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Billionaires' wealth more than doubles in 10 years: UBSThere are thousands of dividend-paying stocks in the market, and it can seem overwhelming to many investors to figure out which are the best income investments for their portfolios. If you're looking to create a passive income stream that you don't have to worry about, a dividend-stock index fund could be a better fit for you either in place of or in addition to investing in high-quality dividend stocks individually. One in particular that could be worth a closer look is the Vanguard High Dividend Yield ETF ( VYM -0.55% ) , which could be one of the best worry-free ways to not only create a passive income stream but also to grow your portfolio's value over time. Here's a rundown of what you need to know about this exchange-traded fund (ETF) and what it could do for you. About the Vanguard High Dividend Yield ETF As its name suggests, the Vanguard High Dividend Yield ETF invests in a portfolio of stocks with, well, high dividend yields. More specifically, the ETF tracks an index of mostly large-cap stocks that are expected to maintain above-average dividend yields. There are currently 536 stocks in the index, and the median market cap is $148.5 billion. It's a weighted index, meaning that larger companies make up more of the ETF's assets, but no single stock accounts for more than 4% of the total portfolio. Top holdings include some companies you'd probably expect to find, such as JPMorgan Chase (NYSE: JPM) , ExxonMobil ( XOM -0.01% ) , and Procter & Gamble (NYSE: PG) , but you'll also find some tech-focused companies like Broadcom (NASDAQ: AVGO) and Cisco Systems (NASDAQ: CSCO) . These are just a few examples, but the key takeaway is that the stocks owned by this ETF are generally long-established companies with steady cash flows. At the current price, the ETF has an annualized yield of about 2.7%, but keep in mind that it passes through dividends from the underlying stocks, and therefore its dividend yield can vary (and be somewhat unpredictable) from quarter to quarter. Like most Vanguard funds, the High Dividend Yield ETF is a low-cost index fund, with a 0.06% expense ratio. This means that for every $1,000 you invest, your annual investment costs are just $0.60. Note that this isn't a fee you have to actually pay; it will simply be reflected in the performance over time. A solid combination of growth and income Now, a 2.7% yield might not get you too excited, but keep in mind that this ETF is designed to produce a solid combination of share-price appreciation as well as income that grows over time. It is best approached as a total return investment, and over the past decade, it has generated a 10.2% annualized return for investors. For context, a $10,000 investment compounded at this rate would be worth about $26,400 after 10 years, about $69,800 after 20 years, and approximately $184,300 after 30 years. Of course, past performance doesn't guarantee any level of future returns, but the point is that this isn't just a great way to create an income stream. It can build serious wealth in your portfolio over time.

Saturday, December 28, 2024 Elon Musk’s Space X is gearing up for a significant leap in its space exploration plans, with a proposal to increase Starship test launches to 25 in 2025. This ambitious target is a fivefold increase from the five demonstration launches scheduled for 2024 and highlights Musk’s determination to accelerate advancements in lunar and Mars missions. However, the path forward is fraught with regulatory hurdles, environmental concerns, and the technical complexities of developing the world’s most powerful rocket. The SpaceX Starship, comprising the Starship spacecraft and the Super Heavy rocket, represents a next-generation leap in space transportation. Standing at an impressive 400 feet, the fully reusable system is designed to carry humans and cargo to Earth’s orbit, the moon, and eventually Mars. NASA has already identified Starship as a critical component of its Artemis program, which aims to return astronauts to the lunar surface in the coming years. For the latest travel news, travel updates and travel deals, airline news, cruise news, technology updates, travel alerts, weather reports, insider’ insights, exclusive interviews, subscribe now to the daily TTW newsletter . Under NASA’s Artemis III mission, astronauts aboard the Orion capsule will transfer to Starship in orbit for their descent to the moon’s surface. However, delays in the Artemis program have pushed the timeline for these missions further, with the first lunar landing now expected no earlier than 2026. Meanwhile, Musk’s vision extends beyond the moon. SpaceX aims to send its first uncrewed Starships to Mars in late 2026, leveraging