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WASHINGTON – Treasury Secretary Janet Yellen said her agency will need to start taking “extraordinary measures,” or special accounting maneuvers intended to prevent the nation from hitting the debt ceiling , as early as January 14, in a letter sent to congressional leaders Friday afternoon. "Treasury expects to hit the statutory debt ceiling between January 14 and January 23," Yellen wrote in a letter addressed to House and Senate leadership, at which point extraordinary measures would be used to prevent the government from breaching the nation's debt ceiling — which has been suspended until Jan. 1, 2025. Recommended Videos The department has in the past deployed what are known as “extraordinary measures” or accounting maneuvers to keep the government operating. But once those measures run out the government risks defaulting on its debt unless lawmakers and the president agree to lift the limit on the U.S. government’s ability to borrow. "I respectfully urge Congress to act to protect the full faith and credit of the United States," she said. The news comes after President Joe Biden signed a bill into law last week that averted a government shutdown but did not include President-elect Donald Trump’s core debt demand to raise or suspend the nation’s debt limit. The bill was approved by Congress only after fierce internal debate among Republicans over how to handle Trump's demand. “Anything else is a betrayal of our country,” Trump said in a statement. After a protracted debate in the summer of 2023 over how to fund the government, policymakers crafted the Fiscal Responsibility Act, which included suspending the nation's $31.4 trillion borrowing authority until Jan. 1, 2025. Notably however, Yellen said, on Jan. 2 the debt is projected to temporarily decrease due to a scheduled redemption of nonmarketable securities held by a federal trust fund associated with Medicare payments. As a result, “Treasury does not expect that it will be necessary to start taking extraordinary measures on January 2 to prevent the United States from defaulting on its obligations," she said. The federal debt currently stands at roughly $36 trillion — which ballooned across both Republican and Democratic administrations. And the spike in inflation after the coronavirus pandemic pushed up government borrowing costs such that debt service next year will exceed spending on national security. Republicans, who will have full control of the White House, House and Senate in the new year, have big plans to extend Trump's 2017 tax cuts and other priorities but debate over how to pay for them.

ALEXANDRIA, Va. (AP) — Google, already facing a possible breakup of the company over its ubiquitous search engine , is fighting to beat back another attack by the U.S. Department of Justice alleging monopolistic conduct, this time over technology that puts online advertising in front of consumers. The Justice Department and Google made closing arguments Monday in a trial alleging Google's advertising technology constitutes an illegal monopoly. U.S. District Judge Leonie Brinkema in Alexandria, Virginia, will decide the case and is expected to issue a written ruling by the end of the year. If Brinkema finds Google has engaged in illegal, monopolistic conduct, she will then hold further hearings to explore what remedies should be imposed. The Justice Department, along with a coalition of states, has already said it believes Google should be forced to sell off parts of its ad tech business, which generates tens of billions of dollars annually for the Mountain View, California-based company. After roughly a month of trial testimony earlier this year, the arguments in the case remain the same. During three hours of arguments Monday, Brinkema, who sometimes tips her hand during legal arguments, did little to indicate how she might rule. She did, though, question the applicability of a key antitrust case Google cites in its defense. The Justice Department contends Google built and maintained a monopoly in “open-web display advertising,” essentially the rectangular ads that appear on the top and right-hand side of the page when one browses websites. Google dominates all facets of the market. A technology called DoubleClick is used pervasively by news sites and other online publishers, while Google Ads maintains a cache of advertisers large and small looking to place their ads on the right webpage in front of the right consumer. In between is another Google product, AdExchange, that conducts nearly instantaneous auctions matching advertisers to publishers. In court papers, Justice Department lawyers say Google “is more concerned with acquiring and preserving its trifecta of monopolies than serving its own publisher and advertiser customers or winning on the merits.” As a result, content providers and news organizations have never been able to generate the online revenue they should due to Google’s excessive fees for brokering