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( MENAFN - GetNews) Andrew Hanson discusses creating a financial plan for the future Listen to the interview on the Business Innovators radio Network: Interview with Andrew Hanson Vice President of Generations Wealth Management Discussing Creating A Financial Plan for the Future Mike Saunders welcomes back Andrew Hanson, Vice President of Generations Wealth Management. They discuss the importance of creating a solid financial plan for retirement and emphasize the necessity of starting early. Andrew shares insights on the common tendency to procrastinate financial planning and stresses that it's never too early to begin. He explains that the initial step can be the hardest but is crucial for allowing sufficient time for a financial plan to grow and develop effectively. Initiating a financial plan early is essential for achieving long-term success, as it allows ample time for the plan to develop and grow, making it easier to reach financial goals. In a podcast episode featuring Andrew Hanson, several key points underscore the importance of early financial planning. One of the most significant advantages of starting a financial plan early is the time it provides for investments to mature. Andrew emphasizes that“you can never plan too early, but you can plan too late.” This statement highlights that the earlier you begin, the more time your investments have to grow and compound. When individuals procrastinate and delay their financial planning, they risk missing out on the benefits of compounding interest and market growth. Creating a financial plan early allows individuals to establish a solid foundation for their financial future. Andrew suggests that even if someone starts with limited assets, they can still create a“skeleton foundation” of a plan. This initial framework can be built upon over time as financial situations improve. By starting early, individuals can set minor goals and make incremental changes that will lead to significant progress over the years. Andrew shared:“As a trusted family-owned firm, we blend our deep-rooted values of integrity, trust, and reliability with innovative financial expertise. With a commitment to excellence, we strive to be the beacon of financial stability for generations to come, fostering prosperity and peace of mind within the families we serve.” Many people, particularly those in their 30s and 40s, may feel overwhelmed by the idea of financial planning, especially if they believe they lack sufficient assets. Andrew points out that this anxiety can be alleviated by taking that first step. Once a plan is in place, individuals can see a clearer path to their financial goals, which can be empowering. The act of planning helps reduce uncertainty and provides a sense of control over one's financial future. Starting a financial plan early also allows for greater flexibility and adaptability. As life circumstances change-such as having children, changing jobs, or experiencing shifts in the economy-an early financial plan can be adjusted to accommodate these changes. Andrew mentions the importance of reviewing the plan regularly, ideally every six to twelve months, to ensure it remains aligned with current goals and situations. This ongoing evaluation helps individuals stay on track and make necessary adjustments as they move closer to retirement. Another critical aspect of early financial planning is preparing for potential challenges, such as changes in taxation or market volatility. Andrew advocates for“pessimistic planning,” which involves preparing for worst-case scenarios. By anticipating these challenges early on, individuals can create a more robust financial strategy that can withstand unexpected events, ensuring they are not caught off guard later in life. Video Link: About: Two generations of trusted Hanson financial professionals serve multiple generations of clients concerned with financial goals, wealth management, safety, security, and estate planning. Richard Hanson, President of Generations Financial & Insurance Services, began his career in 1983. He is currently an educational speaker on retirement and money management. Mr. Hanson is Designated as a Certified Senior Advisor (CSA). He Currently Holds a membership with the National Association of Life Underwriters. 2011 Insurmark Hall of Fame Inductee. Andrew Hanson, Vice President of Generations Financial began his career in January 2016. He is the Head of Case Design Team & Digital Outreach. He hosts numerous Seminars educating our community on such subjects as: Social Security, RMD's, Asset Protection, Legacy Protection, College Funding and IRA / 401(k) Analysis. Learn more: Recent Interviews and News MENAFN24122024003238003268ID1109028532 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.