a favorable planetary alignment. Crewed missions could follow as early as 2028, marking a new era in interplanetary exploration. To achieve its ambitious goals, SpaceX must secure approval from the Federal Aviation Administration (FAA) for its proposed increase in Starship launches. The FAA, which oversees commercial rocket launches in the U.S., issued a launch license for Starship’s next test flight on December 17, 2024. However, the agency has emphasized the need for SpaceX to meet all safety, environmental, and regulatory requirements before approving additional operations. For the latest travel news, travel updates and travel deals, airline news, cruise news, technology updates, travel alerts, weather reports, insider’ insights, exclusive interviews, subscribe now to the daily TTW newsletter . As part of the licensing process, the FAA is soliciting public input and hosting a series of public meetings in January 2025. These meetings, including four in Texas and one livestreamed session, will provide a platform for stakeholders to voice concerns about the potential impacts of increased launch activity. The FAA aims to balance the progress of space exploration with the safety of local communities and the environment. SpaceX’s relationship with the FAA has been strained in recent months. The agency proposed $633,009 in civil penalties against SpaceX in September 2024, citing failures to adhere to license requirements during two previous launches. Musk has publicly criticized the FAA, describing its regulatory processes as overly bureaucratic and hinting at plans to challenge the agency in court. The environmental implications of frequent Starship launches have become a growing concern for local communities and environmental watchdogs. SpaceX’s Starbase facility in Boca Chica, Texas, has faced scrutiny for its potential impact on wildlife habitats and coastal ecosystems. Environmentalists worry that Musk’s influence on U.S. policy, particularly with the incoming administration, could lead to reduced oversight of the spaceflight sector. Critics argue that the push for rapid development and increased launch activity must be balanced with robust environmental protections. For the latest travel news, travel updates and travel deals, airline news, cruise news, technology updates, travel alerts, weather reports, insider’ insights, exclusive interviews, subscribe now to the daily TTW newsletter . Starship’s development has been marked by both groundbreaking achievements and setbacks. The sixth Starship test flight, conducted in November 2024, demonstrated significant progress in engine performance and flight stability. However, the system remains in the testing phase, with each launch serving as a learning opportunity for SpaceX engineers. SpaceX is currently preparing for its seventh Starship test flight at the Starbase facility. Recent engine tests have focused on ensuring the vehicle’s flight readiness. While a target date for the next launch has not been announced, the FAA’s recent approval clears the way for further testing. The massive Starship launches have captivated public imagination, drawing spectators from across the globe to witness the historic flights. Visitors to the Boca Chica launch site have described the experience as awe-inspiring, highlighting the powerful visual and auditory impact of the launches. SpaceX’s advancements have significant implications for the commercial space industry. The company’s progress is setting new benchmarks for reusable rocket technology and inspiring other players to innovate. With a record 148 FAA-licensed commercial space operations conducted in 2024, the industry is on a trajectory of rapid growth. For the latest travel news, travel updates and travel deals, airline news, cruise news, technology updates, travel alerts, weather reports, insider’ insights, exclusive interviews, subscribe now to the daily TTW newsletter . As SpaceX moves forward with its ambitious plans, the company’s ability to navigate regulatory challenges and address environmental concerns will be critical. Musk’s vision of making humanity a multi-planetary species hinges on the success of the Starship program, which promises to redefine the boundaries of space exploration. 2025 is poised to be a pivotal year for SpaceX and the broader space industry. From the ramp-up in Starship launches to the advancement of lunar and Mars missions, the year promises to deliver significant milestones that will shape the future of space travel. Read Travel Industry News in 104 different regional platforms Get our daily dose of news, by subscribing to our newsletters. Subscribe here . Watch Travel And Tour World Interviews here . Read more Travel News , Daily Travel Alert , and Travel Industry News on Travel And Tour World only.