transactions between advertisers and publishers, the government says. Google argues the government's case improperly focuses on a narrow niche of online advertising. If one looks more broadly at online advertising to include social media, streaming TV services, and app-based advertising, Google says it controls as little as 10% of the market, a share that is dwindling as it faces increased and evolving competition. Google alleges in court papers that the government’s lawsuit “boil(s) down to the persistent complaints of a handful of Google’s rivals and several mammoth publishers.” Google also says it has invested billions in technology that facilitates the efficient match of advertisers to interested consumers and it should not be forced to share its technology and success with competitors. “Requiring a company to do further engineering work to make its technology and customers accessible by all of its competitors on their preferred terms has never been compelled by U.S. antitrust law,” the company wrote. Brinkema, during Monday's arguments, also sought clarity on Google’s market share, a number the two sides dispute, depending on how broadly the market is defined. Historically, courts have been unwilling to declare an illegal monopoly in markets in which a company holds less than a 70% market share. Google says that when online display advertising is viewed as a whole, it holds only a 10% market share, and dwindling. The Justice Department contends, though, that when focusing on open-web display advertising, Google controls 91% of the market for publisher ad servers and 87% of the market for advertiser ad networks. Google says that the “open web display advertising” market is gerrymandered by the Justice Department to make Google look bad, and that nobody in the industry looks at that category of ads without considering the ability of advertisers to switch to other forms of advertising, like in mobile apps. The Justice Department also contends that the public is harmed by the excessive rates Google charges to facilitate ad purchases, saying the company takes 36 cents on the dollar when it facilitates the transaction end to end. Google says its “take rate” has dropped to 31% and continues to decrease, and it says that rate is lower than that of its competitors. “When you have an integrated system, one of the benefits is lower prices," Google lawyer Karen Dunn said Monday. The Virginia case is separate from an ongoing lawsuit brought against Google in the District of Columbia over its namesake search engine. In that case, the judge determined it constitutes an illegal monopoly but has not decided what remedy to impose. The Justice Department said last week it will seek to force Google to sell its Chrome web browser , among a host of other penalties. Google has said the department's request is overkill and unhinged from legitimate regulation. In Monday's arguments, Justice Department lawyer Aaron Teitelbaum cited the search engine case when he highlighted an email from a Google executive, David Rosenblatt, who said in a 2009 email that Google’s goal was to “do to display what Google did to search," which Teitelbaum said showed the company's intent to achieve market dominance. “Google did not achieve its trifecta of monopolies by accident,” Teitelbaum said.Santa Clara Vice Mayor Anthony Becker found guilty of leaking 49ers report, perjury

The National Pension Commission, PenCom, on Thursday said it had issued over 38,000 Pension Clearance Certificates, PCC, so far to organisations, in 2024. The Director-General of PenCom, Omolola Oloworaran, said this at a workshop organised by PenCom for journalists covering the pension industry in Lagos. The theme of the workshop was, “Tech-Driven Transformation: Shaping the Pension Landscape”. In 2023, PenCom issued 30,293 PCCs to firms. PCC is an evidence of compliance with the Pension Act. it serves as a prerequisite for all suppliers, contractors, or consultants soliciting contract or business from Ministries, Departmentss, and Agencies, MDAs, of the Federal Government. PenCom commenced the issuance of PCC to organisations in 2012 in line with the Pension Reform Act, PRA, which mandates all organisations with at least three employees to participate in the Contributory Pension Scheme, CPS. However, the certificate is valid up to Dec. 31 of the year it was obtained, irrespective of the date it was issued within the year. Organisations are, thus, required to apply for new PCC’s each year. Ms Oloworaran said that the commission also achieved a major milestone with the launch of the e-Application Portal for the PPC in October. She said that the initiative replaced the previous manual process, enabling companies to seamlessly apply for and receive PCCs online, significantly enhancing ease of doing business and ensuring compliance. The director-general said that the Pension Industry Shared Service Initiative is in an advanced stage of implementation. She said that the initiative would digitise