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Leopards handle Pups in first home gameBOSTON (AP) — Two men, including a dual Iranian American citizen, have been arrested on charges that they exported sensitive technology to Iran that was used in a drone attack in Jordan that killed three American troops early this year and injured dozens of other service members, the Justice Department said Monday. The pair were arrested after FBI specialists who analyzed the drone traced the navigation system to an Iranian company operated by one of the defendants, who relied on technology funneled from the U.S. by his alleged co-conspirator, officials said. “We often cite hypothetical risk when we talk about the dangers of American technology getting into dangerous hands,” said U.S. Attorney Joshua Levy, the top federal prosecutor in Massachusetts. “Unfortunately, in this situation, we are not speculating.” The defendants were identified as Mahdi Mohammad Sadeghi, who prosecutors say works at a Massachusetts-based semiconductor company, and Mohammad Abedininajafabadi, who was arrested Monday in Italy as the Justice Department seeks his extradition to Massachusetts. Prosecutors allege that Abedininajafabadi, who also uses the surname Adedini and operates an Iranian company that manufactures navigation systems for drones, has connections to Iran's paramilitary Revolutionary Guard. They allege that he conspired with Sadeghi to circumvent American export control laws, including through a front company in Switzerland, and procure sensitive technology into Iran. Both men are charged with export control violations, and Abedini separately faces charges of conspiring to provide material support to Iran. A lawyer for Sadeghi, a naturalized U.S. citizen who was arrested Monday in Massachusetts, did not immediately return an email seeking comment. U.S. officials blamed the January attack on the Islamic Resistance in Iraq, an umbrella group of Iran-backed militias that includes Kataib Hezbollah. Three Georgia soldiers — Sgt. William Jerome Rivers of Carrollton, Sgt. Breonna Moffett of Savannah and Sgt. Kennedy Sanders of Waycross — were killed in the Jan. 28 drone attack on a U.S. outpost in northeastern Jordan called Tower 22. In the attack, the one-way attack drone may have been mistaken for a U.S. drone that was expected to return back to the logistics base about the same time and was not shot down. Instead, it crashed into living quarters, killing the three soldiers and injuring more than 40. Tower 22 held about 350 U.S. military personnel at the time. It is strategically located between Jordan and Syria, only 10 kilometers (6 miles) from the Iraqi border, and in the months just after Hamas’ Oct. 7 attack on Israel, and Israel’s blistering response in Gaza, Iranian-backed militias intensified their attacks on U.S. military locations in the region. Following the attack, the U.S. launched a huge counterstrike against 85 sites in Iraq and Syria used by Iran's Revolutionary Guard and Iranian-backed militia and bolstered Tower 22’s defenses. Tucker and Copp reported from Washington.

Perlau Gwyn Dental Care: Redefining Smiles With Exceptional Dentist Services In CardiffA Senior Advocate of Nigeria (SAN), Mohammed Ndarani, has urged Nigerians of all classes to return to farming to ensure food security in the country. Ndarani made this statement in an interview with the News Agency of Nigeria (NAN) on Saturday in Abuja. He expressed concern over reports that no fewer than 26.5 million Nigerians suffered from food insecurity in 2024 due to an unpredictable farming season, frequent flash floods, and long months of drought. “While growing up, every family had farms; we were all farmers, going to the farm after coming back from school, and there was sufficient food in the country. “I had part of my education abroad but still went to the farm with my parents whenever I was in the country. “We must go back to farming. Let the rich get involved in mechanised agriculture, just like Governor Bago is doing in Niger State, while smallholder farmers can farm even at their backyards. “We must fight food insecurity from all angles. If every household has vegetables in their backyards, prices of vegetables will come down, and the same thing goes for other crops,” he said. He commended President Bola Tinubu and Governor Umaru Bago of Niger for the establishment of the Abdulsalami Abubakar University of Agriculture and Climate Action in Mokwa. The learnt silk said the establishment of the university was a significant step towards achieving food security. “The establishment of this university speaks to the vibrant vision of the farmer-governor, Bago, for education. “It will serve the additional purpose of considerably reducing the rate of unemployment in the state by creating diverse opportunities. “Apart from the direct employment opportunities found in administration, teaching, and support services, there are also indirect employment opportunities. “These opportunities will absorb unskilled labour, which is often the focus of attention for terror recruitments. “Being a specialised university, it will equip students with marketable skills, especially in the area of climate action, a subject currently occupying global attention,” he said. He urged the management to ensure that the university contributed immensely to combating food insecurity, not only in Niger State but in Nigeria as a whole. “Nigerians are expecting it to attract businesses, especially in research and technology, with the added advantage of serving as a hub that fosters innovation and entrepreneurship, often through research and startup incubators,” he said. Ndarani stated that Nigerians were expecting the nation’s universities to produce research outcomes on climate-resilient crops, improve water management systems, and promote sustainable farming practices. “We expectfood security our agricultural institutions across the country to come up with innovations that will address the effects of climate change. “Climate change is a variable to consider in any discussion or project that involves enhancing agricultural productivity and, by extension, food security. “It is expected that the new university will design methods of combating climate change and thereby mitigate its effects on agriculture. “We expect that these and other untapped potentials will catalyse the economic growth and development of Mokwa in particular and the state in general,” he said.