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India bid a heartfelt farewell to its former Prime Minister, Manmohan Singh, as he was laid to rest with full state honours. The respected economist and politician, who served as the 14th Prime Minister of India from 2004 to 2014, passed away after a prolonged illness, leaving behind a legacy of economic reforms and diplomatic achievements. Manmohan Singh, often regarded as the architect of India’s economic liberalisation, was known for his calm and measured approach to governance. The state funeral, attended by dignitaries and political leaders, was a sombre occasion marked by emotional tributes. His family, friends, and supporters mourned the loss of a leader who was known for his integrity, humility, and dedication to the nation. Before Manmohan Singh's mortal remains were cremated, security forces honoured him with a 21-gun salute. Singh passed away at Delhi's AIIMS hospital on Thursday at the age of 92. Here Are The Top Updates: - The Gujarat Congress will organise a 'shradhanjali sabha' (memorial meeting) on Monday to honour former prime minister Manmohan Singh. - The AAP criticised the BJP for denying former PM Manmohan Singh space at Rajghat for his last rites, calling it a 'poor reflection on India'. Kejriwal noted that Singh, India's only Sikh PM, was denied a privilege given to most former PMs. ये खबर सुनकर मैं स्तब्ध हूँ। भारत के पूर्व प्रधानमंत्री डॉ मनमोहन सिंह जी का अंतिम संस्कार निगम बोध घाट पर किया गया। इसके पूर्व भारत के सभी प्रधानमंत्रियों का अंतिम संस्कार राजघाट पर किया जाता था। सिख समाज से आने वाले, पूरी दुनिया में ख्याति प्राप्त, 10 वर्ष भारत के... - BJP president JP Nadda accused Congress of ‘politicising’ Manmohan Singh's death for political gains. He criticised Rahul Gandhi and Mallikarjun Kharge for using his demise for political advantage. - Singapore PM Lawrence Wong expressed condolences for Manmohan Singh’s death, praising him for reshaping India's economy and setting the stage for its remarkable growth. - The BJP criticised Rahul Gandhi for ‘politicising’ Manmohan Singh's death after he accused the BJP of disrespecting Singh by holding his last rites at Nigam Bodh Ghat. BJP MP Sambit Patra called it unfortunate and urged Congress to avoid politics on a day of mourning. When the entire nation mourns the demise of former Prime Minister Dr. Manmohan Singh ji, the Congress party is busy turning this moment of grief into an opportunity to fulfill their political agenda. Gandhi family has neither honored nor delivered justice to any leader of the... pic.twitter.com/6U4GEsa2LV - Bhutan's King Jigme Khesar Namgyel Wangchuck attended the funeral of former PM Manmohan Singh, after leading prayers for him at a Buddhist monastery in Thimphu. Separate prayer ceremonies were held for Singh in all 20 districts of Bhutan. A special prayer ceremony was held yesterday at the Kuenrey of Tashichhodzong to pay tribute to Dr. Manmohan Singh. 📍Bhutan pic.twitter.com/SZoNoWbIiw -Mauritius has announced that its national flag will fly at half-mast at all state institutions until sunset on Saturday in honour of former Prime Minister Manmohan Singh.Sheriff office assistance grants awarded

Jaipur, Dec 28 (PTI) The BJP government of Rajasthan has decided to dissolve nine districts formed by the previous Congress dispensation, saying they were neither "practical" nor in "public interest". Three new divisions were also dissolved in a state cabinet meeting chaired by Chief Minister Bhajan Lal Sharma on Saturday. The state will now only have seven divisions and 41 districts, Parliamentary Affairs Minister and Law Minister Jogaram Patel said. In another decision taken in the cabinet meeting, CET scores would be valid for three years in Rajasthan, instead of one year. The state Congress leadership has condemned the decision and said that it will move court if needed. The previous Ashok Gehlot government had formed 17 new districts and three new divisions. It had also issued a notification for three new districts, which is also being cancelled by the Bhajan Lal Sharma government. Minister Jogaram Patel said that decisions were taken on the basis of a report by a cabinet sub-committee and an expert committee set up for the purpose. He said, "The committee found