pension contributions and remittances, ensuring seamless processing of contributions and resolving discrepancies caused by incomplete remittance details. “To further enhance contributors’ experiences, we have introduced a revised programme withdrawal template, simplifying access to voluntary contributions and revising the threshold for en-bloc payments in line with the new minimum wage. “These measures are designed to make retirement processes more efficient and user-centric. “But beyond policies and systems, what really excites me is the potential to transform lives,” she said. According to her, technology has become the backbone of transformation across all sectors, and the pension industry is no exception, hence PenCom has embraced the transformation wholeheartedly. Ms Oloworaran said that there are over 10.5 million contributors, while pension assets are in excess of N21.9 trillion as at October. She said that this progress demonstrated the strength of the CPS, though not without challenges. “Inflation, for instance, continues to erode the purchasing power of pensioners, and we are actively seeking innovative solutions to address this issue. “We also continue to face the persistent issue of delays in the payment of accrued rights. “Recently, N44 billion was approved under the 2024 budget appropriation to settle accrued pension rights for retirees from March to September 2023. “Moving forward, we are working with the Federal Government to put in place a sustainable solution that ensures that retirees receive their benefits promptly and without undue stress,” she said. She said that since assuming office, she and her team had been focused on strengthening compliance, enhancing service delivery, diversifying pension assets to optimising returns. She said that they had also been improving benefits and expanding coverage to include more Nigerians, especially those in the informal sector. Ms Oloworaran expressed passion over the micro-pension initiative, in particular, noting that it is the commission’s way of fostering financial inclusion, no matter how small an earning might be. She said that the commission intended to use technology to scale the micro-pension plan. “Technology plays a vital role in driving this inclusion from mobile enrollment to real-time account management,” she said. She said that PenCom planned to rebrand the micro-pension scheme, and also target onboarding not less than 20 million Nigerians in the informal sector. Ms Oloworaran acknowledged the role of the media as stakeholders in the success of the pension system. “As we integrate technology across every aspect of the pension industry, we are paving the way for a future where the CPS becomes more accessible, reliable, and sustainable. “However, this transformation cannot succeed without your unwavering support as media practitioners. “Your role in amplifying our initiatives and educating stakeholders across Nigeria is essential to achieving this vision,” she said. She described the ability of the media to inform, educate, and hold institutions accountable as invaluable. “Together, we can ensure that every Nigerian, including the most vulnerable, has access to a secure and dignified retirement,” she said. NANMinisters told ‘incompetence’ at Met Office led to underestimation of Storm Bert

There are plenty of exchange-traded funds ( ) for investors to choose from on the Australian share market. But which ones could be top picks for the year ahead? Let's take a look at three excellent funds for investors to consider buying for 2025 and beyond. They are follows: (ASX: AQLT) The first ASX ETF for investors to look at is the . It could be a great option if you want to invest in the highest quality shares that are available on the Australian share market (never a bad idea!). Betashares recently tipped the fund as a buy and a potential way to outperform the market. It notes that "quality companies are defined by their high return on invested equity, low levels of leverage and earning stability. Historically, companies with these attributes have outperformed broader benchmarks while displaying defensive properties." Among its largest holdings are banking giant ( ) and health imaging technology company ( ). (ASX: FSML) If you want to invest in then the could be the way to do it. Analysts at Morgans recently named this ASX ETF as one to buy. They note that "FSML provides investors with a simple, accessible, liquid and transparent means of gaining access to a higher performance, diversified small cap manager – a sector of the market we at Morgans are particularly bullish on." Among its holdings are small caps including ( ) and ( ). ( ) Finally, if you believe that cryptocurrencies are going to flourish again in 2025 and in the years that follow, then the could be a great way to gain exposure to the industry. This ASX ETF is designed to capture the full breadth of the crypto ecosystem by investing in pure-play crypto companies (such as cryptocurrency exchanges, crypto