Kendrick Lamar surprises with new album 'GNX' LOS ANGELES (AP) — Kendrick Lamar gave music listeners an early holiday present with a new album. The Grammy winner released his sixth studio album “GNX” on Friday. The 12-track project is the rapper’s first release since 2022’s “Mr. Morale & The Big Steppers.” Lamar’s new album comes just months after his rap battle with Drake. The rap megastar will headline February's Apple Music Super Bowl Halftime Show in New Orleans. The 37-year-old has experienced massive success since his debut album “good kid, m.A.A.d city” in 2012. Since then, he’s accumulated 17 Grammy wins and became the first non-classical, non-jazz musician to win a Pulitzer Prize. NBA memo to players urges increased vigilance regarding home security following break-ins MIAMI (AP) — The NBA is urging its players to take additional precautions to secure their homes following reports of recent high-profile burglaries of dwellings owned by Milwaukee Bucks forward Bobby Portis and Kansas City Chiefs teammates Patrick Mahomes and Travis Kelce. In a memo sent to team officials, a copy of which was obtained by The Associated Press, the NBA revealed that the FBI has connected some burglaries to “transnational South American Theft Groups” that are “reportedly well-organized, sophisticated rings that incorporate advanced techniques and technologies, including pre-surveillance, drones, and signal jamming devices.” Ancient meets modern as a new subway in Greece showcases archaeological treasures THESSALONIKI, Greece (AP) — Thessaloniki, Greece’s second-largest city, is opening a new subway system, blending ancient archaeological treasures with modern transit technology like driverless trains and platform screen doors. The project, which began in 2003, uncovered over 300,000 artifacts, including a Roman-era thoroughfare and Byzantine relics, many of which are now displayed in its 13 stations. Despite delays caused by preserving these findings, the inaugural line has been completed, with a second line set to open next year. Conor McGregor must pay $250K to woman who says he raped her, civil jury rules LONDON (AP) — A civil jury in Ireland has awarded more than $250,000 to a woman who says she was raped by mixed martial arts fighter Conor McGregor in a Dublin hotel penthouse after a night of heavy partying. The jury on Friday awarded Nikita Hand in her lawsuit that claimed McGregor “brutally raped and battered” her in 2018. The lawsuit says the assault left her heavily bruised and suffering from post-traumatic stress disorder. McGregor testified that he never forced her to do anything and that Hand fabricated her allegations after the two had consensual sex. McGregor says he will appeal the verdict. At least 19 people are sick in Minnesota from ground beef tied to E. coli recall U.S. health officials say at least 19 people in Minnesota have been sickened by E. coli poisoning tied to a national recall of more than 167,000 pounds of potentially tainted ground beef. Detroit-based Wolverine Packing Co. recalled the meat sent to restaurants nationwide. Minnesota state agriculture officials reported multiple illnesses and found that a sample of the product tested positive for E. coli, which can cause life-threatening infections. No illnesses have been reported outside of Minnesota. Symptoms of E. coli poisoning include fever, vomiting, diarrhea and signs of dehydration. Actor Jonathan Majors’ ex-girlfriend drops assault and defamation lawsuit against once-rising star NEW YORK (AP) — Jonathan Majors’ ex-girlfriend has dropped her assault and defamation lawsuit against the once-rising Hollywood star after reaching a settlement. Lawyers for Majors and Grace Jabbari agreed to dismiss the case with prejudice Thursday. Jabbari is a British dancer who had accused Majors of subjecting her to escalating incidents of physical and verbal abuse during their relationship. Representatives for Majors didn’t respond to emails seeking comment Friday. Jabbari’s lawyer said the suit was “favorably settled” and her client is moving on with “her head held high.” Majors was convicted of misdemeanor assault and harassment last December and sentenced to a yearlong counseling program. Hyundai, Kia recall over 208,000 electric vehicles to fix problem that can cause loss of power DETROIT (AP) — Hyundai and Kia are recalling over 208,000 electric vehicles to fix a pesky problem that can cause loss of drive power, increasing the risk of a crash. The recalls cover more than 145,000 Hyundai and Genesis vehicles including the 2022 through 2024 Ioniq 5, the 2023 through 2025 Ioniq 6, GV60 and GV70, and the 2023 and 2024 G80. Also included are nearly 63,000 Kia EV 6 vehicles from 2022 through 2024. The affiliated Korean automakers say in government documents that a transistor in a charging control unit can be damaged and stop charging the 12-volt battery. Dealers will inspect and replace the control unit and a fuse if needed. They also will update software. Christmas TV movies are in their Taylor Swift era, with two Swift-inspired films airing this year Two of the new holiday movies coming to TV this season have a Taylor Swift connection that her fans would have no problem decoding. “Christmas in the Spotlight” debuts Saturday on Lifetime. It stars Jessica Lord as the world’s biggest pop star and Laith Wallschleger, playing a pro football player, who meet and fall in love, not unlike Swift and her boyfriend, Kansas City Chiefs tight end Travis Kelce. On Nov. 30, Hallmark will air “Holiday Touchdown: A Chiefs Love Story.” Instead of a nod to Swift, it’s an ode to family traditions and bonding, like rooting for a sports team. Hallmark’s headquarters is also in Kansas City. Top football recruit Bryce Underwood changes commitment to Michigan instead of LSU, AP source says ANN ARBOR, Mich. (AP) — Top football recruit Bryce Underwood has flipped to Michigan after pledging to play at LSU. That's according to a person familiar with the situation who spoke to The Associated Press on condition of anonymity because they were not authorized to share the recruit’s plans to join the Wolverines. Underwood pinned a post on his Instagram account, showing a post in which On3.com reported that he has committed to Michigan. The 6-foot-3 quarterback played at Belleville High School about 15 miles east of Michigan's campus, and told LSU nearly a year ago he intended to enroll there. Emperor penguin released at sea 20 days after waddling onto Australian beach MELBOURNE, Australia (AP) — The only emperor penguin known to have swum from Antarctica to Australia has been released at sea 20 days after he waddled ashore on a popular tourist beach. The adult male was found on Nov. 1 on sand dunes in temperate southwest Australia about 2,200 miles north of the Antarctic coast. He was released Wednesday from a boat that traveled several hours from Western Australia state's most southerly city of Albany. His caregiver Carol Biddulph wasn't sure at first if the penguin would live. She said a mirror was important to his rehabilitation because they provide a sense of company. Biddulph said: “They’re social birds and he stands next to the mirror most of the time.”

