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Dynamic Roofing Concepts, Inc. Delivers Quality Roofing Services to Brandon, FL Residents 12-17-2024 08:16 PM CET | Politics, Law & Society Press release from: ABNewswire Dynamic Roofing Concepts, Inc. Delivers Quality Roofing Services to Brandon, FL Residents Brandon, FL - Dynamic Roofing Concepts, Inc., a roofing contractor based in Brandon, FL [ https://www.dynamicroofingconcepts.com/ ], brings over 40 years of experience in the roofing industry to residents and businesses in the Tampa Bay area. Founded by Colin Clark, the company is known for its comprehensive roofing services that focus on quality, reliability, and safety. Certified as a GAF Master Elite Trademark contractor, Dynamic Roofing Concepts is among the few companies nationwide to meet the stringent standards set by this certification, reflecting its commitment to skill, professionalism, and customer satisfaction. Comprehensive Roofing Services in Tampa Bay Dynamic Roofing Concepts offers a range of roofing services [ https://maps.app.goo.gl/JhBnLaCJJXB6wABJ7 ] tailored to meet the needs of homes and businesses in the Tampa Bay area, which experiences unique weather challenges. The roofing company provides: Roof Installation and Replacement: Dynamic Roofing Concepts installs roofs using a range of materials suited to Florida's high-humidity and hurricane-prone climate, including asphalt shingles, bitumen, metal, tile, and flat roofs. The roofing company provides roof installation and replacement for various types of properties, ensuring that each roof is designed for optimal durability and longevity. Roof Repair Services: Addressing issues from leaks and minor wear to more extensive damage, Dynamic Roofing Concepts' roof repair services help restore the functionality and appearance of various roofing types, including flat roof repair and roof leak repair. Whether it's water damage caused by storms like Hurricane Ian, or general wear and tear, the team uses top-quality materials to ensure repairs last. Video: https://www.youtube.com/embed/ueMsv2d-7Do?si=YkWm3tetFT6ITa2G Roof Maintenance Programs: The Brandon, FL roofing company [ https://explorethis.link/drc-roofing-services-brandon-fl-pr ] offers scheduled roof maintenance services to help clients extend their roof's lifespan, improve performance, and prevent the need for costly repairs. Regular maintenance can also include snow removal, ice dam removal, and debris clearing to prevent issues like water intrusion and mold buildup. Emergency Roof Repair: In response to Florida's frequent storms, Dynamic Roofing Concepts provides urgent repair services to help secure properties from further damage after severe weather events. The team is equipped to handle hail, snow, and wind damage, and they specialize in roof coating to add a protective layer to help manage extreme weather. Roof Inspections: Their detailed roof inspection services assess a roof's condition, providing insights on required repairs or replacement, often utilized by clients before selling or purchasing a property. Clients receive roof estimates and roof quotes to ensure they are making an informed decision. Certified Roofing Professionals Dynamic Roofing Concepts is known for its highly trained and certified team, with each member adhering to current industry safety protocols and standards. As a GAF Master Elite Trademark contractor, the company is part of an exclusive group representing only 2% of all roofing contractors nationwide. This certification not only underscores the roofing company's expertise but also allows it to offer enhanced warranties on GAF roofing products, which many clients find adds an extra layer of assurance to their investment. Commitment to Safety and Quality Standards Safety and quality are central to Dynamic Roofing Concepts' operations. Team members undergo continuous training to stay informed about advances in roofing technology, techniques, and materials. This focus on skill development ensures each project is completed with attention to detail and compliance with industry standards. Owner Colin Clark emphasizes that a safe and reliable roofing system is not only about the materials used but also the craftsmanship involved in every installation or repair. The company prides itself on providing customer service that exceeds expectations and prioritizing customer satisfaction at every stage of the project. Positive Client Feedback on Quality and Reliability Dynamic Roofing Concepts [ https://www.yelp.com/biz/dynamic-roofing-concepts-brandon-4 ] has earned praise from clients across the Tampa Bay area for their professionalism, clear communication, and quality workmanship. Customers frequently highlight the team's efficiency, organized job sites, and commitment to completing projects on time and within budget. Many appreciate the detailed guidance provided in selecting durable materials suited for Florida's climate, as well as the company's responsive emergency repair services during storm season. With transparent processes and reliable warranties, Dynamic Roofing Concepts continues to be a trusted choice, with many clients recommending their services to family and friends. Serving the Community and Building Relationships Dynamic Roofing Concepts serves a broad area that includes Brandon, Riverview, Lithia, Valrico, and other Tampa Bay communities. As a locally-owned business, the company values its role within the community, supporting local organizations and initiatives. Dynamic Roofing Concepts has built a loyal client base, with many residents appreciating the company's transparent approach and commitment to long-term customer relationships. About Dynamic Roofing Concepts, Inc. Dynamic Roofing Concepts, Inc. is a family-owned business providing roofing solutions to the Brandon, FL area and nearby communities for over four decades. Under the leadership of Colin Clark, the company offers roof installation, repair, inspection, and maintenance services for a variety of roofing types, including asphalt shingles, metal, tile, and flat roofs. Their GAF Master Elite Trademark Certification reflects a commitment to quality and customer satisfaction, making them a trusted name in roofing companies across the region. Additional information about their services can be found on their website: https://www.dynamicroofingconcepts.com/ Dynamic Roofing Concepts Inc. 416 E Windhorst Rd, Brandon, FL 33510 (813) 657-7663 https://www.dynamicroofingconcepts.com/ Location: https://www.google.com/maps/embed?pb=!1m14!1m8!1m3!1d14096.42805640351!2d-82.2802591!3d27.9600087!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x88c2cc38ab4f3969%3A0x32acde181d3bb59e!2sDynamic%20Roofing%20Concepts%20Inc.!5e0!3m2!1sen!2sus!4v1732906229982!5m2!1sen!2sus Media Contact Company Name: Dynamic Roofing Concepts Inc. Contact Person: Colin Clark Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=dynamic-roofing-concepts-inc-delivers-quality-roofing-services-to-brandon-fl-residents ] Phone: (813) 657-7663 Address:416 E Windhorst Road City: Brandon State: FL, 33510 Country: United States Website: https://www.dynamicroofingconcepts.com/ This release was published on openPR.Martinez parades goalkeeper awards and justifies them with wonder save for Villa in Champions League