mining companies, and mining equipment firms), diversified companies with crypto-focused business lines, and companies whose balance sheets are held at least 75% in crypto assets. Among its ~50 holdings are ( ), ( ) and ( ). These companies and the others in the fund all stand to benefit greatly if the crypto industry continues to boom in 2025 under a Trump presidency.DETROIT (AP) — Detroit Lions wide receiver Jameson Williams will not be charged with a crime after he was found with a gun in a car driven by his brother, a prosecutor said Monday. The gun on the floor was registered to Williams, but he didn’t have a concealed-carry permit. His brother did. Prosecutor Kym Worthy said Michigan law is “far from clear” when applied to the 1 a.m. traffic stop on Oct. 8. “We really could not recall any case that had facts that mirrored this case,” she said. Williams was riding in a car driven by his brother when Detroit police stopped the vehicle for speeding. Williams said one of two guns in the car belonged to him and was registered. But without a concealed-pistol license, known as a CPL, a Michigan gun owner typically must place the weapon in a closed case while in a vehicle. A violation is a felony. In this case, Williams’ brother had a permit. “The CPL holder here was the driver and had care, custody and control of the car,” Worthy said. “Guidance is needed for the future on how many weapons can a valid CPL say that they have control over.” Williams obtained a CPL on Nov. 6, a month later, attorney Todd Flood said. RELATED COVERAGE Rams WR Demarcus Robinson arrested on suspicion of DUI after loss to Eagles Jackson accounts for 3 TDs, John Harbaugh moves to 3-0 vs. brother as Ravens beat Chargers 30-23 Chargers struggle to score after RB J.K. Dobbins hurts his knee in his reunion game with Ravens “My client is thankful and humbled by the hard work Kym Worthy and her team put into this matter,” Flood said. During the traffic stop, Williams was handcuffed and placed in a patrol car before officers released him with his gun instead of taking him to a detention center. Williams, a first-round draft pick in 2022, has 29 catches for 602 yards and four touchdowns this season. ___ AP NFL: https://apnews.com/hub/NFLFormer USWNT player Ali Krieger wants to combat “misinformation” about her marriage, and while she wasn’t specific, the timing speaks volumes. Krieger, 40, posted a vague statement via her Instagram channel on Thursday, a little more than one week after ex-wife Ashlyn Harris appeared on the ​​”Naked Sports with Cari Champion ” podcast where she opened up about the dissolution of their relationship. “I’m overwhelmed by the outpouring of love and support I’ve received this last year,” Krieger wrote in her post. “However, amidst this warmth, I’ve also had to confront a wave of dishonesty and misinformation regarding my marriage and personal life. While I’m not yet prepared to make a formal statement, I feel compelled to address this currently to prevent further distortion of the truth.” Krieger and Harris, 39, are mothers to daughter Sloane, 3, and son Ocean, 2. Harris filed for divorce in September 2023. “Above all else, my unwavering priority remains the protection and well-being of my children,” Krieger continued. “I promise to share more when my heart feels ready. In this vulnerable time, I humbly ask for privacy and understanding from all involved, as I grapple with the profound changes in my personal life.” On the podcast, Harris said the “biggest lie” about her marriage was “that I’m constantly pegged as a cheater, which, that is so far from the truth and she knows it. And it torched me.” Harris has been dating actress Sophia Bush since around the time she and Krieger split, leading to speculation that Harris cheated on her. Krieger revealed in November that she is now dating Scottish soccer player Jen Beattie . You have successfully subscribed. By signing up, I agree to the Terms and Privacy Policy and to receive emails from Us Weekly Check our latest news in Google News Check our latest news in Apple News “She was in so much pain and rightfully so and I want to make room for her experience,” Harris continued. “I really thought she never thought I would leave. I don’t think she ever took me seriously.” She also felt Krieger did not make her a priority in their relationship, claiming they “ weren’t intimate ” during their marriage “I didn’t feel that sense of connection whether emotional or physical. It was soccer, job, kids and somewhere down the line it was like, ‘OK, what about me?’” she explained. “I decided to leave my marriage after almost four years and a decade of being together. It was the hardest thing I ever had to do in my life. And I think people miss that. People think only one person was in pain or people think you have to choose a side that you know, you have to punish this person because the idea you had through social media didn’t manage your expectations however you haven’t lived my experience.”