that these newly formed districts are not practical, these districts are not in the public interest. These districts are putting an unnecessary burden on the Rajasthan government. These districts have no utility at all." Patel said that the Congress government formed the new districts and divisions solely for political gains. Availability of financial resources, administrative requirements, law and order, cultural harmony etc. was not taken into consideration, he said. The minister said the previous government neither created necessary posts in the offices for the new districts nor constructed office buildings. He said that the government has decided to retain Balotra, Beawar, Deeg, Didwana-Kuchaman, Kotputli-Behror, Khairthal-Tijara, Phalodi and Salumbhar from among the districts created by the Congress. The cabinet has decided not to retain nine newly created districts -- Anupgarh, Dudu, Gangapur City, Jaipur Rural, Jodhpur Rural, Kekri, Neem Ka Thana, Sanchore and Shahpura. Banswara, Pali and Sikar divisions were dissolved by the state cabinet. It has also decided to cancel three new districts -- Malpura, Sujangarh and Kuchaman City, which were announced just before the elections. Patel said that the government has taken the decision after considering all aspects of administration. Condemning the BJP government's decision, former chief minister Ashok Gehlot said, "The decision of the BJP government to cancel nine out of the new districts created by our government is an example of indiscretion and mere political vengeance." Congress state president Govind Singh Dotasra and Leader of Opposition Tika Ram Jully also slammed the decision. "We strongly condemn this decision and the Congress party and the common people of Rajasthan will protest against this decision. There are winter holidays in the court. Such a decision was taken hastily so that no one could go to the court and could not even file a PIL. If required, we will also approach the court," Dotasra told reporters at a press conference. Jully said that the Congress will start a mass movement to get the government to revert the decision. "We will raise voices against the decision in the assembly. From the road to the assembly, we will not let BJP sit in peace. This decision is anti-people. They have killed the rights of the people." Patel said that other important decisions regarding the development of the state were also taken at the meeting at Chief Minister's Office. There was no discussion, he said, on cancelling the Police Sub Inspector (SI) recruitment exam in the cabinet meeting. The minister added that the cabinet has decided to reorganise the panchayat, panchayat samitis and district councils in the state. Meanwhile, Food and Civil Supplies Minister Sumit Godara said in a press conference that Schedule-1 of Rule 14 of Rajasthan Civil Services (Revised Pay) Rules, 2017, were amended to make the validity of Common Eligibility Test scores valid for three years in Rajasthan. (This report has been published as part of the auto-generated syndicate wire feed. Apart from the headline, no editing has been done in the copy by ABP Live.)

FORT COLLINS, Colo. (AP) — Mustapha Amzil scored 14 points as New Mexico beat Colorado State 76-68 on Saturday. Amzil added five rebounds for the Lobos (10-3, 2-0 Mountain West Conference). Donovan Dent added 14 points while going 7 of 16 from the field while they also had six assists. C.J. Noland had 11 points and finished 5 of 7 from the field. Nique Clifford led the way for the Rams (7-6, 1-1) with 17 points, seven rebounds, six assists and three steals. Jaylen Crocker-Johnson added 13 points and nine rebounds for Colorado State. Kyan Evans also had 10 points. New Mexico took the lead with 8:53 to go in the first half and did not relinquish it. The score was 41-25 at halftime, with Filip Borovicanin racking up 10 points. New Mexico was outscored by Colorado State in the second half by eight points, with Amzil scoring a team-high six points in the final half. Both teams next play Tuesday. New Mexico visits Fresno State and Colorado State goes on the road to play San Jose State. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .AP Trending SummaryBrief at 6:29 p.m. ESTAll-star left-hander Garrett Crochet was acquired by the Boston Red Sox from the Chicago White Sox on Wednesday for four prospects: catcher Kyle Teel, infielder Chase Meidroth, right-hander Wikelman Gonzalez and outfielder Braden Montgomery. Chicago announced the trade. Crochet was 6-12 with a 3.58 ERA in 32 starts for a White Sox team that went 41-121, the most losses for any club since 1900. The 25-year-old was picked for the AL All-Star team in his first season as a starter. Selected 11th overall by Chicago in the 2020 amateur draft, Crochet made his major league debut that September. He had a 2.82 ERA in 2021 while striking out 65 in 54 1/3 innings, then had Tommy John surgery on April 5, 2022. He didn't return to the major leagues until May 18, 2023. Crochet's sinker averaged 97.9 mph this season and his four-seam fastball 97.2. He also throws a cutter, sweeper and changeup. Crochet had an $800,000 salary this year. He is eligible for arbitration this offseason and next, and he can become a free agent after the 2027 World Series. PLAYER STATS: Garrett Crochet ROUNDUP Blue Jays trade for 3-time Gold Glove winner Andrés Giménez Before the trade, Boston's projected rotation had five starters: Tanner Houck, Kutter Crawford, Brayan Bello, Garrett Whitlock and Lucas Giolito. Teel is rated Boston's No. 4 prospect by MLB.com, Meidroth No. 11, Gonzalez 14th and Montgomery 54th. Tauchman joins White Sox Mike Tauchman is switching sides in Chicago. The White Sox announced a one-year, $1.95-million US contract for the former Cubs outfielder. Tauchman, 34, grew up in Palatine, Ill., about 56 kilometres northwest of Chicago, and played college ball for Bradley in Peoria, Ill. He spent the previous two seasons with the Cubs. Asked about Tauchman, new manager Will Venable said he likes his consistency. PLAYER STATS: Mike Tauchman Former Blue Jays closer Romano joining Phillies on 1-year deal "Can control the zone. Give you a professional at-bat, good defender, good baserunner," Venable said. "Just one of those guys that you can depend on every day." Tauchman joins a White Sox team that went 41-121 this year and broke the post-1900 major league record for losses in a season. Tauchman batted .248 in 109 games this past season with seven homers and 29 runs batted in. Bieber re-signs with Guardians Shane Bieber's comeback with Cleveland has double meaning. The former Cy Young winner re-signed with the Guardians; a reunion that seemed unlikely when he became a free agent. However, the 29-year-old Bieber decided to stay with the American League Central champions after making just two starts in 2024 before undergoing Tommy John surgery. PLAYER STATS: Shane Bieber More MLB coverage Bieber agreed last week to a one-year, $14 million contract. The deal includes a $16 million player option for 2026. It seemed like a long shot that Bieber, who is 62-32 with a 3.22 earned-run average in 132 starts, would return to Cleveland. He had turned down long-term offers in the past from the club, and it was expected he would sign with another contender, likely one on the West Coast. But the California native has a special connection with the Guardians, who selected him in the fourth round of the 2016 draft. Bieber, who won the AL Cy Young in the pandemic-shortened 2020 season, threw only 12 innings last season before lingering issues with his elbow forced him to have surgery. He is expected to join Cleveland's rotation at some point in 2025.

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NonePercentages: FG .526, FT .625. 3-Point Goals: 5-14, .357 (Hicks 3-5, P.Johnson 2-3, Carter 0-1, Dilione 0-1, Dunn 0-1, Kern 0-1, Baldwin 0-2). Team Rebounds: 1. Team Turnovers: 1. Blocked Shots: 1 (Konan Niederhauser). Turnovers: 11 (Baldwin 4, Dilione 4, Carter, Dunn, Nzeh). Steals: 5 (Kern 2, Baldwin, Hicks, P.Johnson). Technical Fouls: None. Percentages: FG .481, FT .500. 3-Point Goals: 4-18, .222 (Dean 2-5, Tripp 1-1, Medor 1-2, Pettis 0-1, Smith 0-1, Richardson 0-2, Rivera 0-2, J.Johnson 0-4). Team Rebounds: 3. Team Turnovers: None. Blocked Shots: 1 (Smith). Turnovers: 14 (Tsimbila 3, Dean 2, J.Johnson 2, Medor 2, Richardson 2, Rivera 2, Tripp). Steals: 9 (Tripp 4, J.Johnson 3, Medor, Rivera). Technical Fouls: None. .Six Teams Advance to 2024 PUBG Mobile Global Championship Grand Finals in London