Raipur: Former Chief Minister Bhupesh Baghel, Opposition Leader Dr. Charan Das Mahant, State Congress President Deepak Baij, former Deputy Chief Minister T.S. Singh Deo, and other Congress leaders have expressed their deep sorrow over the passing of former Prime Minister Dr. Manmohan Singh, who died in New Delhi on Thursday night. In his message, former Chief Minister Baghel said that he got the sad news of the death of former Prime Minister Dr Manmohan Singh. Dr Manmohan Singh was the finance minister of the country for five years and prime minister till 10 years. He had taken various economic reforms. RTI and other laws were implemented in the country during his tenure, said Baghel. Former Chief Minister Baghel said that he was closely associated with him and he used to take advice from him. Baghel wrote on his X, “We will give voice to your thoughts. We will give a start to your dream. I give so much assurance when you leave, we will give due consideration to your intentions. Goodbye “national worker” Dr. Manmohan Singh Ji”. महान राष्ट्रकर्मी को अंतिम प्रणाम.🙏🏻 आपकी कमी कभी पूरी नहीं हो सकेगी. आज दिल्ली में पूर्व प्रधानमंत्री डॉ मनमोहन सिंह जी के अंतिम दर्शन कर उन्हें पुष्पांजलि अर्पित की. इस दौरान उनकी धर्मपत्नी जी के साथ दुःख बाँटा. ईश्वर यह दुःख सहने की सभी को शक्ति दे. pic.twitter.com/E5mxHl4yXg बात 1994-95 की है. मैं पहली बार विधायक बना था. मेरे विधानसभा क्षेत्र में एक स्टील फ़ाउंड्री का मामला मज़दूरों के ज़रिये मेरे पास आया. वह अविभाजित मध्य प्रदेश की दूसरी बड़ी फ़ाउंड्री थी और आर्थिक संकट में थी. मामला कुछ ऐसा था कि सिर्फ़ केंद्र सरकार ही कुछ कर सकती थी. मैंने दुर्ग... pic.twitter.com/tIuJj9DxH8 भारत के पूर्व प्रधानमंत्री डॉक्टर मनमोहन सिंह जी के निधन पर शोक व्यक्त करता हूँ। वे एक महान नेता, एक अनुभवी अर्थशास्त्री और एक सच्चे देशभक्त थे। उनका निधन देश के लिए एक अपूरणीय क्षति है। उनके परिवार, मित्रों और समर्थकों के प्रति अपनी गहरी संवेदना व्यक्त करते है और प्रार्थना करते... pic.twitter.com/8glKHrt6mf Dr Charan Das Mahant wrote on his X, “I express my condolences on the demise of former Prime Minister of India Dr Manmohan Singh. He was a great leader, an experienced economist and a true patriot. His demise is an irreparable loss for the country. Express my deepest condolences to his family, friends and supporters and pray that God rests his soul and gives strength and courage to his family at this sad time. The legacy of Dr. Manmohan Singh Ji will always remain in our hearts and we will try to serve the country by taking inspiration from his works. Om Shanti.” मनमोहन सिंह जी खुद कम बोलते थे, मगर उनका काम ऐसा बोलता था कि पूरा विश्व उनका हमेशा प्रशंसक रहेगा। अपनी आर्थिक नीतियों से उन्होंने भारत देश को एक नई ऊंचाई तक पहुंचा दिया। पूर्व प्रधानमंत्री मनमोहन सिंह जी का निधन देश और कांग्रेस पार्टी के लिए बहुत बड़ी क्षति है। ईश्वर से... pic.twitter.com/RusMSn2qe4 State Congress President Baij wrote on his X, “Manmohan Singh Ji himself spoke less, but his work spoke such that the whole world will always be his admirer. With his economic policies he took India to a new height. The demise of former Prime Minister Manmohan Singh is a big loss for the country and the Congress party. We pray to God to grant peace to the departed soul and give strength to the family to bear this unbearable loss. Om Shanti.” पूर्व प्रधानमंत्री डॉ मनमोहन सिंह जी के पार्थिव शरीर को अपनी विनम्र श्रद्धांजलि अर्पित की। एक महान नेता और अर्थशास्त्री के रूप में उन्होंने देश को अपना सर्वस्व समर्पित कर दिया। देश के अमीर व्यापारी से ले कर साधारण कर्मचारी तक उनका अमूल्य योगदान नहीं भूल पाएंगे। भारत आपको सदा याद... pic.twitter.com/x196jHOMaH Former Deputy Chief Minister Singhdeo wrote on his X, “Very sad news was received about the demise of former Prime Minister Dr. Manmohan Singh, an efficient administrator and a hero of economic reforms in India. The country will always remember Manmohan Singh Ji for taking India forward in the direction of globalization by getting it out of the economic crisis in 1991. The country will be indebted to Manmohan Singh Ji for his contribution in making India a nuclear super power. Your journey from an ordinary family to reaching the post of Prime Minister is a source of inspiration for everyone. Maintaining political correctness despite all the personal attacks was the biggest feature of your simple and gentle behaviour. The void left in Indian politics by your departure will never be filled. I express my condolences to the family of Dr. Manmohan Singh in this difficult time.”Stock market today: Wall Street rises toward more recordsPrivate investors are keen to see “ambition” from the UK government on climate change, the head of an influential emissions body has warned politicians. Emma Pinchbeck, chief executive of the Climate Change Committee , which advises the government on emissions targets, stressed that the private sector “likes a bit of ambition”. The former Energy UK CEO told the BBC she warned the last government that “private investors are moving their money to places where they’ve got a clearer pathway to delivery”. And she argued pro-market politicians should realise that Britain’s net-zero consensus is a “reason people choose to invest in the UK”. Asked about the realism of the government’s clean energy by 2030 target, which Sir Keir Starmer was criticised for appearing to water down last week , Pinchbeck said: “I think it’s challenging. We like a bit of ambition in the private sector. “One of the risks over the last five years was that we were beginning to hear messages about achieving net zero that were perhaps less ambitious. “As leader of the business trade body [I was] going to the government and saying ‘private investors are moving their money to places where they’ve got more ambition and a clearer pathway to delivery’.” Starmer was forced to deny watering down his green energy pledge after setting a target for the UK to be “on track” to deliver 95 per cent clean power by 2030 at a ‘milestones’ speech, with ministers insisting this was consistent with the UK maintaining a “strategic gas reserve”. The Labour manifesto and his ‘missions’ of almost two years ago both promise “zero-carbon electricity” by 2030, but his updated pledges promise a measure in line with National Energy System Operator (Neso) advice aiming for 95 per cent reliance on “low carbon generation”. “In terms of where we need to get to on clean energy by 2030, it’s exactly the same as it always was,” he insisted. “There’s always going to be a mix... we’ve not changed it today.” On the question of whether the consensus around moving towards net-zero is fracturing, as politicians face public concern about affordability, she argued: “Quite often it’s raised with me by international investors that we’ve got this perceived stability on the politics of net-zero. “Having clarity from the government and most of our political parties has been incredibly valuable.” A YouGov poll in November found 35 per cent of Reform UK voters said they believed climate change was due to human activity, compared to 71 per cent of the wider public. But during the election campaign, Farage, whose party’s manifesto – or contract – pledges to “scrap net zero and related subsides” and argues for protecting the environment via “more tree planting, more recycling and less single use plastics”, said to the BBC: “I’m not arguing the science.” Pinchbeck commented: “You can – as Reform is – come up with your own route through to delivering on climate change. What you can’t do.. is pretend climate change isn’t a problem for the economy.” She added: “On cost, it’s very clear from our pathway and most analysis I’ve ever seen that this energy transition is good for the macro economy... electricity looks to be cheaper and we can use it more efficiently. “Our advice would be for both households and the economy, we can see if you have these technologies you’re better off.”