Need a research hypothesis? Ask AIVIPC Awards The Advancement Foundation With A Regional Innovation Ecosystem Grant to Expand Rural EntrepreneurshipAustralia coach Joe Schmidt looks set to be boosted by the availability of rugby league convert Joseph-Aukuso Sua'ali'i for Saturday's eagerly anticipated clash with Ireland. Sua'ali'i made a big impression on his Wallabies debut against England, but hurt his wrist in Sunday's defeat to Scotland. According to the Sydney Morning Herald, the athletically gifted centre did not do any structural damage when tackling Sione Tuipulotu and could be fit to face Ireland. One man who won't be at the Aviva Stadium is La Rochelle power house Will Skelton who has returned to France because Saturday's game falls outside World Rugby's release window. Second row Jeremy Williams is available after illness ruled him out of the Scotland game.

Tom Watson has recently broken into the Sunderland first-team Tottenham Hotspur spent handsomely in the past summer transfer window to bolster their squad that had finished fifth in the Premier League last term. The Lilywhites will be desperate to qualify for the Champions League after narrowly missing out in the past campaign. Daniel Levy has tweaked the transfer strategy at White Hart Lane in the last few transfer windows, looking to bring in highly acclaimed talents from around Europe and beyond and help them unlock their true potential. Adapting this transfer policy has seen Spurs linked with young talents from around the globe as they look to amass a pipeline of players from their famed academy to the first team. The North Londoners are now seemingly planning to raid the Championship for blossoming talent. Tom Watson (Age: 17) – Left Wing Sunderland u18s (39 apps/25 G/A) Sunderland u23s (21 apps/15 G/A) (Total: 60 apps/40 G/A) #SAFC pic.twitter.com/7toBplZutY According to an exclusive report from TBR Football , Tottenham scouts were present at Sunderland’s clash with Millwall on Saturday to watch Tom Watson. Chris Rigg was also being watched as Sunderland drew 1-1 with Millwall in the Championship at the Den. Tom Watson has broken into the Black Cats’ senior side after impressing in the Premier League 2 this season. The England under-18 international has scored five goals and supplied four assists in five Premier League 2 games . For Sunderland’s senior side, the winger has started two games out of six Championship appearances. Freshly-appointed head coach Regis Le Bris has shown great faith in young talents and promoted them at the Stadium of Light. Watson has benefited a lot early into Le Bris’ tenure at the club, thereby, catching the attention of several clubs including West Ham and Crystal Palace with his performances. For Tottenham, they have done a smart job by acquiring the signature of Yang Min-hyeok from Gangwon FC as a potential long-term replacement for skipper Son Heung-min. As Timo Werner’s loan move from RB Leipzig is unlikely to be turned into a permanent deal due to his disappointing displays, the North London outfit would also need to replace him when he departs in the summer. Watson, in that regard, would fit the bill nicely at White Hart Lane. The Sunderland starlet, like many Spurs targets off late, is a versatile profile who can also feature in an advanced left-midfield role or on the right flank. And the fact that Ange Postecoglou has been nurturing young talents can give Spurs an edge over other interested parties in pursuing the Englishman’s signature. Tottenham could well land the Sunderland academy graduate in January and improve their squad and future outlook at the same time. If the club can beat the stiff competition for Watson’s signature, it will further underline their commitment to building a squad for the future. This article first appeared on To The Lane And Back and was syndicated with permission.AP Business SummaryBrief at 4:40 p.m. EST

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