, his interest in getting a state board appointment, and referring clients to Madigan’s law firm while cooperating with the government from June 2016 to December 2017. Solis admitted that he was not really interested in a state board appointment, but he raised the issue with Madigan at the direction of law enforcement. Solis said he began communicating with Madigan codefendant Michael McClain about the Chinatown parcel in the fall of 2017. He said he had to continue to perform his duties as an alderman while cooperating with the FBI because of “the farce” that he was involved in. Solis discussed a 2017 redevelopment project that required a zoning change involving a Union West development in Chicago’s West Loop. MacArthur played a recording, dated June 12, 2017, of Madigan asking Solis about the development. During the call, Solis told the speaker he would try to arrange an introduction for Madigan with the developers. In a subsequent call, Solis promised to arrange a meeting and said, “I think these guys get it, the quid pro quo and how it works.” When MacArthur asked Solis why he said that, Solis said he didn’t know and said it was “dumb.” MacArthur asked Solis if he used the words “quid pro quo” at the direction of law enforcement. “No,” Solis said. Union West developer Andrew Cretal agreed to meet with Madigan and told Solis, “confidentially,” that his company was working with Goldman Sachs as an equity partner and that he would “circle back” with Solis. MacArthur played a recording of Madigan privately telling Solis not to use the words, “quid quo pro.” The conversation immediately preceded the meeting Cretal and the Union West group had at Madigan's and Getzendanner’s law office. During the meeting, Madigan repeated to Cretal’s group what he had said to See Wong. “We don’t take a second seat to anybody,” Madigan said. Solis said he met with Madigan again privately after the meeting with the intention of discussing the Chinatown parcel. Solis said he had been having frequent meetings about the land with potential developers. During the recording, Solis said that nothing could really happen until the state transferred the land. Connie Mixon, professor of Political Science and director of the Urban Studies Program at Elmhurst University, served as an expert witness at the corruption trial of longtime Chicago Democrat Ed Burke, who served on the city council from 1969 to 2023. A jury convicted Burke in December 2023 on 18 counts of racketeering, bribery, attempted extortion and conspiracy to commit extortion and using interstate commerce to facilitate an unlawful activity. Mixon said that Solis also testified as a cooperating witness during Burke’s trial. “It seemed as if, in the sentencing for the Burke trial, the judge did take a bit of exception to the fact that Solis, who also had potential criminal charges, was essentially getting away without any sort of repercussions,” Mixon told The Center Square. Mixon described Solis as a damaged witness. “He’s absolutely damaged, but as much as he’s damaged, you have the words on the wiretap. Having the defendants’ words played in the courtroom, they are really the witness against themselves when you have those wiretaps,” Mixon explained. Before the jury was seated Monday morning, prosecutors said they would provide the court with revised jury instructions by Dec. 3. Judge John Robert Blakey said he could deny admittance of new materials after that date if he deemed them to be untimely. Madigan and McClain are charged with 23 counts of bribery, racketeering and official misconduct. The trial is scheduled to resume Tuesday morning in Chicago.

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