Salesforce, Google sway market cap stock movers on ThursdayHansberry 7-16 2-2 19, Harris 3-7 2-2 8, Okani 3-6 2-2 10, Small 9-18 9-11 31, DeVries 4-9 6-7 16, Powell 0-6 2-2 2, Andre 0-0 0-0 0, Tenner 0-1 0-0 0. Totals 26-63 23-26 86. Ike 1-6 3-4 5, Ajayi 2-5 2-2 7, Battle 6-12 2-2 16, Hickman 5-11 0-0 13, Nembhard 1-10 5-6 7, Huff 9-14 0-0 19, Gregg 1-4 7-8 9, Stromer 1-3 0-0 2. Totals 26-65 19-22 78. Halftime_Gonzaga 39-31. 3-Point Goals_West Virginia 11-35 (Small 4-10, Hansberry 3-8, Okani 2-2, DeVries 2-6, Tenner 0-1, Harris 0-2, Powell 0-6), Gonzaga 7-21 (Hickman 3-7, Battle 2-5, Ajayi 1-1, Huff 1-3, Gregg 0-1, Ike 0-1, Stromer 0-1, Nembhard 0-2). Rebounds_West Virginia 32 (Hansberry 8), Gonzaga 31 (Gregg 6). Assists_West Virginia 12 (DeVries 4), Gonzaga 20 (Nembhard 12). Total Fouls_West Virginia 17, Gonzaga 18.

Iowa moves on without injured quarterback Brendan Sullivan when the Hawkeyes visit Maryland for a Big Ten Conference contest on Saturday afternoon. Former starter Cade McNamara is not ready to return from a concussion, so Iowa (6-4, 4-3) turns to former walk-on and fourth-stringer Jackson Stratton to lead the offense in College Park, Md. "Confident that he'll do a great job," Iowa coach Kirk Ferentz said of Stratton on his weekly radio show. "He stepped in, did a really nice job in our last ballgame. And he's got a good ability to throw the football, and he's learning every day. ... We'll go with him and see what we can do." Iowa had been on an upswing with Sullivan, who had sparked the Hawkeyes to convincing wins over Northwestern and Wisconsin before suffering an ankle injury in a 20-17 loss at UCLA on Nov. 8. Stratton came on in relief against the Bruins and completed 3 of 6 passes for 28 yards. Another storyline for Saturday is that Ferentz will be opposing his son, Brian Ferentz, an assistant at Maryland. Brian Ferentz was Iowa's offensive coordinator from 2017-23. "We've all got business to take care of on Saturday," Kirk Ferentz said. "I think his experience has been good and everything I know about it. As a parent, I'm glad he's with good people." Maryland (4-6, 1-6) needs a win to keep its hopes alive for a fourth straight bowl appearance under Mike Locksley. The Terrapins have dropped five of their last six games, all by at least 14 points, including a 31-17 loss at home to Rutgers last weekend. "It's been a challenging last few weeks to say the least," Locksley said. The challenge this week will be to stop Iowa running back Kaleb Johnson, who leads the Big Ten in rushing yards (1,328) and touchdowns (20), averaging 7.1 yards per carry. "With running backs, it's not always about speed. It's about power, vision and the ability to make something out of nothing," Locksley said. "This guy is a load and runs behind his pads." Maryland answers with quarterback Billy Edwards Jr., who leads the Big Ten in passing yards per game (285.5) and completions (268). His top target is Tai Felton, who leads the conference in catches (86) and receiving yards (1,040). --Field Level MediaTreyarch put measures in place to prevent cheating in Black Ops 6 Ranked Play, but they weren’t enough to hold the floodgates. To access BO6 Ranked Play , you must first win 50 multiplayer matches so the RICOCHET anti-cheat system can build a match history that can be used to weed out any discrepancies in Ranked Play. In addition, RICOCHET uses a replay investigation tool to watch back completed matches as part of the investigation process. But these preventative measures weren’t enough. Just hours after the game mode launched, clips circulated , exposing cheaters for using aim bot and other external services to take over high-rank lobbies. The 100 Thieves founder took to social media and said , “The cheating in Ranked Play on Black Ops 6 is the worst it’s been. I’m actually disgusted. Don’t know how it’s gotten to this point, but the game is completely chalked.” Call of Duty League pros also spoke out about the game mode not doing a good enough job of banning cheaters. “Ranked play turned my brain to mush tonight. The hackers are winning,” Atlanta FaZe star Simp said . In response to the issue, LA Thieves’s Ghosty suggested , “Kernel-level anti-cheat is the only effective method I know that’s worked, but I’m not versed enough about how hard it is to implement.” Why isn’t RICOCHET anti-cheat working? As Ghosty suggested, Kernel-level anti-cheat is a technology that detects cheating by identifying malware and hacks on the user’s computer. Ironically, RIOCHET already uses anti-cheat uses Kernel technology, but that still hasn’t been enough to properly stop cheating in high-rank lobbies. Related: And, without kill cams, it’s challenging to gather evidence to report cheaters. Players on PlayStation and Xbox also can’t avoid cheaters on PC because turning off cross-play is not an option . This isn’t the first year cheating has been a problem for Ranked Play. CDL pros slammed Ranked Play hackers in MW2, and players also reported an uptick of cheating in MW3 . So, although we have seen similar complaints before, frustration continues to mount amongst pro players and creators who rely on Call of Duty to make a living. In the November 21 update , Treyarch addressed a few glitches in Ranked Play, but the development team has yet to an issue a statement on the overflow of cheating reports.