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Hydrom, German firm sign MoU to explore electrolyser production in OmanAP Trending SummaryBrief at 6:06 p.m. ESTHugh Marks will take the reins of the ABC after the former Nine Entertainment chief executive won a global search for the top media role. or signup to continue reading Mr Marks, whose six-year stint at Nine included the broadcaster's merger with the publisher of the Sydney Morning Herald and The Age, was well-qualified to lead the ABC's editorial and creative production teams, chair Kim Williams said on Tuesday. "Hugh is a highly successful media executive, with more than 30 years' experience in Australia and internationally in content production, programming, and distribution, working across all platforms from television, radio, and online publishing and with extensive news experience," Mr Williams said in a statement. "This breadth of experience is rare and will be critical to the ABC as we look to further strengthen our reach and engagement with the Australian community." His appointment to managing director will not be without controversy after a recent report exposed a toxic culture within Nine's television newsrooms. An internal report in October found nearly half of the commercial media giant's employees had experienced bullying, discrimination or harassment in the past five years, with one quarter experiencing sexual harassment. Mr Marks led Nine from 2015 to 2021, leaving after it was reported he was in a relationship with a senior executive. In the years since, he has been at Dreamchaser, a contemporary Australian film and TV production studio he co-founded and co-led. His five-year term at the ABC begins in March. He replaces David Anderson, who announced his departure in August. "I look forward to working with everyone at the ABC as it continues to host and guide discussion on the issues of importance to Australia and lead in the delivery of quality, truthful and engaging news, and premium content," Mr Marks said. "The ABC is an iconic and formidable media organisation. "No other institution has the reach and impact of the ABC, and it is a privilege to lead the ABC workforce as we confront the many technology and programming opportunities before us." The appointment came as the federal government pledged to legislate five-year funding terms for the ABC and SBS to ensure stability at the national broadcasters. That promise coincided with ABC getting another $83.1 million for the 2027 and 2028 financial years and $43 million in the years following. "The national broadcasters are important cultural institutions and pillars of our democracy, providing world-class news and entertainment in accordance with their statutory charters, for the benefit of all Australians," Communications Minister Michelle Rowland said. DAILY Today's top stories curated by our news team. WEEKDAYS Grab a quick bite of today's latest news from around the region and the nation. WEEKLY The latest news, results & expert analysis. WEEKDAYS Catch up on the news of the day and unwind with great reading for your evening. WEEKLY Get the editor's insights: what's happening & why it matters. WEEKLY Love footy? We've got all the action covered. WEEKLY Every Saturday and Tuesday, explore destinations deals, tips & travel writing to transport you around the globe. WEEKLY Going out or staying in? Find out what's on. WEEKDAYS Sharp. Close to the ground. Digging deep. Your weekday morning newsletter on national affairs, politics and more. TWICE WEEKLY Your essential national news digest: all the big issues on Wednesday and great reading every Saturday. WEEKLY Get news, reviews and expert insights every Thursday from CarExpert, ACM's exclusive motoring partner. TWICE WEEKLY Get real, Australia! Let the ACM network's editors and journalists bring you news and views from all over. AS IT HAPPENS Be the first to know when news breaks. DAILY Your digital replica of Today's Paper. Ready to read from 5am! DAILY Test your skills with interactive crosswords, sudoku & trivia. Fresh daily! Advertisement Advertisement