ILLINOIS ST. (4-3) Walker 4-8 10-10 18, Banks 6-10 1-3 13, Kinziger 6-12 3-4 18, Pence 1-3 4-4 6, Wolf 3-6 0-0 7, Poindexter 0-3 0-0 0, Boser 0-2 0-0 0, Barnes 1-2 0-0 2, Daugherty 0-2 0-0 0, Norris 0-0 0-0 0. Totals 21-48 18-21 64. GEORGE WASHINGTON (6-1) Buchanan 3-11 9-11 15, Castro 2-4 3-4 7, Drumgoole 4-9 6-7 16, Hutchinson 1-7 2-2 5, Moss 2-8 3-4 8, Autry 5-7 1-2 16, Hansen 1-2 0-0 3, Jones 1-2 0-0 2. Totals 19-50 24-30 72. Halftime_Illinois St. 29-27. 3-Point Goals_Illinois St. 4-18 (Kinziger 3-6, Wolf 1-3, Banks 0-1, Pence 0-1, Walker 0-1, Boser 0-2, Daugherty 0-2, Poindexter 0-2), George Washington 10-28 (Autry 5-7, Drumgoole 2-5, Hansen 1-1, Hutchinson 1-6, Moss 1-6, Jones 0-1, Buchanan 0-2). Rebounds_Illinois St. 29 (Pence 8), George Washington 28 (Buchanan 10). Assists_Illinois St. 6 (Walker, Banks, Kinziger, Pence, Wolf, Poindexter 1), George Washington 12 (Buchanan, Hutchinson 4). Total Fouls_Illinois St. 24, George Washington 16.Lonely at work? You are not aloneTeen Boys Charged in Viral Video Incident Involving Schoolgirl

LONDRES--(BUSINESS WIRE)--déc. 17, 2024-- euNetworks Group Limited (« euNetworks »), une société européenne d’infrastructures de bande passante critique, annonce ce jour avoir ouvert au marché sa nouvelle super autoroute en fibre optique reliant Paris et Lille. Il s’agit de la première phase d’un système avancé plus vaste en fibre optique qui reliera directement Amsterdam et offrira également une option supplémentaire de connectivité régionale au réseau longue distance de euNetworks à travers la Belgique et vers Bruxelles . Ce communiqué de presse contient des éléments multimédias. Voir le communiqué complet ici : https://www.businesswire.com/news/home/20241217718636/fr/ Kevin Dean, Interim CEO of euNetworks (Photo: Business Wire) La diversité accrue de cette nouvelle liaison Paris-Lille, associée au déploiement de la dernière technologie de fibre optique et à l’attention permanente que porte euNetworks à la réduction des émissions de carbone sur l’ensemble de son empreinte, a permis d’offrir aux clients un réseau de routes réellement unique. Pourquoi la nouvelle super autoroute est-elle différente? Diversité accrue du réseau : la super autoroute évite les goulots d’étranglement de la bande passante à l’approche de Paris dans les zones de la Petite Couronne et de Saint-Denis et offre ainsi aux clients de ces zones une diversité d’itinéraires vers Francfort, Bruxelles, Marseille et Londres. Sites d’amplificateurs en ligne (ILA) moins nombreux et plus économes en énergie : le dernier type de fibre déployé permet un espacement optimal et plus long entre les sites ILA, d’où la réduction de leur nombre de quatre à trois permettant à son tour de rationaliser la construction du réseau et de réduire la consommation d’énergie, à la fois pendant la construction et maintenant, pour l’exploitation. Conception mettant l’accent sur la durabilité : équipés de systèmes de refroidissement très économes en énergie, les nouveaux ILA réduisent la demande d’énergie à long terme et diminuent encore l’empreinte carbone de l’itinéraire. Connectivité longue distance étendue vers la Belgique : euNetworks exploite un réseau de 1 660 km de de fibre optique déployé de manière unique à travers la Belgique et vers Bruxelles ; il s’agit du plus récent réseau métropolitain d’euNetworks. Cette dernière livraison fait suite à l’annonce par euNetworks de l’ouverture d’une nouvelle autoroute Francfort-Paris en octobre. En établissant cette nouvelle infrastructure vitale, euNetworks poursuit son engagement à fournir aux régions la prochaine génération de bande passante indispensable pour répondre aux demandes de bande passante des clients d’aujourd’hui et à la demande exponentielle de bande passante que la technologie entraînera à l’avenir. Le nouveau système « Super Highway » de réseaux longue distance de euNetworks est le seul nouveau système moderne de réseau en fibre optique en service actuellement à connecter tous les centres de données de Francfort, Londres, Amsterdam, Paris et Dublin (FLAP-D). La Société propose également une connexion continue vers le reste de l’Europe sur les réseaux de fibre optique qu’elle possède et exploite. Kevin Dean, PDG par intérim d’euNetworks, a déclaré : « La livraison en quelques semaines de notre cinquième super autoroute et de notre troisième nouvelle super autoroute est une réalisation fantastique à mettre au compte de notre équipe. euNetworks a construit, possède et exploite un système de réseau qui est au cœur de l’infrastructure critique exigée par certains des plus grands utilisateurs mondiaux de bande passante en Europe. » Kevin Dean a ajouté : « L’itinéraire Paris-Lille est la phase initiale d’une nouvelle super autoroute qui prolongera notre réseau de super autoroutes jusqu’à Amsterdam. Cette livraison offre à la région FLAP-D une nouvelle route clé ; comme nos autres nouvelles routes, elle est innovante dans sa conception et sa construction et donne au marché une nouvelle et importante capacité de liaison en fibre de centre de données à centre de données. Je suis enthousiasmé par les nouvelles possibilités que cela nous donne d’aider nos clients, et par les investissements supplémentaires potentiels dans les infrastructures en Europe que nous explorons collectivement. » euNetworks construit et investit dans des réseaux de fibre optique urbains et longue distance pour connecter les principaux centres et hubs de données européens. La Société possède et exploite des réseaux de fibre optique dans 18 villes ainsi qu’un réseau longue distance très différencié qui s’étend sur 46 100 kilomètres à travers 17 pays. Grand spécialiste du secteur, euNetworks continue de croître et d’ investir en partenariat avec ses clients, en favorisant les nouvelles technologies et en approfondissant ses réseaux de fibre uniques en Europe. Ces investissements alimentent la croissance de la Société. À propos d’euNetworks euNetworks est une entreprise spécialisée dans les infrastructures de bande passante critique, qui possède et exploite 18 réseaux métropolitains basés sur la fibre optique, reliés par un réseau interurbain à haute capacité couvrant 53 villes dans 17 pays à travers l'Europe. L'entreprise est leader sur le marché de la connectivité des centres de données, connectant aujourd'hui plus de 545 centres directement. euNetworks est également un fournisseur de premier plan en matière de connectivité cloud et propose un portefeuille ciblé de services métropolitains et longue distance, notamment la fibre optique noire, les longueurs d'onde et l'Ethernet. Les clients des secteurs de la vente en gros, de la finance, des contenus, des médias, de la téléphonie mobile, des centres de données et des entreprises bénéficient de l'inventaire unique d'euNetworks en matière de fibres et de conduits, qui sont conçus pour répondre à leurs besoins en matière de large bande passante. La société fournit des services en s’engageant activement en faveur du développement durable et se concentre sur son objectif d’émissions nettes de carbone, de gestion de la chaîne d’approvisionnement respectueuse de l’environnement et de collaboration entre la communauté et l’industrie pour relever les défis environnementaux à venir. Pour plus d’informations, rendez-vous sur eunetworks.com . Le texte du communiqué issu d’une traduction ne doit d’aucune manière être considéré comme officiel. La seule version du communiqué qui fasse foi est celle du communiqué dans sa langue d’origine. La traduction devra toujours être confrontée au texte source, qui fera jurisprudence. Consultez la version source sur businesswire.com : https://www.businesswire.com/news/home/20241217718636/fr/ CONTACT: Hannah Britt|Directrice du marketing|euNetworks hannah.britt@eunetworks.come-mail |+44 7717 896 446 tél. mobile KEYWORD: EUROPE UNITED KINGDOM NETHERLANDS FRANCE INDUSTRY KEYWORD: DATA MANAGEMENT TECHNOLOGY TELECOMMUNICATIONS MOBILE/WIRELESS NETWORKS INTERNET CARRIERS AND SERVICES SOURCE: euNetworks Group Limited Copyright Business Wire 2024. PUB: 12/17/2024 02:12 PM/DISC: 12/17/2024 02:13 PM http://www.businesswire.com/news/home/20241217718636/frUS President Joe Biden on Sunday said deposed Syrian leader Bashar al-Assad should be "held accountable" but called the nation's political upheaval a "historic opportunity" for Syrians to rebuild their country. In the first full US reaction to Assad's overthrow by an Islamist-led coalition of rebel factions, Biden also warned that Washington will "remain vigilant" against the emergence of terrorist groups, announcing that US forces had just conducted fresh strikes against militants from the Islamic State organization. "The fall of the regime is a fundamental act of justice," Biden said, speaking from the White House. "It's a moment of historic opportunity for the long-suffering people of Syria." Asked by reporters what should happen to the deposed president, who reportedly has fled to Moscow, Biden said that "Assad should be held accountable." Biden -- set to step down in January and make way for Republican Donald Trump's return to power -- said Washington will assist Syrians in rebuilding. "We will engage with all Syrian groups, including within the process led by the United Nations, to establish a transition away from the Assad regime toward independent, sovereign" Syria "with a new constitution," he said. However, Biden cautioned that hardline Islamist groups within the victorious rebel alliance will be under scrutiny. "Some of the rebel groups that took down Assad have their own grim record of terrorism and human right abuses," Biden said. The United States had "taken note" of recent statements by rebels suggesting they had since moderated, he said, but cautioned: "We will assess not just their words, but their actions." Biden said Washington is "clear eyed" that the Islamic State extremist group, often known as ISIS, "will try to take advantage of any vacuum to reestablish" itself in Syria. "We will not let that happen," he said, adding that on Sunday alone, US forces had conducted strikes against ISIS inside Syria. The US military said the strikes were conducted by warplanes against Islamic State operatives and camps. Strikes were carried out against "over 75 targets using multiple US Air Force assets, including B-52s, F-15s, and A-10s," the US Central Command said on social media. Earlier, Biden met with his national security team at the White House to discuss the crisis. Assad's reported departure comes less than two weeks after the Islamist Hayat Tahrir al-Sham (HTS) group challenged more than five decades of Assad family rule with a lightning rebel offensive that broke long-frozen frontlines in Syria's civil war. They announced Sunday they had taken the capital Damascus and that Assad had fled, prompting celebrations nationwide and a ransacking of Assad's luxurious home. A Kremlin source told Russian news agencies that the deposed leader was now in Moscow, along with his family. The US military has around 900 troops in Syria and 2,500 in Iraq as part of the international coalition established in 2014 to help combat the Islamic State jihadist group. It has regularly struck targets in the country including those linked to Iranian-backed militias. Tehran was a major backer of Assad's government. Biden also confirmed US authorities believe the American journalist Austin Tice, who was abducted in Syria in 2012, still lives. "We believe he's alive," Biden said, but the US has yet "to identify where he is." bur-sms/mlmWealth strategies that used to be reserved for billionaires are becoming more accessible

Sportscaster Greg Gumbel dies at age 78

( MENAFN - PR Newswire) LONDON, Dec. 18, 2024 /PRNewswire/ -- The global IPO market recorded 1,215 deals, raking in US$121.2b in proceeds for 2024, falling slightly behind 2023 levels. The second half of this year had a stronger performance compared with the first half, with the fourth quarter outperforming the three preceding quarters. These and other findings are available in the EY Global IPO Trends 2024 . India, for the first time, has risen to the number one position globally in IPO volume, listing nearly twice as many IPOs as the US and two-and-a-half times as many as Europe. Meanwhile, the US reclaimed the top spot globally for IPO proceeds for the first time since the 2021 peak, continuing to stand out as the most dynamic and attractive market for global investors. The US stock market's valuation also reached unprecedented levels, outpacing all other markets. In addition, a historic high of 55% of US public listings in 2024 were foreign issuers. Tightened regulations in the Chinese mainland contributed to its weakest IPO performance in a decade by number. Australia faced its sharpest decline in volume in more than 20 years. And Malaysia achieved a 19-year record high for number of IPOs, fueled by increased interest to its valuation and liquidity. In 2024, public listings of private equity- (PE) and venture capital- (VC) backed portfolio companies generated 46% of total global IPO proceeds, highlighting their substantial contribution to global IPO activity and reinforcing the critical role of PE and VC firms in shaping the IPO landscape. Out of the 20 mega IPOs in 2024, 12 were PE-backed, a significant increase from the two listed last year. There were also 18 unicorn IPOs listed in 2024, half of which were launched by VC firms, up from just three in 2023. Technology, media and telecommunications (TMT), industrials and consumer sectors dominated global IPOs, with an approximately combined 60% share across all sectors by both number and proceeds. Cross-border listings continued to increase in 2024 with a total of 113 listings compared with 83 in 2023. The US remained the leading destination for IPOs, while mid-to-large cap deals demonstrated a solid after-market performance. 2024 regional performance EMEIA emerged as the leader in both volume and proceeds among the regions, with 522 deals raising US$53.2b. The region contributed six of the top 10 largest public offerings, with three of them PE-/VC-backed. The Americas saw a strong recovery, reaching its highest IPO activity since 2021, in both volume and proceeds, with 205 IPOs raising US$33.1b. IPO activity in the Asia-Pacific region continued its downward trajectory that began in 2021, declining 35% in deals and 51% in proceeds year-over-year (YOY), although the second half of the year had a greater performance compared with the first half. AI companies continue to attract investors; crypto-focused firms gain momentum There are currently more than 600 artificial intelligence (AI) and AI-related public companies and nearly half of them have gone public in the past four years, many with VC backing, demonstrating how IPOs can help overcome funding challenges while driving innovation and growth. Approximately, 60 AI companies are currently in the process of IPO registration, with more than 400 in the pipeline, indicating continued investor interest and VC support in AI-driven innovations. If the AI vertical establishes a benchmark in successful IPOs, it could encourage other high-growth verticals to pursue IPOs, fueling broader market momentum in future years. The approval of Bitcoin and Ethereum exchange-traded funds (ETFs) in the US this year has enhanced the legitimacy of digital assets, which provides greater access for institutional investors and improved market liquidity, potentially driving a wave of IPO filings from crypto-focused firms. The success of these IPOs, however, also hinges on navigating regulatory challenges and showcasing robust compliance structures. Impact on IPOs post US election Historically, IPO activity has typically risen in the years following the US presidential elections, regardless of which party controls the majority. There's usually a certain amount of uncertainty in the lead up to an election, but, post-election, there is generally greater clarity in terms of policy direction and economic initiatives. This tends to stabilize market sentiment, creating a more favorable environment for IPOs. First-movers in a post-election year tend to include industrials, TMT and financials. However, nearly all sectors experience growth. 2025 outlook and beyond Mega trends, including shifting fiscal and monetary policies, geopolitical tensions and global supply chain, AI and digital transformation, new environmental, social and governance (ESG) priorities and the influence of the new US administration are reshaping the global IPO market. Despite these transformative forces, the IPO market remains on track for a strong performance in 2025, supported by a cautiously optimistic economic environment, increasingly favorable monetary policies and heightened liquidity and valuation levels. Simultaneously, the traditional global IPO market is evolving into interconnected, yet distinct regional ecosystems with their own sector specializations and growth drivers. The success of each sector is increasingly influenced by the economic conditions of its local market and the strategic priorities of the region. George Chan, EY Global IPO Leader, says: "Business transformation requires funding, and an IPO offers a powerful avenue to raise the capital needed to drive growth and innovation. After a period of slower activity, the global IPO market is regaining its momentum, supported by more favorable market conditions. The outlook for 2025 appears increasingly optimistic, with a strong pipeline of companies across sectors looking to capture the opportunities presented by this renewed market strength." Notes to editors About EY EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets. Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow. EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories. All in to shape the future with confidence. EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. Information about how EY collects and uses personal data and a description of the rights individuals have under data protection legislation are available via ey/privacy. EY member firms do not practice law where prohibited by local laws. For more information about our organization, please visit ey. This news release has been issued by EYGM Limited, a member of the global EY organization that also does not provide any services to clients. About EY Private As Advisors to the ambitiousTM, EY Private professionals possess the experience and passion to support private businesses and their owners in unlocking the full potential of their ambitions. EY Private teams offer distinct insights born from the long EY history of working with business owners and entrepreneurs. These teams support the full spectrum of private enterprises including private capital managers and investors and the portfolio businesses they fund, business owners, family businesses, family offices and entrepreneurs. Visit ey/private . About EY IPO services Going public is a transformative milestone in an organization's journey. As the industry-leading advisor in initial public offering (IPO) services, EY teams advise ambitious organizations around the world and helps equip them for IPO success. EY teams serve as trusted business advisors guiding companies from start to completion, strategically positioning businesses to help achieve their goals over short windows of opportunity and preparing companies for their next chapter in the public eye. ey/ipo About the data The data presented here is available on ey/ipo/trends . Q4 2024 refers to the fourth quarter of 2024 and covers completed IPOs from 1 October to 9 December 2024, plus expected IPOs by 31 December 2024 (forecasted as of 9 December 2024). Q4 2023 refers to the fourth quarter of 2023 and covers completed IPOs from 1 October to 31 December 2023. H1 2024 refers to the first half of 2024 and covers completed IPOs from 1 January 2024 to 30 June 2024. H2 2024 refers to the second half of 2024 and covers completed IPOs from 1 July to 9 December, plus expected IPOs by 31 December 2024 (forecasted as of 9 December 2024). 2024 refers to the full calendar year and covers completed IPOs from 1 January 2024 to 9 December 2024, plus expected IPOs by 31 December 2024 (forecasted as of 9 December 2024). 2023 refers to the full calendar year and covers completed IPOs from 1 January 2023 to 31 December 2023. All data contained in this document is sourced from Dealogic, Mergermarket, PitchBook, S&P Capital IQ, LSEG (Refinitiv) and EY analysis unless otherwise noted. The Dealogic data in this report are under license by ION. ION retains and reserves all rights in such data. SPAC data are excluded from all data in this report, except where indicated. Lauren Mosery EY Global Media Relations +1 732 977 2063 [email protected] Logo - MENAFN17122024003732001241ID1109004789 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.RICHMOND, B.C. — A serial property flipper in British Columbia has been convicted of tax evasion and fined more than $2 million for failing to report nearly $7.5 million in earnings. The Canada Revenue Agency says in a statement that Balkar Bhullar of Richmond, B.C., was given a conditional sentence of two years less a day on Dec. 19 and fined about $2.15 million, matching the amount of unpaid federal income tax. The agency says Bhullar pleaded guilty on Aug. 3 last year to one count of tax evasion, relating to undeclared income of about $7.49 million from transferring assignment fees on 14 properties from 2011 to 2014. Assignment fees are paid for the right to purchase a property, in which a contract's rights and obligations are transferred from one buyer to another. The CRA says in a statement that it has made "significant progress" uncovering and addressing tax cheating in the real estate sector. A new home flipping tax will come into effect in B.C. on Jan. 1, with the tax of up to 20 per cent applying to homeowners who sell properties within two years of buying. A statement from the Ministry of Finance says it’s estimated about 4,000 properties will be subject to the tax in 2025 and all revenue collected from the tax will go toward housing programs. B.C.'s Finance Minister Brenda Bailey says in the statement that measures like the home-flipping tax aim to ensure there are more affordable homes for buyers and renters and discourage speculative investors from buying houses for a quick profit. The B.C. Real Estate Association has criticized the tax, saying there is a "significant risk" it will cause sellers to delay listing their homes, lowering resale housing supply and tightening market conditions. This report by The Canadian Press was first published Dec. 27, 2024. The Canadian Press

PS Plus December Lineup: New Games, Exclusive Trials And 30th Anniversary SurprisesSUNDAY, Dec. 8, 2024 (HealthDay News) -- Shingles can strike anyone who had chickenpox when they were young, and the intense pain that can accompany this body rash has sidelined many a senior. Here, one expert explains how and why shingles can surface, and what you can do to treat it, or better yet, avoid it. Shingles can happen at any age, but it most typically affects people over 50 who have stress and compromised immunity. “Shingles is caused by the varicella-zoster virus. It’s the same virus that causes chickenpox,” said Dr. Eugene Fellin , a family medicine physician at Penn State Health Medical Group – Fleetwood. “For most of us who grew up before the 1990s, when children began being immunized against chickenpox, we’ve been exposed to the virus and are at risk for shingles.” How can shingles surface? After lying dormant in the nervous system for years, the virus can reemerge as shingles, which causes painful rashes that typically surface on the face or around the side of the torso, Fellin explained. “It’s like a poison ivy rash that won’t go away,” he added in a Penn State news release. “It can occur in patches, but along that same nerve root. A lot of times, people feel some tingling or a burning sensation prior to the rash actually breaking out,” Fellin noted. “When we’re looking for the rash, it will be in a string on the torso because the nerves wrap around the torso. You get a line around you, from the back to the front.” “The other issue we worry about is if it breaks out on the face and involves the eye because this can lead to blindness,” Fellin said. “Shingles around the eye is considered dangerous, and an instant referral to an ophthalmologist is always recommended.” What can you take to treat shingles? Antivirals such as Valacyclovir can be prescribed, but they’re time-sensitive and need to be taken within 36 hours of the start of the rash because they work by slowing the spread of the virus, Fellin said. While symptoms subside after three to five weeks, pain can sometimes return in the form of postherpetic neuralgia , he said. This long-term nerve pain occurs where the shingles rash appeared and can last for months or even years. Older adults are more likely to develop postherpetic neuralgia and have longer lasting and more severe pain, Fellin said. Luckily, there is something you can do to avoid shingles altogether: get vaccinated. The U.S. Centers for Disease Control and Prevention recommends the Shingrix vaccine, given in two doses, with the second dose given two to six months after the first. People who get shingles can still receive the vaccine, which can lower the chances of another outbreak, Fellin noted. Most family doctors and pharmacies stock the vaccine, which is covered by Medicare, he added. “Most insurance programs are covering it because it has been out long enough and shows a real benefit,” Fellin said in a Penn State news release. “There’s a lot of misinformation about vaccines circulating out there. My message is this: Don’t be afraid of this or any vaccine.” SOURCE: Penn State Health, news release, Dec. 5, 2024NEW YORK (AP) — In a string of visits, dinners, calls, monetary pledges and social media overtures, big tech chiefs — including Apple’s Tim Cook, OpenAI’s Sam Altman, Meta’s Mark Zuckerberg and Amazon’s Jeff Bezos — have joined a parade of business and world leaders in trying to improve their standing with President-elect Donald Trump before he takes office in January. “The first term, everybody was fighting me,” Trump said in remarks at Mar-a-Lago . “In this term, everybody wants to be my friend.” Tech companies and leaders have now poured millions into his inauguration fund, a sharp increase — in most cases — from past pledges to incoming presidents. But what does the tech industry expect to gain out of their renewed relationships with Trump? A clue to what the industry is looking for came just days before the election when Microsoft executives — who’ve largely tried to show a neutral or bipartisan stance — joined with a close Trump ally, venture capitalist Marc Andreessen, to publish a blog post outlining their approach to artificial intelligence policy. “Regulation should be implemented only if its benefits outweigh its costs,” said the document signed by Andreessen, his business partner Ben Horowitz, Microsoft CEO Satya Nadella and the company’s president, Brad Smith. They also urged the government to back off on any attempt to strengthen copyright laws that would make it harder for companies to use publicly available data to train their AI systems. And they said, “the government should examine its procurement practices to enable more startups to sell technology to the government.” Trump has pledged to rescind President Joe Biden’s sweeping AI executive order, which sought to protect people’s rights and safety without stifling innovation. He hasn’t specified what he would do in its place, but his campaign said AI development should be “rooted in Free Speech and Human Flourishing.” Trump’s choice to head the Interior Department, North Dakota Gov. Doug Burgum, has spoken openly about the need to boost electricity production to meet increased demand from data centers and artificial intelligence. “The AI battle affects everything from defense to healthcare to education to productivity as a country,′′ Burgum said on Nov. 15, referring to artificial intelligence. “And the AI that’s coming in the next 18 months is going to be revolutionary. So there’s just a sense of urgency and a sense of understanding in the Trump administration′′ to address it. Demand for data centers ballooned in recent years due to the rapid growth of cloud computing and artificial intelligence, and local governments are competing for lucrative deals with big tech companies. But as data centers begin to consume more resources, some residents are pushing back against the world’s most powerful corporations over concerns about the economic, social and environmental health of their communities. “Maybe Big Tech should buy a copy of ‘The Art of The Deal’ to figure out how to best negotiate with this administration,” suggested Paul Swanson, an antitrust attorney for the law firm Holland & Hart. “I won’t be surprised if they find ways to reach some accommodations and we end up seeing more negotiated resolutions and consent decrees.” Although federal regulators began cracking down on Google and Facebook during Trump’s first term as president — and flourished under Biden — most experts expect his second administration to ease up on antitrust enforcement and be more receptive to business mergers. Google may benefit from Trump’s return after he made comments on the campaign trail suggesting a breakup of the company isn’t in the U.S. national interest, after a judge declared its search engine an illegal monopoly . But recent nominations put forward by his transition team have favored those who have been critical of Big Tech companies, suggesting Google won’t be entirely off the hook. Cook’s notoriously rocky relationship with the EU can be traced back to a 2016 ruling from Brussels in a tax case targeting Apple. Cook slammed the bloc’s order for Apple to pay back up to $13.7 billion in Irish back taxes as “total political crap.” Trump, then in his first term as president, piled on, referring to the European Commissioner Margrethe Vestager, who was spearheading a campaign on special tax deals and a crackdown on Big Tech companies, as the “tax lady” who “really hates the U.S.” Brussels was eventually vindicated after the bloc’s top court rejected Apple’s appeal this year, though it didn’t stop Cook from calling Trump to complain, Trump recounted in a podcast in October. Trump hosted Cook for a Friday evening dinner at the president-elect’s Mar-a-Lago resort, according to a person familiar with the matter who was not authorized to comment publicly. Neither Apple nor the Trump transition team has commented on the nature of their discussions. Altman , Amazon and Meta all pledged to donate $1 million each to Trump’s inaugural fund. During his first term, Trump criticized Amazon and railed against the political coverage at The Washington Post, which billionaire Bezos owns. Meanwhile, Bezos had criticized some of Trump’s past rhetoric. In 2019, Amazon also argued in a court case that Trump’s bias against the company harmed its chances of winning a $10 billion Pentagon contract. More recently, Bezos has struck a more conciliatory tone. He recently said at The New York Times’ DealBook Summit in New York that he was “optimistic” about Trump’s second term, while also endorsing president-elect’s plans to cut regulations. The donation from Meta came just weeks after Zuckerberg met with Trump privately at Mar-a-Lago. During the 2024 campaign, Zuckerberg did not endorse a candidate for president, but voiced a more positive stance toward Trump. Earlier this year, he praised Trump’s response to his first assassination attempt. Still, Trump in recent months had continued to attack Zuckerberg publicly. And Altman, who is in a legal dispute with AI rival Elon Musk, has said he is “not that worried” about the Tesla CEO’s influence in the incoming administration. Musk, an early OpenAI investor and board member, sued the artificial intelligence company earlier this year alleging that the maker of ChatGPT betrayed its founding aims of benefiting the public good rather than pursuing profits.

Klaus Vedfelt Dear readers/followers, One of my primary investments for the past year has been investment into the beverage and alcohol sector. This has been the case with companies such as Diageo ( DEO ) and giants like LVMH ( The company discussed in this article is only one potential investment in the sector. Members of iREIT on Alpha get access to investment ideas with upsides that I view as significantly higher/better than this one. Consider subscribing and learning more here. Wolf Report is a senior analyst and private portfolio manager with over 10 years of generating value ideas in European and North American markets. He is a contributing author and analyst for the investing group iREIT®+HOYA Capital and Wide Moat Research LLC where in addition to the U.S. market, he covers the markets of Scandinavia, Germany, France, UK, Italy, Spain, Portugal and Eastern Europe in search of reasonably valued stock ideas. Learn more Analyst’s Disclosure: I/we have a beneficial long position in the shares of STZ, LVMUY, PDRDF, DEO, CABGY either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. While this article may sound like financial advice, please observe that the author is not a CFA or in any way licensed to give financial advice. It may be structured as such, but it is not financial advice. Investors are required and expected to do their own due diligence and research prior to any investment. Short-term trading, options trading/investment and futures trading are potentially extremely risky investment styles. They generally are not appropriate for someone with limited capital, limited investment experience, or a lack of understanding of the necessary risk tolerance involved. I own the European/Scandinavian tickers (not the ADRs) of all European/Scandinavian companies listed in my articles. I own the Canadian tickers of all Canadian stocks I write about. Please note that investing in European/Non-US stocks comes with withholding tax risks specific to the company's domicile as well as your personal situation. Investors should always consult a tax professional as to the overall impact of dividend withholding taxes and ways to mitigate these. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.